Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 8.12% is in line with its 5-year average of 7.70%, around the middle of its 5-year range (5.20%–9.90%).
As of the fiscal period ended Tuesday, June 30, 2026. 14.27% above its 12-month average of 7.11%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 8.12%.
RETURN ON EQUITY (ROE)
8.12%
RETURN ON EQUITY (ROE) AVG TTM
7.11%
RETURN ON EQUITY (ROE) AVG 3Y
6.71%
RETURN ON EQUITY (ROE) AVG 5Y
7.70%
RETURN ON EQUITY (ROE) AVG 10Y
7.29%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+14.27%
CURRENT VS 3Y AVG
+21.04%
CURRENT VS 5Y AVG
+5.43%
CURRENT VS 10Y AVG
+11.42%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.39%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-39.38%
vs the sector median at left
Citizens Financial Group, Inc.
Market Cap
$27.41B
Return on Equity (ROE)
8.12%
TTM Avg
7.11%
3Y Avg
6.71%
5Y Avg
7.70%
Market Cap
$27.06B
Return on Equity (ROE)
20.36%
TTM Avg
9.45%
3Y Avg
10.01%
5Y Avg
13.52%
Market Cap
$26.68B
Return on Equity (ROE)
24.05%
TTM Avg
19.64%
3Y Avg
16.29%
5Y Avg
15.64%
Market Cap
$29.68B
Return on Equity (ROE)
-0.02%
TTM Avg
0.04%
3Y Avg
-0.33%
5Y Avg
2.49%
Market Cap
$24.92B
Return on Equity (ROE)
18.89%
TTM Avg
19.63%
3Y Avg
19.57%
5Y Avg
17.01%
Market Cap
$24.85B
Return on Equity (ROE)
19.96%
TTM Avg
15.74%
3Y Avg
10.53%
5Y Avg
12.67%
Market Cap
$24.70B
Return on Equity (ROE)
12.74%
TTM Avg
12.07%
3Y Avg
19.35%
5Y Avg
15.94%
Market Cap
$30.61B
Return on Equity (ROE)
18.16%
TTM Avg
17.40%
3Y Avg
16.95%
5Y Avg
16.05%
Market Cap
$31.07B
Return on Equity (ROE)
7.35%
TTM Avg
9.46%
3Y Avg
10.40%
5Y Avg
9.10%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $27.41B | 8.12% | 7.11% | 6.71% | 7.70% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $27.06B | 20.36% | 9.45% | 10.01% | 13.52% |
| Cboe Global Markets, Inc. (CBOE)vs › | $26.68B | 24.05% | 19.64% | 16.29% | 15.64% |
| iShares Silver Trust (SLV)vs › | $29.68B | -0.02% | 0.04% | -0.33% | 2.49% |
| W. R. Berkley Corporation (WRB)vs › | $24.92B | 18.89% | 19.63% | 19.57% | 17.01% |
| Cincinnati Financial Corporation (CINF)vs › | $24.85B | 19.96% | 15.74% | 10.53% | 12.67% |
| Principal Financial Group, Inc. (PFG)vs › | $24.70B | 12.74% | 12.07% | 19.35% | 15.94% |
| Raymond James Financial, Inc. (RJF)vs › | $30.61B | 18.16% | 17.40% | 16.95% | 16.05% |
| Huntington Bancshares Incorporated (HBAN)vs › | $31.07B | 7.35% | 9.46% | 10.40% | 9.10% |
| Regions Financial Corporation (RF)vs › | $23.36B | 11.85% | 10.96% | 11.97% | 11.28% |
ROE
8.1%
ROA
0.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 8.12% |
| 2026-03-31 | 7.55% |
| 2025-12-31 | 6.96% |
| 2025-09-30 | 6.60% |
| 2025-06-30 | 6.31% |
| 2025-03-31 | 6.23% |
| 2024-12-31 | 6.22% |
| 2024-09-30 | 5.20% |
| 2024-06-30 | 5.63% |
| 2024-03-31 | 6.02% |
| 2023-12-31 | 6.61% |
| 2023-09-30 | 9.06% |
| 2023-06-30 | 9.66% |
| 2023-03-31 | 8.94% |
| 2022-12-31 | 8.75% |
| 2022-09-30 | 8.42% |
| 2022-06-30 | 7.58% |
| 2022-03-31 | 9.64% |
| 2021-12-31 | 9.90% |
| 2021-09-30 | 9.58% |
| 2021-06-30 | 8.75% |
| 2021-03-31 | 7.21% |
| 2020-12-31 | 4.66% |
| 2020-09-30 | 4.68% |
| 2020-06-30 | 5.29% |
| 2020-03-31 | 6.31% |
| 2019-12-31 | 8.07% |
| 2019-09-30 | 8.27% |
| 2019-06-30 | 8.18% |
| 2019-03-31 | 8.23% |
| 2018-12-31 | 8.27% |
| 2018-09-30 | 9.48% |
| 2018-06-30 | 8.93% |
| 2018-03-31 | 8.57% |
| 2017-12-31 | 8.15% |
| 2017-09-30 | 6.31% |
| 2017-06-30 | 6.07% |
| 2017-03-31 | 5.75% |
| 2016-12-31 | 5.29% |
| 2016-09-30 | 4.88% |
| 2016-06-30 | 4.48% |
| 2016-03-31 | 4.28% |
| 2015-12-31 | 4.28% |
| 2015-09-30 | 4.16% |
| 2015-06-30 | 4.01% |
| 2015-03-31 | 4.64% |
| 2014-12-31 | 4.49% |
| 2014-09-30 | 4.23% |
| 2014-06-30 | 3.95% |
| 2014-03-31 | -17.71% |
| 2013-12-31 | -17.85% |
| 2013-09-30 | -17.91% |