Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 8.12% is 13% above its 5-year average of 7.18%, around the middle of its 5-year range (4.66%–9.90%).
23.22% above its 12-month average of 6.59%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
8.12%
RETURN ON EQUITY (ROE) AVG TTM
6.59%
RETURN ON EQUITY (ROE) AVG 3Y
7.13%
RETURN ON EQUITY (ROE) AVG 5Y
7.18%
RETURN ON EQUITY (ROE) AVG 10Y
7.01%
RETURN ON EQUITY (ROE) AVG 15Y
6.02%
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+23.22%
CURRENT VS 3Y AVG
+13.81%
CURRENT VS 5Y AVG
+13.04%
CURRENT VS 10Y AVG
+15.76%
CURRENT VS 15Y AVG
+34.84%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.91%
median of 94 covered companies
CURRENT VS SECTOR MEDIAN
-41.62%
vs the sector median at left
Citizens Financial Group, Inc.
Market Cap
$31.34B
Return on Equity (ROE)
8.12%
TTM Avg
6.59%
3Y Avg
7.13%
5Y Avg
7.18%
Market Cap
$31.02B
Return on Equity (ROE)
20.36%
TTM Avg
9.45%
3Y Avg
10.01%
5Y Avg
13.52%
Market Cap
$30.67B
Return on Equity (ROE)
24.05%
TTM Avg
19.64%
3Y Avg
16.29%
5Y Avg
15.64%
Market Cap
$34.25B
Return on Equity (ROE)
19.53%
TTM Avg
19.44%
3Y Avg
18.63%
5Y Avg
16.86%
Market Cap
$34.77B
Return on Equity (ROE)
18.16%
TTM Avg
17.40%
3Y Avg
16.95%
5Y Avg
16.05%
Market Cap
$34.85B
Return on Equity (ROE)
16.72%
TTM Avg
14.64%
3Y Avg
12.62%
5Y Avg
12.28%
Market Cap
$27.02B
Return on Equity (ROE)
11.85%
TTM Avg
10.96%
3Y Avg
11.97%
5Y Avg
11.28%
Market Cap
$35.90B
Return on Equity (ROE)
7.35%
TTM Avg
9.46%
3Y Avg
10.40%
5Y Avg
9.10%
Market Cap
$26.50B
Return on Equity (ROE)
19.96%
TTM Avg
15.74%
3Y Avg
10.53%
5Y Avg
12.67%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $31.34B | 8.12% | 6.59% | 7.13% | 7.18% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.02B | 20.36% | 9.45% | 10.01% | 13.52% |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.67B | 24.05% | 19.64% | 16.29% | 15.64% |
| Arch Capital Group Ltd. (ACGL)vs › | $34.25B | 19.53% | 19.44% | 18.63% | 16.86% |
| Raymond James Financial, Inc. (RJF)vs › | $34.77B | 18.16% | 17.40% | 16.95% | 16.05% |
| Northern Trust Corporation (NTRS)vs › | $34.85B | 16.72% | 14.64% | 12.62% | 12.28% |
| Regions Financial Corporation (RF)vs › | $27.02B | 11.85% | 10.96% | 11.97% | 11.28% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.90B | 7.35% | 9.46% | 10.40% | 9.10% |
| Cincinnati Financial Corporation (CINF)vs › | $26.50B | 19.96% | 15.74% | 10.53% | 12.67% |
| W. R. Berkley Corporation (WRB)vs › | $26.23B | 18.89% | 19.63% | 19.57% | 17.01% |
ROE
8.1%
ROA
0.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 6.96% |
| 2024-12-31 | 6.22% |
| 2023-12-31 | 6.61% |
| 2022-12-31 | 8.75% |
| 2021-12-31 | 9.90% |
| 2020-12-31 | 4.66% |
| 2019-12-31 | 8.07% |
| 2018-12-31 | 8.27% |
| 2017-12-31 | 8.15% |
| 2016-12-31 | 5.29% |
| 2015-12-31 | 4.28% |
| 2014-12-31 | 4.49% |
| 2013-12-31 | -17.85% |
| 2012-12-31 | 2.66% |
| 2011-12-31 | 0.00% |
