Which has the lower trailing P/E, CFG or CINF?

CINF has the lower trailing P/E: CFG trades at 16.07 and CINF at 8.13. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CFG or CINF?

Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus CINF at 8.12%.

Does CFG or CINF pay a bigger dividend?

CFG yields 3.06% and CINF yields 2.10% based on trailing dividends and the latest price.

Is CFG or CINF more profitable?

CINF runs the higher net margin — CFG at 18.54% versus CINF at 23.84%.

How have CFG and CINF total returns compared?

Over the past 10 years, CFG delivered 16.55% and CINF delivered 11.47% annualized total return. Past performance doesn't predict future results.

Citizens Financial Group, Inc. (CFG) vs Cincinnati Financial Corporation (CINF)

A side-by-side comparison of Citizens Financial Group, Inc. and Cincinnati Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 13, 2026. Differences are shown without an overall score or investment verdict.

CFG

Citizens Financial Group, Inc.

$31.26B

$73.91Financial ServicesDelayed quote: Aug 12, 2026, 4:00 PM EDT

CINF

Cincinnati Financial Corporation

$26.47B

$172.47Financial ServicesDelayed quote: Aug 12, 2026, 4:00 PM EDT

Total return — CFG vs CINF

growth of $100 · dividends reinvested · last 10y

CFG +359.9% (+16.5%/yr)CINF +195.5% (+11.4%/yr)CFG compounded faster over this window

CFG CINF

CFG vs CINF: by the numbers

•CFG is the larger company ($31.26B vs $26.47B market cap).
•CINF trades at the lower trailing earnings multiple (8.13 vs 16.07 P/E), one valuation lens rather than an overall verdict.
•CINF converts more revenue to profit (23.84% vs 18.54% net margin).
•CFG grew revenue faster over the past five years (9.71% vs 8.12% CAGR).
•CFG pays the higher dividend yield (3.06% vs 2.10%).

Metrics side by side

Valuation

Metric	CFG	CINF
P/E ratio	16.07	8.13
Forward P/E	13.94	20.30
P/S ratio	2.75	1.93
P/B ratio	1.20	1.61

Profitability

Metric	CFG	CINF
Gross margin	72.37%	52.29%
Operating margin	23.64%	29.83%
Net margin	18.54%	23.84%
ROE	8.12%	19.96%
ROIC	4.25%	10.68%

Dividends

Metric	CFG	CINF
Dividend yield	3.06%	2.10%
Payout ratio	57.95%	23.86%

Growth (annualized)

Metric	CFG	CINF
Revenue CAGR (5Y)	9.71%	8.12%
EPS CAGR (5Y)	11.93%	15.01%
Total return CAGR (5Y)	14.92%	9.88%

Frequently asked

Which has the lower trailing P/E, CFG or CINF?: CINF has the lower trailing P/E: CFG trades at 16.07 and CINF at 8.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or CINF?: Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus CINF at 8.12%.
Does CFG or CINF pay a bigger dividend?: CFG yields 3.06% and CINF yields 2.10% based on trailing dividends and the latest price.
Is CFG or CINF more profitable?: CINF runs the higher net margin — CFG at 18.54% versus CINF at 23.84%.
How have CFG and CINF total returns compared?: Over the past 10 years, CFG delivered 16.55% and CINF delivered 11.47% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CFG analysis Full CINF analysis Interactive comparison tool

Dig into the metrics

Citizens Financial P/E ratio Cincinnati Financial P/E ratio Citizens Financial dividend yield Cincinnati Financial dividend yield Citizens Financial ROE Cincinnati Financial ROE Citizens Financial operating margin Cincinnati Financial operating margin Citizens Financial revenue growth Cincinnati Financial revenue growth

Citizens Financial & Cincinnati Financial appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 13, 2026.