Is CFG or CINF cheaper?

On trailing earnings, CINF is cheaper: CFG trades at a 16.68 P/E and CINF at 10.52.

Which has grown faster, CFG or CINF?

Over the past five years, CFG grew revenue faster — CFG at a 8.62% CAGR versus CINF at 5.55%.

Does CFG or CINF pay a bigger dividend?

CFG yields 2.61% and CINF yields 2.04% based on trailing dividends and the latest price.

Is CFG or CINF more profitable?

CINF runs the higher net margin — CFG at 17.51% versus CINF at 21.34%.

Which has been the better investment, CFG or CINF?

Over the past 10-year, CFG delivered the higher annualized total return — CFG at 17.76% versus CINF at 13.05%. Past performance doesn't predict future results.

Citizens Financial Group, Inc. (CFG) vs Cincinnati Financial Corporation (CINF)

CFG and CINF are evenly matched — 7 metrics each of 14.

A side-by-side comparison of Citizens Financial Group, Inc. and Cincinnati Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 29, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

CFG

Citizens Financial Group, Inc.

$29.77B

$70.40Financial Services

CINF

Cincinnati Financial Corporation

$28.47B

$184.08Financial Services

Total return — CFG vs CINF

growth of $100 · last 12y

CFG +205.0%CINF +285.4%CINF compounded faster

CFG CINF

CFG vs CINF: by the numbers

•CFG is the larger company ($29.77B vs $28.47B market cap).
•CINF trades at the lower earnings multiple (10.52 vs 16.68 P/E).
•CINF converts more revenue to profit (21.34% vs 17.51% net margin).
•CFG grew revenue faster over the past five years (8.62% vs 5.55% CAGR).
•CFG pays the higher dividend yield (2.61% vs 2.04%).

Which is better, CFG or CINF?

Metric tally: CFG 7 · CINF 7

It depends on what you're optimizing for:

ValueCINF(lower P/E)

GrowthCFG(faster 5Y revenue CAGR)

IncomeCFG(higher dividend yield)

QualityCINF(higher ROIC)

Metrics side by side

Valuation

Metric	CFG	CINF
P/E ratio	16.68	10.52●
Forward P/E	13.56●	21.20
P/S ratio	2.68	2.23●
P/B ratio	1.16●	1.83
PEG ratio	0.53●	3.03

Profitability

Metric	CFG	CINF
Gross margin	71.13%●	50.29%
Operating margin	22.26%	26.68%●
Net margin	17.51%	21.34%●
ROE	7.55%	17.54%●
ROIC	4.25%	10.68%●

Dividends

Metric	CFG	CINF
Dividend yield	2.61%●	2.04%
Payout ratio	47.18%	24.79%

Growth (annualized)

Metric	CFG	CINF
Revenue CAGR (5Y)	8.62%●	5.55%
EPS CAGR (5Y)	11.93%	15.01%●
Total return CAGR (5Y)	12.87%●	11.83%

Frequently asked

Which is better, CFG or CINF?: It depends on your goal. value: CINF (lower P/E); growth: CFG (faster 5Y revenue CAGR); income: CFG (higher dividend yield); quality: CINF (higher ROIC). Across all compared metrics, they are evenly matched.
Is CFG or CINF cheaper?: On trailing earnings, CINF is cheaper: CFG trades at a 16.68 P/E and CINF at 10.52.
Which has grown faster, CFG or CINF?: Over the past five years, CFG grew revenue faster — CFG at a 8.62% CAGR versus CINF at 5.55%.
Does CFG or CINF pay a bigger dividend?: CFG yields 2.61% and CINF yields 2.04% based on trailing dividends and the latest price.
Is CFG or CINF more profitable?: CINF runs the higher net margin — CFG at 17.51% versus CINF at 21.34%.
Which has been the better investment, CFG or CINF?: Over the past 10-year, CFG delivered the higher annualized total return — CFG at 17.76% versus CINF at 13.05%. Past performance doesn't predict future results.

Go deeper

Full CFG analysis Full CINF analysis Interactive comparison tool

Dig into the metrics

Citizens Financial P/E ratio Cincinnati Financial P/E ratio Citizens Financial dividend yield Cincinnati Financial dividend yield Citizens Financial ROE Cincinnati Financial ROE Citizens Financial operating margin Cincinnati Financial operating margin Citizens Financial revenue growth Cincinnati Financial revenue growth Citizens Financial free cash flow Cincinnati Financial free cash flow

Citizens Financial & Cincinnati Financial appear in these rankings

Highest Dividend Yield Stocks Dividend Aristocrats Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 29, 2026.