Basis: Latest stored market observation. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 16.25 is 38% above its 5-year average of 11.78, near the high end of its 5-year range (5.20–19.08).
As of Friday, August 14, 2026. 1.69% above its 12-month average of 15.98.
PE Ratio (16.25) = Close Price ($74.73) / Diluted TTM EPS ($4.60)
PE RATIO
16.25
PE RATIO AVG TTM
15.98
PE RATIO AVG 3Y
13.62
PE RATIO AVG 5Y
11.78
PE RATIO AVG 10Y
12.34
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+1.69%
CURRENT VS 3Y AVG
+19.27%
CURRENT VS 5Y AVG
+37.98%
CURRENT VS 10Y AVG
+31.73%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
15.32
median of 88 covered companies
CURRENT VS SECTOR MEDIAN
+6.04%
vs the sector median at left
Citizens Financial Group, Inc.
Market Cap
$31.60B
PE Ratio
16.25
TTM Avg
15.98
3Y Avg
13.62
5Y Avg
11.78
Market Cap
$30.80B
PE Ratio
20.39
TTM Avg
62.64
3Y Avg
45.22
5Y Avg
30.41
Market Cap
$34.73B
PE Ratio
15.75
TTM Avg
15.51
3Y Avg
14.87
5Y Avg
14.84
Market Cap
$35.02B
PE Ratio
16.43
TTM Avg
16.56
3Y Avg
14.72
5Y Avg
14.84
Market Cap
$27.22B
PE Ratio
13.02
TTM Avg
12.08
3Y Avg
11.07
5Y Avg
10.26
Market Cap
$36.19B
PE Ratio
13.37
TTM Avg
12.35
3Y Avg
11.87
5Y Avg
12.41
Market Cap
$26.58B
PE Ratio
8.16
TTM Avg
11.36
3Y Avg
10.66
5Y Avg
102.80
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $31.60B | 16.25 | 15.98 | 13.62 | 11.78 |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.99B | 23.08 | 26.90 | 27.19 | 33.26 |
| Willis Towers Watson Public Limited Company (WTW)vs › | $30.80B | 20.39 | 62.64 | 45.22 | 30.41 |
| Arch Capital Group Ltd. (ACGL)vs › | $34.49B | 7.72 | 8.44 | 8.73 | 10.24 |
| Raymond James Financial, Inc. (RJF)vs › | $34.73B | 15.75 | 15.51 | 14.87 | 14.84 |
| Northern Trust Corporation (NTRS)vs › | $35.02B | 16.43 | 16.56 | 14.72 | 14.84 |
| Regions Financial Corporation (RF)vs › | $27.22B | 13.02 | 12.08 | 11.07 | 10.26 |
| Huntington Bancshares Incorporated (HBAN)vs › | $36.19B | 13.37 | 12.35 | 11.87 | 12.41 |
| Cincinnati Financial Corporation (CINF)vs › | $26.58B | 8.16 | 11.36 | 10.66 | 102.80 |
| M&T Bank Corporation (MTB)vs › | $36.83B | 13.40 | 12.62 | 11.50 | 11.95 |
At 16.3, P/E is above its 12-year median — higher than 76% of readings in its 12-year history.
12-year low
4.0
median
13.2
12-year high
21.6
Trailing P/E
16.3
Forward P/E
14.1
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$74.73
Forward EPS (Est.)
$5.30
Forward P/E
14.09
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-08-14 | 16.25 |
| 2026-08-13 | 16.11 |
| 2026-08-12 | 16.07 |
| 2026-08-11 | 15.87 |
| 2026-08-10 | 15.80 |
| 2026-08-07 | 15.80 |
| 2026-08-06 | 15.75 |
| 2026-08-05 | 16.00 |
| 2026-08-04 | 16.02 |
| 2026-08-03 | 15.80 |
| 2026-07-31 | 16.98 |
| 2026-07-30 | 17.00 |
| 2026-07-29 | 16.90 |
| 2026-07-28 | 17.28 |
| 2026-07-27 | 16.85 |
| 2026-07-24 | 17.03 |
| 2026-07-23 | 17.01 |
| 2026-07-22 | 17.17 |
| 2026-07-21 | 17.06 |
| 2026-07-20 | 16.94 |
| 2026-07-17 | 17.15 |
| 2026-07-16 | 17.63 |
| 2026-07-15 | 16.85 |
| 2026-07-14 | 16.66 |
| 2026-07-13 | 16.67 |
| 2026-07-10 | 16.67 |
| 2026-07-09 | 16.55 |
| 2026-07-08 | 16.25 |
| 2026-07-07 | 17.01 |
| 2026-07-06 | 17.09 |
| 2026-07-02 | 16.82 |
| 2026-07-01 | 17.02 |
| 2026-06-30 | 16.60 |
| 2026-06-29 | 16.69 |
| 2026-06-26 | 16.68 |
| 2026-06-25 | 16.74 |
| 2026-06-24 | 16.46 |
| 2026-06-23 | 16.35 |
| 2026-06-22 | 16.11 |
| 2026-06-18 | 15.90 |
| 2026-06-17 | 15.82 |
| 2026-06-16 | 15.94 |
| 2026-06-15 | 15.79 |
| 2026-06-12 | 16.03 |
| 2026-06-11 | 15.76 |
| 2026-06-10 | 15.39 |
| 2026-06-09 | 15.56 |
| 2026-06-08 | 15.25 |
| 2026-06-05 | 15.16 |
| 2026-06-04 | 15.14 |
| 2026-06-03 | 14.58 |
| 2026-06-02 | 14.77 |
| 2026-06-01 | 14.40 |
| 2026-05-29 | 14.75 |
| 2026-05-28 | 14.79 |
| 2026-05-27 | 14.95 |
| 2026-05-26 | 15.08 |
| 2026-05-22 | 14.90 |
| 2026-05-21 | 14.88 |
| 2026-05-20 | 14.89 |
| 2026-05-19 | 14.53 |
| 2026-05-18 | 14.49 |
| 2026-05-15 | 14.42 |
| 2026-05-14 | 14.50 |
| 2026-05-13 | 14.32 |
| 2026-05-12 | 14.68 |
| 2026-05-11 | 14.73 |
| 2026-05-08 | 15.10 |
| 2026-05-07 | 15.22 |
| 2026-05-06 | 15.55 |
| 2026-05-05 | 15.25 |
| 2026-05-04 | 15.06 |
| 2026-05-01 | 16.69 |
| 2026-04-30 | 16.85 |
| 2026-04-29 | 16.68 |
| 2026-04-28 | 16.84 |
| 2026-04-27 | 16.78 |
| 2026-04-24 | 16.53 |
| 2026-04-23 | 16.88 |
| 2026-04-22 | 16.88 |
| 2026-04-21 | 16.92 |
| 2026-04-20 | 17.04 |
| 2026-04-17 | 16.70 |
| 2026-04-16 | 16.69 |
| 2026-04-15 | 16.89 |
| 2026-04-14 | 16.81 |
| 2026-04-13 | 16.78 |
| 2026-04-10 | 16.62 |
| 2026-04-09 | 16.83 |
| 2026-04-08 | 16.52 |
| 2026-04-07 | 15.96 |
| 2026-04-06 | 15.91 |
| 2026-04-02 | 15.80 |
| 2026-04-01 | 15.69 |
| 2026-03-31 | 15.54 |
| 2026-03-30 | 14.88 |
| 2026-03-27 | 14.97 |
| 2026-03-26 | 15.17 |
| 2026-03-25 | 15.39 |
| 2026-03-24 | 15.27 |
| 2026-03-23 | 15.02 |
| 2026-03-20 | 14.77 |
| 2026-03-19 | 14.78 |
| 2026-03-18 | 14.67 |
| 2026-03-17 | 14.79 |
| 2026-03-16 | 14.60 |
| 2026-03-13 | 14.41 |
| 2026-03-12 | 14.75 |
| 2026-03-11 | 15.16 |
| 2026-03-10 | 15.26 |
| 2026-03-09 | 15.11 |
| 2026-03-06 | 15.04 |
| 2026-03-05 | 15.42 |
| 2026-03-04 | 15.60 |
| 2026-03-03 | 15.46 |
| 2026-03-02 | 15.83 |
| 2026-02-27 | 15.59 |
| 2026-02-26 | 16.54 |
| 2026-02-25 | 16.34 |
| 2026-02-24 | 16.08 |
| 2026-02-23 | 16.19 |
| 2026-02-20 | 16.91 |
| 2026-02-19 | 16.73 |
| 2026-02-18 | 16.85 |
| 2026-02-17 | 16.68 |
| 2026-02-13 | 16.87 |
| 2026-02-12 | 16.78 |
| 2026-02-11 | 18.73 |
| 2026-02-10 | 18.92 |
| 2026-02-09 | 18.96 |
| 2026-02-06 | 19.08 |
| 2026-02-05 | 18.66 |
| 2026-02-04 | 18.66 |
| 2026-02-03 | 18.48 |
| 2026-02-02 | 18.17 |
| 2026-01-30 | 17.64 |
| 2026-01-29 | 17.78 |
| 2026-01-28 | 17.62 |
| 2026-01-27 | 17.76 |
| 2026-01-26 | 17.51 |
| 2026-01-23 | 17.55 |
| 2026-01-22 | 18.00 |
| 2026-01-21 | 17.94 |
| 2026-01-20 | 16.75 |
| 2026-01-16 | 17.04 |
| 2026-01-15 | 16.98 |
| 2026-01-14 | 16.79 |
| 2026-01-13 | 16.75 |
| 2026-01-12 | 16.86 |
| 2026-01-09 | 16.96 |
| 2026-01-08 | 17.15 |
| 2026-01-07 | 17.08 |
| 2026-01-06 | 17.41 |
| 2026-01-05 | 17.10 |
| 2026-01-02 | 16.64 |
| 2025-12-31 | 16.36 |
| 2025-12-30 | 16.51 |
| 2025-12-29 | 16.57 |
| 2025-12-26 | 16.76 |
| 2025-12-24 | 16.77 |
| 2025-12-23 | 16.67 |
| 2025-12-22 | 16.77 |
| 2025-12-19 | 16.58 |
| 2025-12-18 | 16.36 |
| 2025-12-17 | 16.42 |
| 2025-12-16 | 16.29 |
| 2025-12-15 | 16.37 |
| 2025-12-12 | 16.36 |
| 2025-12-11 | 16.34 |
| 2025-12-10 | 16.38 |
| 2025-12-09 | 15.67 |
| 2025-12-08 | 15.62 |
| 2025-12-05 | 15.54 |
| 2025-12-04 | 15.65 |
| 2025-12-03 | 15.60 |
| 2025-12-02 | 15.31 |
| 2025-12-01 | 15.29 |
| 2025-11-28 | 15.15 |
| 2025-11-26 | 15.12 |
| 2025-11-25 | 15.18 |
| 2025-11-24 | 14.79 |
| 2025-11-21 | 14.65 |
| 2025-11-20 | 14.20 |
| 2025-11-19 | 14.33 |
| 2025-11-18 | 14.13 |
| 2025-11-17 | 13.92 |
| 2025-11-14 | 14.48 |
| 2025-11-13 | 14.48 |
| 2025-11-12 | 14.75 |
| 2025-11-11 | 14.63 |
| 2025-11-10 | 14.66 |
| 2025-11-07 | 14.48 |
| 2025-11-06 | 14.26 |
| 2025-11-05 | 14.41 |
| 2025-11-04 | 14.21 |
| 2025-11-03 | 14.29 |
| 2025-10-31 | 15.51 |
| 2025-10-30 | 15.42 |
| 2025-10-29 | 15.38 |
| 2025-10-28 | 15.65 |
| 2025-10-27 | 15.83 |
| 2025-10-24 | 15.91 |
| 2025-10-23 | 15.54 |
| 2025-10-22 | 15.43 |
| 2025-10-21 | 15.50 |
| 2025-10-20 | 15.33 |
| 2025-10-17 | 15.03 |
| 2025-10-16 | 14.75 |
| 2025-10-15 | 15.76 |
| 2025-10-14 | 15.79 |
| 2025-10-13 | 15.32 |
| 2025-10-10 | 15.02 |
| 2025-10-09 | 15.81 |
| 2025-10-08 | 15.86 |
| 2025-10-07 | 16.20 |
| 2025-10-06 | 16.46 |
| 2025-10-03 | 16.41 |
| 2025-10-02 | 16.15 |
| 2025-10-01 | 16.08 |
| 2025-09-30 | 16.21 |
| 2025-09-29 | 16.36 |
| 2025-09-26 | 16.27 |
| 2025-09-25 | 16.13 |
| 2025-09-24 | 16.20 |
| 2025-09-23 | 16.19 |
| 2025-09-22 | 16.02 |
| 2025-09-19 | 16.33 |
| 2025-09-18 | 16.35 |
| 2025-09-17 | 15.94 |
| 2025-09-16 | 15.59 |
| 2025-09-15 | 15.65 |
| 2025-09-12 | 15.80 |
| 2025-09-11 | 15.78 |
| 2025-09-10 | 15.80 |
| 2025-09-09 | 15.77 |
| 2025-09-08 | 15.76 |
| 2025-09-05 | 15.77 |
| 2025-09-04 | 16.01 |
| 2025-09-03 | 15.75 |
| 2025-09-02 | 15.73 |
| 2025-08-29 | 15.94 |
| 2025-08-28 | 15.90 |
| 2025-08-27 | 15.82 |
| 2025-08-26 | 15.64 |
| 2025-08-25 | 15.45 |
| 2025-08-22 | 15.48 |
| 2025-08-21 | 14.77 |
| 2025-08-20 | 14.88 |
| 2025-08-19 | 14.75 |
| 2025-08-18 | 14.80 |
| 2025-08-15 | 14.72 |
| 2025-08-14 | 15.00 |
| 2025-08-13 | 14.80 |
| 2025-08-12 | 14.68 |
| 2025-08-11 | 14.31 |
| 2025-08-08 | 14.41 |
| 2025-08-07 | 14.22 |
| 2025-08-06 | 14.31 |
| 2025-08-05 | 14.42 |
| 2025-08-04 | 14.51 |
Showing the most recent 260 of 2,990 data points. The chart above shows the full history.