Basis: Latest stored market observation. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/B ratio high or low?
The P/B ratio of 1.20 is 51% above its 5-year average of 0.80, near the high end of its 5-year range (0.47–1.22).
As of Wednesday, August 12, 2026. 19.35% above its 12-month average of 1.01.
PB RATIO
1.20
PB RATIO AVG TTM
1.01
PB RATIO AVG 3Y
0.81
PB RATIO AVG 5Y
0.80
PB RATIO AVG 10Y
0.80
PB RATIO AVG 15Y
N/A
PB RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+19.35%
CURRENT VS 3Y AVG
+48.01%
CURRENT VS 5Y AVG
+50.62%
CURRENT VS 10Y AVG
+49.45%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
2.19
median of 93 covered companies
CURRENT VS SECTOR MEDIAN
-45.21%
vs the sector median at left
Citizens Financial Group, Inc.
Market Cap
$31.26B
PB Ratio
1.20
TTM Avg
1.01
3Y Avg
0.81
5Y Avg
0.80
Market Cap
$31.60B
PB Ratio
4.16
TTM Avg
3.81
3Y Avg
3.48
5Y Avg
3.07
Market Cap
$26.47B
PB Ratio
1.61
TTM Avg
1.68
3Y Avg
1.62
5Y Avg
1.62
Market Cap
$36.08B
PB Ratio
1.08
TTM Avg
1.10
3Y Avg
1.07
5Y Avg
1.07
| NAME | MARKET CAP | PB RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $31.26B | 1.20 | 1.01 | 0.81 | 0.80 |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.60B | 4.16 | 3.81 | 3.48 | 3.07 |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.45B | 5.43 | 5.65 | 5.25 | 4.69 |
| Arch Capital Group Ltd. (ACGL)vs › | $33.99B | 1.41 | 1.48 | 1.73 | 1.67 |
| Raymond James Financial, Inc. (RJF)vs › | $34.80B | 2.81 | 2.62 | 2.52 | 2.49 |
| Northern Trust Corporation (NTRS)vs › | $35.00B | 2.64 | 2.17 | 1.73 | 1.76 |
| Regions Financial Corporation (RF)vs › | $26.97B | 1.44 | 1.29 | 1.17 | 1.17 |
| Cincinnati Financial Corporation (CINF)vs › | $26.47B | 1.61 | 1.68 | 1.62 | 1.62 |
| Huntington Bancshares Incorporated (HBAN)vs › | $36.08B | 1.08 | 1.10 | 1.07 | 1.07 |
| W. R. Berkley Corporation (WRB)vs › | $25.96B | 2.68 | 2.91 | 2.93 | 2.80 |
At 1.20, P/B is above its 12-year median — higher than 100% of readings in its 12-year history.
12-year low
0.30
median
0.78
12-year high
1.22
P/B Ratio
1.20
Market Price / Book Value per Share
PB Ratio = Market Cap / Total Shareholders' Equity
The price-to-book ratio compares market capitalization to book value (shareholders' equity). Lower values can indicate a cheaper valuation relative to net assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PB RATIO |
|---|---|
| 2026-08-12 | 1.20 |
| 2026-08-11 | 1.19 |
| 2026-08-10 | 1.18 |
| 2026-08-07 | 1.18 |
| 2026-08-06 | 1.18 |
| 2026-08-05 | 1.20 |
| 2026-08-04 | 1.20 |
| 2026-08-03 | 1.18 |
| 2026-07-31 | 1.18 |
| 2026-07-30 | 1.18 |
| 2026-07-29 | 1.17 |
| 2026-07-28 | 1.20 |
| 2026-07-27 | 1.17 |
| 2026-07-24 | 1.18 |
| 2026-07-23 | 1.18 |
| 2026-07-22 | 1.19 |
| 2026-07-21 | 1.18 |
| 2026-07-20 | 1.17 |
| 2026-07-17 | 1.19 |
| 2026-07-16 | 1.22 |
| 2026-07-15 | 1.17 |
| 2026-07-14 | 1.16 |
| 2026-07-13 | 1.16 |
| 2026-07-10 | 1.16 |
| 2026-07-09 | 1.15 |
| 2026-07-08 | 1.13 |
| 2026-07-07 | 1.18 |
| 2026-07-06 | 1.18 |
| 2026-07-02 | 1.17 |
| 2026-07-01 | 1.18 |
| 2026-06-30 | 1.15 |
| 2026-06-29 | 1.16 |
| 2026-06-26 | 1.16 |
| 2026-06-25 | 1.16 |
| 2026-06-24 | 1.14 |
| 2026-06-23 | 1.13 |
| 2026-06-22 | 1.12 |
| 2026-06-18 | 1.10 |
| 2026-06-17 | 1.10 |
| 2026-06-16 | 1.10 |
| 2026-06-15 | 1.09 |
| 2026-06-12 | 1.11 |
| 2026-06-11 | 1.09 |
| 2026-06-10 | 1.07 |
| 2026-06-09 | 1.08 |
| 2026-06-08 | 1.06 |
| 2026-06-05 | 1.05 |
| 2026-06-04 | 1.05 |
| 2026-06-03 | 1.01 |
| 2026-06-02 | 1.02 |
| 2026-06-01 | 1.00 |
| 2026-05-29 | 1.02 |
| 2026-05-28 | 1.03 |
| 2026-05-27 | 1.04 |
| 2026-05-26 | 1.05 |
| 2026-05-22 | 1.03 |
| 2026-05-21 | 1.03 |
| 2026-05-20 | 1.03 |
| 2026-05-19 | 1.01 |
| 2026-05-18 | 1.00 |
| 2026-05-15 | 1.00 |
| 2026-05-14 | 1.00 |
| 2026-05-13 | 0.99 |
| 2026-05-12 | 1.02 |
| 2026-05-11 | 1.02 |
| 2026-05-08 | 1.05 |
| 2026-05-07 | 1.05 |
| 2026-05-06 | 1.08 |
| 2026-05-05 | 1.06 |
| 2026-05-04 | 1.04 |
| 2026-05-01 | 1.07 |
| 2026-04-30 | 1.08 |
| 2026-04-29 | 1.07 |
| 2026-04-28 | 1.08 |
| 2026-04-27 | 1.07 |
| 2026-04-24 | 1.06 |
| 2026-04-23 | 1.08 |
| 2026-04-22 | 1.08 |
| 2026-04-21 | 1.08 |
| 2026-04-20 | 1.09 |
| 2026-04-17 | 1.07 |
| 2026-04-16 | 1.07 |
| 2026-04-15 | 1.08 |
| 2026-04-14 | 1.07 |
| 2026-04-13 | 1.07 |
| 2026-04-10 | 1.06 |
| 2026-04-09 | 1.08 |
| 2026-04-08 | 1.06 |
| 2026-04-07 | 1.02 |
| 2026-04-06 | 1.02 |
| 2026-04-02 | 1.01 |
| 2026-04-01 | 1.00 |
| 2026-03-31 | 0.99 |
| 2026-03-30 | 0.95 |
| 2026-03-27 | 0.96 |
| 2026-03-26 | 0.97 |
| 2026-03-25 | 0.98 |
| 2026-03-24 | 0.98 |
| 2026-03-23 | 0.96 |
| 2026-03-20 | 0.94 |
| 2026-03-19 | 0.94 |
| 2026-03-18 | 0.94 |
| 2026-03-17 | 0.94 |
| 2026-03-16 | 0.93 |
| 2026-03-13 | 0.92 |
| 2026-03-12 | 0.94 |
| 2026-03-11 | 0.97 |
| 2026-03-10 | 0.97 |
| 2026-03-09 | 0.96 |
| 2026-03-06 | 0.96 |
| 2026-03-05 | 0.99 |
| 2026-03-04 | 1.00 |
| 2026-03-03 | 0.99 |
| 2026-03-02 | 1.01 |
| 2026-02-27 | 1.00 |
| 2026-02-26 | 1.06 |
| 2026-02-25 | 1.04 |
| 2026-02-24 | 1.03 |
| 2026-02-23 | 1.03 |
| 2026-02-20 | 1.08 |
| 2026-02-19 | 1.07 |
| 2026-02-18 | 1.08 |
| 2026-02-17 | 1.07 |
| 2026-02-13 | 1.08 |
| 2026-02-12 | 1.07 |
| 2026-02-11 | 1.13 |
| 2026-02-10 | 1.14 |
| 2026-02-09 | 1.14 |
| 2026-02-06 | 1.15 |
| 2026-02-05 | 1.12 |
| 2026-02-04 | 1.12 |
| 2026-02-03 | 1.11 |
| 2026-02-02 | 1.09 |
| 2026-01-30 | 1.06 |
| 2026-01-29 | 1.07 |
| 2026-01-28 | 1.06 |
| 2026-01-27 | 1.07 |
| 2026-01-26 | 1.05 |
| 2026-01-23 | 1.06 |
| 2026-01-22 | 1.08 |
| 2026-01-21 | 1.08 |
| 2026-01-20 | 1.01 |
| 2026-01-16 | 1.03 |
| 2026-01-15 | 1.02 |
| 2026-01-14 | 1.01 |
| 2026-01-13 | 1.01 |
| 2026-01-12 | 1.01 |
| 2026-01-09 | 1.02 |
| 2026-01-08 | 1.03 |
| 2026-01-07 | 1.03 |
| 2026-01-06 | 1.05 |
| 2026-01-05 | 1.03 |
| 2026-01-02 | 1.00 |
| 2025-12-31 | 0.98 |
| 2025-12-30 | 0.99 |
| 2025-12-29 | 1.00 |
| 2025-12-26 | 1.01 |
| 2025-12-24 | 1.01 |
| 2025-12-23 | 1.00 |
| 2025-12-22 | 1.01 |
| 2025-12-19 | 1.00 |
| 2025-12-18 | 0.98 |
| 2025-12-17 | 0.99 |
| 2025-12-16 | 0.98 |
| 2025-12-15 | 0.99 |
| 2025-12-12 | 0.98 |
| 2025-12-11 | 0.98 |
| 2025-12-10 | 0.99 |
| 2025-12-09 | 0.94 |
| 2025-12-08 | 0.94 |
| 2025-12-05 | 0.94 |
| 2025-12-04 | 0.94 |
| 2025-12-03 | 0.94 |
| 2025-12-02 | 0.92 |
| 2025-12-01 | 0.92 |
| 2025-11-28 | 0.91 |
| 2025-11-26 | 0.91 |
| 2025-11-25 | 0.91 |
| 2025-11-24 | 0.89 |
| 2025-11-21 | 0.88 |
| 2025-11-20 | 0.85 |
| 2025-11-19 | 0.86 |
| 2025-11-18 | 0.85 |
| 2025-11-17 | 0.84 |
| 2025-11-14 | 0.87 |
| 2025-11-13 | 0.87 |
| 2025-11-12 | 0.89 |
| 2025-11-11 | 0.88 |
| 2025-11-10 | 0.88 |
| 2025-11-07 | 0.87 |
| 2025-11-06 | 0.86 |
| 2025-11-05 | 0.87 |
| 2025-11-04 | 0.86 |
| 2025-11-03 | 0.86 |
| 2025-10-31 | 0.88 |
| 2025-10-30 | 0.87 |
| 2025-10-29 | 0.87 |
| 2025-10-28 | 0.89 |
| 2025-10-27 | 0.90 |
| 2025-10-24 | 0.90 |
| 2025-10-23 | 0.88 |
| 2025-10-22 | 0.88 |
| 2025-10-21 | 0.88 |
| 2025-10-20 | 0.87 |
| 2025-10-17 | 0.85 |
| 2025-10-16 | 0.84 |
| 2025-10-15 | 0.89 |
| 2025-10-14 | 0.90 |
| 2025-10-13 | 0.87 |
| 2025-10-10 | 0.85 |
| 2025-10-09 | 0.90 |
| 2025-10-08 | 0.90 |
| 2025-10-07 | 0.92 |
| 2025-10-06 | 0.93 |
| 2025-10-03 | 0.93 |
| 2025-10-02 | 0.92 |
| 2025-10-01 | 0.91 |
| 2025-09-30 | 0.92 |
| 2025-09-29 | 0.93 |
| 2025-09-26 | 0.92 |
| 2025-09-25 | 0.91 |
| 2025-09-24 | 0.92 |
| 2025-09-23 | 0.92 |
| 2025-09-22 | 0.91 |
| 2025-09-19 | 0.93 |
| 2025-09-18 | 0.93 |
| 2025-09-17 | 0.90 |
| 2025-09-16 | 0.88 |
| 2025-09-15 | 0.89 |
| 2025-09-12 | 0.90 |
| 2025-09-11 | 0.90 |
| 2025-09-10 | 0.90 |
| 2025-09-09 | 0.89 |
| 2025-09-08 | 0.89 |
| 2025-09-05 | 0.89 |
| 2025-09-04 | 0.91 |
| 2025-09-03 | 0.89 |
| 2025-09-02 | 0.89 |
| 2025-08-29 | 0.90 |
| 2025-08-28 | 0.90 |
| 2025-08-27 | 0.90 |
| 2025-08-26 | 0.89 |
| 2025-08-25 | 0.88 |
| 2025-08-22 | 0.88 |
| 2025-08-21 | 0.84 |
| 2025-08-20 | 0.84 |
| 2025-08-19 | 0.84 |
| 2025-08-18 | 0.84 |
| 2025-08-15 | 0.84 |
| 2025-08-14 | 0.85 |
| 2025-08-13 | 0.84 |
| 2025-08-12 | 0.83 |
| 2025-08-11 | 0.81 |
| 2025-08-08 | 0.82 |
| 2025-08-07 | 0.81 |
| 2025-08-06 | 0.81 |
| 2025-08-05 | 0.82 |
| 2025-08-04 | 0.82 |
| 2025-08-01 | 0.83 |
| 2025-07-31 | 0.85 |
Showing the most recent 260 of 2,988 data points. The chart above shows the full history.