Citizens Financial Group, Inc. (CFG) vs Willis Towers Watson Public Limited Company (WTW)

A side-by-side comparison of Citizens Financial Group, Inc. and Willis Towers Watson Public Limited Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCFG vs WTW

growth of $100 · dividends reinvested · last 10y
CFG +361.2% (+16.5%/yr)WTW +212.6% (+12.1%/yr)CFG compounded faster over this window
100200300400Start $10020182020202220242026$461$313
CFG WTW

CFG vs WTW: by the numbers

  • CFG is the larger company ($31.34B vs $31.02B market cap).
  • CFG trades at the lower trailing earnings multiple (16.11 vs 20.54 P/E), one valuation lens rather than an overall verdict.
  • CFG converts more revenue to profit (18.54% vs 15.49% net margin).
  • CFG grew revenue faster over the past five years (9.71% vs 2.38% CAGR).
  • CFG pays the higher dividend yield (2.48% vs 1.13%).

Metrics side by side

Valuation

MetricCFGWTW
P/E ratio16.1120.54
Forward P/E13.9816.91
P/S ratio2.763.11
P/B ratio1.214.08

Profitability

MetricCFGWTW
Gross margin72.37%42.06%
Operating margin23.64%22.23%
Net margin18.54%15.49%
ROE8.12%20.36%
ROIC4.25%11.52%

Dividends

MetricCFGWTW
Dividend yield2.48%1.13%
Payout ratio47.18%23.01%

Growth (annualized)

MetricCFGWTW
Revenue CAGR (5Y)9.71%2.38%
EPS CAGR (5Y)11.93%16.30%
Total return CAGR (5Y)15.25%10.25%

Frequently asked

Which has the lower trailing P/E, CFG or WTW?
CFG has the lower trailing P/E: CFG trades at 16.11 and WTW at 20.54. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or WTW?
Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus WTW at 2.38%.
Does CFG or WTW pay a bigger dividend?
CFG yields 2.48% and WTW yields 1.13% based on trailing dividends and the latest price.
Is CFG or WTW more profitable?
CFG runs the higher net margin — CFG at 18.54% versus WTW at 15.49%.
How have CFG and WTW total returns compared?
Over the past 10 years, CFG delivered 16.57% and WTW delivered 12.19% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.