Citizens Financial Group, Inc. (CFG) vs Willis Towers Watson Public Limited Company (WTW)
A side-by-side comparison of Citizens Financial Group, Inc. and Willis Towers Watson Public Limited Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.
CFG
Citizens Financial Group, Inc.
$74.11Financial ServicesDelayed quote: Aug 13, 2026, 4:00 PM EDT
WTW
Willis Towers Watson Public Limited Company
$333.99Financial ServicesDelayed quote: Aug 13, 2026, 4:00 PM EDT
Total return — CFG vs WTW
growth of $100 · dividends reinvested · last 10yCFG +361.2% (+16.5%/yr)WTW +212.6% (+12.1%/yr)CFG compounded faster over this window
CFG WTW
CFG vs WTW: by the numbers
- •CFG is the larger company ($31.34B vs $31.02B market cap).
- •CFG trades at the lower trailing earnings multiple (16.11 vs 20.54 P/E), one valuation lens rather than an overall verdict.
- •CFG converts more revenue to profit (18.54% vs 15.49% net margin).
- •CFG grew revenue faster over the past five years (9.71% vs 2.38% CAGR).
- •CFG pays the higher dividend yield (2.48% vs 1.13%).
Metrics side by side
Valuation
| Metric | CFG | WTW |
|---|---|---|
| P/E ratio | 16.11 | 20.54 |
| Forward P/E | 13.98 | 16.91 |
| P/S ratio | 2.76 | 3.11 |
| P/B ratio | 1.21 | 4.08 |
Profitability
| Metric | CFG | WTW |
|---|---|---|
| Gross margin | 72.37% | 42.06% |
| Operating margin | 23.64% | 22.23% |
| Net margin | 18.54% | 15.49% |
| ROE | 8.12% | 20.36% |
| ROIC | 4.25% | 11.52% |
Dividends
| Metric | CFG | WTW |
|---|---|---|
| Dividend yield | 2.48% | 1.13% |
| Payout ratio | 47.18% | 23.01% |
Growth (annualized)
| Metric | CFG | WTW |
|---|---|---|
| Revenue CAGR (5Y) | 9.71% | 2.38% |
| EPS CAGR (5Y) | 11.93% | 16.30% |
| Total return CAGR (5Y) | 15.25% | 10.25% |
Frequently asked
- Which has the lower trailing P/E, CFG or WTW?
- CFG has the lower trailing P/E: CFG trades at 16.11 and WTW at 20.54. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CFG or WTW?
- Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus WTW at 2.38%.
- Does CFG or WTW pay a bigger dividend?
- CFG yields 2.48% and WTW yields 1.13% based on trailing dividends and the latest price.
- Is CFG or WTW more profitable?
- CFG runs the higher net margin — CFG at 18.54% versus WTW at 15.49%.
- How have CFG and WTW total returns compared?
- Over the past 10 years, CFG delivered 16.57% and WTW delivered 12.19% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citizens Financial P/E ratioWillis Towers Watson Public P/E ratioCitizens Financial dividend yieldWillis Towers Watson Public dividend yieldCitizens Financial ROEWillis Towers Watson Public ROECitizens Financial operating marginWillis Towers Watson Public operating marginCitizens Financial revenue growthWillis Towers Watson Public revenue growth
Citizens Financial & Willis Towers Watson Public appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.