Citizens Financial Group, Inc. (CFG) vs Willis Towers Watson Public Limited Company (WTW)

A side-by-side comparison of Citizens Financial Group, Inc. and Willis Towers Watson Public Limited Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CFG vs WTW

growth of $100 · dividends reinvested · last 10y
CFG +319.3% (+15.4%/yr)WTW +187.8% (+11.1%/yr)CFG compounded faster over this window
100200300400Start $10020182020202220242026$419$288
CFG WTW

CFG vs WTW: by the numbers

  • •CFG is the larger company ($27.40B vs $27.13B market cap).
  • •CFG trades at the lower trailing earnings multiple (14.09 vs 17.96 P/E), one valuation lens rather than an overall verdict.
  • •CFG converts more revenue to profit (18.54% vs 15.49% net margin).
  • •CFG grew revenue faster over the past five years (9.71% vs 2.38% CAGR).
  • •CFG pays the higher dividend yield (2.61% vs 1.20%).

Metrics side by side

Valuation

MetricCFGWTW
P/E ratio14.0917.96
Forward P/E12.2114.73
P/S ratio2.392.69
P/B ratio1.053.53

Profitability

MetricCFGWTW
Gross margin72.37%42.06%
Operating margin23.64%22.23%
Net margin18.54%15.49%
ROE8.12%20.36%

Dividends

MetricCFGWTW
Dividend yield2.61%1.20%
Payout ratio40.00%23.12%

Growth (annualized)

MetricCFGWTW
Revenue CAGR (5Y)9.71%2.38%
EPS CAGR (5Y)11.93%16.30%
Total return CAGR (5Y)15.10%7.29%

Frequently asked

Which has the lower trailing P/E, CFG or WTW?
CFG has the lower trailing P/E: CFG trades at 14.09 and WTW at 17.96. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFG or WTW?
Over the past five years, CFG grew revenue faster — CFG at a 9.71% CAGR versus WTW at 2.38%.
Does CFG or WTW pay a bigger dividend?
CFG yields 2.61% and WTW yields 1.20% based on trailing dividends and the latest price.
Is CFG or WTW more profitable?
CFG runs the higher net margin — CFG at 18.54% versus WTW at 15.49%.
How have CFG and WTW total returns compared?
Over the past 10 years, CFG delivered 15.24% and WTW delivered 11.44% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.