Is CFG or WTW cheaper?

On trailing earnings, WTW is cheaper: CFG trades at a 16.69 P/E and WTW at 15.44.

Which has grown faster, CFG or WTW?

Over the past five years, CFG grew revenue faster — CFG at a 8.62% CAGR versus WTW at 1.91%.

Does CFG or WTW pay a bigger dividend?

CFG yields 2.61% and WTW yields 1.45% based on trailing dividends and the latest price.

Is CFG or WTW more profitable?

CFG runs the higher net margin — CFG at 17.51% versus WTW at 16.84%.

Which has been the better investment, CFG or WTW?

Over the past 10-year, CFG delivered the higher annualized total return — CFG at 18.03% versus WTW at 9.62%. Past performance doesn't predict future results.

Citizens Financial Group, Inc. (CFG) vs Willis Towers Watson Public Limited Company (WTW)

CFG leads on 7 of 13 compared metrics, though WTW is the cheaper stock.

A side-by-side comparison of Citizens Financial Group, Inc. and Willis Towers Watson Public Limited Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 29, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

CFG

Citizens Financial Group, Inc.

$29.78B

$70.43Financial Services

WTW

Willis Towers Watson Public Limited Company

$25.00B

$264.70Financial Services

Total return — CFG vs WTW

growth of $100 · last 12y

CFG +205.2%WTW +141.0%CFG compounded faster

CFG WTW

CFG vs WTW: by the numbers

•CFG is the larger company ($29.78B vs $25.00B market cap).
•WTW trades at the lower earnings multiple (15.44 vs 16.69 P/E).
•CFG converts more revenue to profit (17.51% vs 16.84% net margin).
•CFG grew revenue faster over the past five years (8.62% vs 1.91% CAGR).
•CFG pays the higher dividend yield (2.61% vs 1.45%).

Which is better, CFG or WTW?

Metric tally: CFG 7 · WTW 6

It depends on what you're optimizing for:

ValueWTW(lower P/E)

GrowthCFG(faster 5Y revenue CAGR)

IncomeCFG(higher dividend yield)

QualityWTW(higher ROIC)

Metrics side by side

Valuation

Metric	CFG	WTW
P/E ratio	16.69	15.44●
Forward P/E	13.57	13.55
P/S ratio	2.68	2.56●
P/B ratio	1.16●	3.18
PEG ratio	0.53●	0.95

Profitability

Metric	CFG	WTW
Gross margin	71.13%●	38.16%
Operating margin	22.26%	22.73%●
Net margin	17.51%●	16.84%
ROE	7.55%	20.90%●
ROIC	4.25%	11.52%●

Dividends

Metric	CFG	WTW
Dividend yield	2.61%●	1.45%
Payout ratio	47.18%	23.50%

Growth (annualized)

Metric	CFG	WTW
Revenue CAGR (5Y)	8.62%●	1.91%
EPS CAGR (5Y)	11.93%	16.30%●
Total return CAGR (5Y)	13.65%●	3.96%

Frequently asked

Which is better, CFG or WTW?: It depends on your goal. value: WTW (lower P/E); growth: CFG (faster 5Y revenue CAGR); income: CFG (higher dividend yield); quality: WTW (higher ROIC). Across all compared metrics, CFG leads 7 to 6.
Is CFG or WTW cheaper?: On trailing earnings, WTW is cheaper: CFG trades at a 16.69 P/E and WTW at 15.44.
Which has grown faster, CFG or WTW?: Over the past five years, CFG grew revenue faster — CFG at a 8.62% CAGR versus WTW at 1.91%.
Does CFG or WTW pay a bigger dividend?: CFG yields 2.61% and WTW yields 1.45% based on trailing dividends and the latest price.
Is CFG or WTW more profitable?: CFG runs the higher net margin — CFG at 17.51% versus WTW at 16.84%.
Which has been the better investment, CFG or WTW?: Over the past 10-year, CFG delivered the higher annualized total return — CFG at 18.03% versus WTW at 9.62%. Past performance doesn't predict future results.

Go deeper

Full CFG analysis Full WTW analysis Interactive comparison tool

Dig into the metrics

Citizens Financial P/E ratio Willis Towers Watson Public P/E ratio Citizens Financial dividend yield Willis Towers Watson Public dividend yield Citizens Financial ROE Willis Towers Watson Public ROE Citizens Financial operating margin Willis Towers Watson Public operating margin Citizens Financial revenue growth Willis Towers Watson Public revenue growth Citizens Financial free cash flow Willis Towers Watson Public free cash flow

Citizens Financial & Willis Towers Watson Public appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 29, 2026.