Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 20.36% is 51% above its 5-year average of 13.52%, around the middle of its 5-year range (-1.23%–31.84%).
As of the fiscal period ended Wednesday, December 31, 2025. 115.56% above its 12-month average of 9.45%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
20.36%
RETURN ON EQUITY (ROE) AVG TTM
9.45%
RETURN ON EQUITY (ROE) AVG 3Y
10.01%
RETURN ON EQUITY (ROE) AVG 5Y
13.52%
RETURN ON EQUITY (ROE) AVG 10Y
11.36%
RETURN ON EQUITY (ROE) AVG 15Y
12.37%
RETURN ON EQUITY (ROE) AVG 20Y
15.29%
CURRENT VS TTM AVG
+115.56%
CURRENT VS 3Y AVG
+103.40%
CURRENT VS 5Y AVG
+50.65%
CURRENT VS 10Y AVG
+79.24%
CURRENT VS 15Y AVG
+64.64%
CURRENT VS 20Y AVG
+33.16%
SECTOR MEDIAN · FINANCIAL SERVICES
13.78%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+47.75%
vs the sector median at left
Willis Towers Watson Public Limited Company
Market Cap
$31.20B
Return on Equity (ROE)
20.36%
TTM Avg
9.45%
3Y Avg
10.01%
5Y Avg
13.52%
Market Cap
$30.30B
Return on Equity (ROE)
8.12%
TTM Avg
6.59%
3Y Avg
7.13%
5Y Avg
7.18%
Market Cap
$32.47B
Return on Equity (ROE)
24.05%
TTM Avg
19.64%
3Y Avg
16.29%
5Y Avg
15.64%
Market Cap
$33.33B
Return on Equity (ROE)
16.72%
TTM Avg
14.64%
3Y Avg
12.62%
5Y Avg
12.28%
Market Cap
$33.81B
Return on Equity (ROE)
18.16%
TTM Avg
17.40%
3Y Avg
16.95%
5Y Avg
16.05%
Market Cap
$34.43B
Return on Equity (ROE)
7.35%
TTM Avg
9.46%
3Y Avg
10.40%
5Y Avg
9.10%
Market Cap
$35.12B
Return on Equity (ROE)
19.40%
TTM Avg
19.44%
3Y Avg
18.63%
5Y Avg
16.86%
Market Cap
$27.27B
Return on Equity (ROE)
19.96%
TTM Avg
15.74%
3Y Avg
10.53%
5Y Avg
12.67%
Market Cap
$27.00B
Return on Equity (ROE)
18.89%
TTM Avg
19.63%
3Y Avg
19.57%
5Y Avg
17.01%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Willis Towers Watson Public Limited Company (WTW) | $31.20B | 20.36% | 9.45% | 10.01% | 13.52% |
| Citizens Financial Group, Inc. (CFG)vs › | $30.30B | 8.12% | 6.59% | 7.13% | 7.18% |
| Cboe Global Markets, Inc. (CBOE)vs › | $32.47B | 24.05% | 19.64% | 16.29% | 15.64% |
| Northern Trust Corporation (NTRS)vs › | $33.33B | 16.72% | 14.64% | 12.62% | 12.28% |
| Raymond James Financial, Inc. (RJF)vs › | $33.81B | 18.16% | 17.40% | 16.95% | 16.05% |
| Huntington Bancshares Incorporated (HBAN)vs › | $34.43B | 7.35% | 9.46% | 10.40% | 9.10% |
| Arch Capital Group Ltd. (ACGL)vs › | $35.12B | 19.40% | 19.44% | 18.63% | 16.86% |
| Cincinnati Financial Corporation (CINF)vs › | $27.27B | 19.96% | 15.74% | 10.53% | 12.67% |
| W. R. Berkley Corporation (WRB)vs › | $27.00B | 18.89% | 19.63% | 19.57% | 17.01% |
| M&T Bank Corporation (MTB)vs › | $35.70B | 10.85% | 9.34% | 9.18% | 9.24% |
ROE
20.4%
ROA
5.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 20.12% |
| 2024-12-31 | -1.23% |
| 2023-12-31 | 11.08% |
| 2022-12-31 | 10.07% |
| 2021-12-31 | 31.84% |
| 2020-12-31 | 9.21% |
| 2019-12-31 | 10.19% |
| 2018-12-31 | 7.05% |
| 2017-12-31 | 5.61% |
| 2016-12-31 | 4.22% |
| 2015-12-31 | 16.79% |
| 2014-12-31 | 18.24% |
| 2013-12-31 | 16.49% |
| 2012-12-31 | -26.25% |
| 2011-12-31 | 8.15% |
| 2010-12-31 | 17.66% |
| 2009-12-31 | 20.12% |
| 2008-12-31 | 16.42% |
| 2007-12-31 | 30.36% |
| 2006-12-31 | 30.88% |
| 2005-12-31 | 22.52% |
| 2004-12-31 | 28.23% |
| 2003-12-31 | 31.27% |
| 2002-12-31 | 24.59% |
| 2001-12-31 | 0.29% |
| 2000-12-31 | 3.78% |
