Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 16.72% is 36% above its 5-year average of 12.28%, near the high end of its 5-year range (9.31%–16.72%).
As of the fiscal period ended Wednesday, December 31, 2025. 14.21% above its 12-month average of 14.64%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
16.72%
RETURN ON EQUITY (ROE) AVG TTM
14.64%
RETURN ON EQUITY (ROE) AVG 3Y
12.62%
RETURN ON EQUITY (ROE) AVG 5Y
12.28%
RETURN ON EQUITY (ROE) AVG 10Y
12.31%
RETURN ON EQUITY (ROE) AVG 15Y
11.36%
RETURN ON EQUITY (ROE) AVG 20Y
12.24%
CURRENT VS TTM AVG
+14.21%
CURRENT VS 3Y AVG
+32.54%
CURRENT VS 5Y AVG
+36.17%
CURRENT VS 10Y AVG
+35.80%
CURRENT VS 15Y AVG
+47.24%
CURRENT VS 20Y AVG
+36.60%
SECTOR MEDIAN · FINANCIAL SERVICES
14.11%
median of 96 covered companies
CURRENT VS SECTOR MEDIAN
+18.50%
vs the sector median at left
Northern Trust Corporation
Market Cap
$33.94B
Return on Equity (ROE)
16.72%
TTM Avg
14.64%
3Y Avg
12.62%
5Y Avg
12.28%
Market Cap
$33.92B
Return on Equity (ROE)
18.16%
TTM Avg
17.40%
3Y Avg
16.95%
5Y Avg
16.05%
Market Cap
$34.41B
Return on Equity (ROE)
19.53%
TTM Avg
19.44%
3Y Avg
18.63%
5Y Avg
16.86%
Market Cap
$35.46B
Return on Equity (ROE)
7.35%
TTM Avg
9.46%
3Y Avg
10.40%
5Y Avg
9.10%
Market Cap
$32.02B
Return on Equity (ROE)
20.36%
TTM Avg
9.45%
3Y Avg
10.01%
5Y Avg
13.52%
Market Cap
$36.30B
Return on Equity (ROE)
10.85%
TTM Avg
9.34%
3Y Avg
9.18%
5Y Avg
9.24%
Market Cap
$30.73B
Return on Equity (ROE)
8.12%
TTM Avg
6.59%
3Y Avg
7.13%
5Y Avg
7.18%
Market Cap
$29.99B
Return on Equity (ROE)
24.05%
TTM Avg
19.64%
3Y Avg
16.29%
5Y Avg
15.64%
Market Cap
$39.28B
Return on Equity (ROE)
22.23%
TTM Avg
19.57%
3Y Avg
17.20%
5Y Avg
15.24%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Northern Trust Corporation (NTRS) | $33.94B | 16.72% | 14.64% | 12.62% | 12.28% |
| Raymond James Financial, Inc. (RJF)vs › | $33.92B | 18.16% | 17.40% | 16.95% | 16.05% |
| Arch Capital Group Ltd. (ACGL)vs › | $34.41B | 19.53% | 19.44% | 18.63% | 16.86% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.46B | 7.35% | 9.46% | 10.40% | 9.10% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $32.02B | 20.36% | 9.45% | 10.01% | 13.52% |
| M&T Bank Corporation (MTB)vs › | $36.30B | 10.85% | 9.34% | 9.18% | 9.24% |
| Citizens Financial Group, Inc. (CFG)vs › | $30.73B | 8.12% | 6.59% | 7.13% | 7.18% |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.99B | 24.05% | 19.64% | 16.29% | 15.64% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.28B | 22.23% | 19.57% | 17.20% | 15.24% |
| Coinbase Global, Inc. (COIN)vs › | $40.52B | -7.55% | 16.81% | -3.25% | 12.88% |
ROE
16.7%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 13.40% |
| 2024-12-31 | 15.88% |
| 2023-12-31 | 9.31% |
| 2022-12-31 | 11.87% |
| 2021-12-31 | 12.86% |
| 2020-12-31 | 10.35% |
| 2019-12-31 | 13.45% |
| 2018-12-31 | 14.81% |
| 2017-12-31 | 11.74% |
| 2016-12-31 | 10.57% |
| 2015-12-31 | 11.19% |
| 2014-12-31 | 9.61% |
| 2013-12-31 | 9.24% |
| 2012-12-31 | 9.13% |
| 2011-12-31 | 8.48% |
| 2010-12-31 | 9.80% |
| 2009-12-31 | 13.69% |
| 2008-12-31 | 12.44% |
| 2007-12-31 | 16.12% |
| 2006-12-31 | 16.87% |
| 2005-12-31 | 16.23% |
| 2004-12-31 | 15.34% |
| 2003-12-31 | 13.25% |
| 2002-12-31 | 14.90% |
| 2001-12-31 | 17.58% |
| 2000-12-31 | 19.70% |
| 1999-12-31 | 18.62% |
| 1998-12-31 | 18.24% |
| 1997-12-31 | 17.79% |
| 1996-12-31 | 16.76% |
