Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 19.53% is 16% above its 5-year average of 16.86%, around the middle of its 5-year range (10.72%–24.21%).
As of the fiscal period ended Wednesday, December 31, 2025. 0.46% above its 12-month average of 19.44%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
19.53%
RETURN ON EQUITY (ROE) AVG TTM
19.44%
RETURN ON EQUITY (ROE) AVG 3Y
18.63%
RETURN ON EQUITY (ROE) AVG 5Y
16.86%
RETURN ON EQUITY (ROE) AVG 10Y
13.39%
RETURN ON EQUITY (ROE) AVG 15Y
13.32%
RETURN ON EQUITY (ROE) AVG 20Y
13.97%
CURRENT VS TTM AVG
+0.46%
CURRENT VS 3Y AVG
+4.83%
CURRENT VS 5Y AVG
+15.84%
CURRENT VS 10Y AVG
+45.88%
CURRENT VS 15Y AVG
+46.64%
CURRENT VS 20Y AVG
+39.83%
SECTOR MEDIAN · FINANCIAL SERVICES
14.11%
median of 96 covered companies
CURRENT VS SECTOR MEDIAN
+38.41%
vs the sector median at left
Arch Capital Group Ltd.
Market Cap
$34.41B
Return on Equity (ROE)
19.53%
TTM Avg
19.44%
3Y Avg
18.63%
5Y Avg
16.86%
Market Cap
$33.94B
Return on Equity (ROE)
16.72%
TTM Avg
14.64%
3Y Avg
12.62%
5Y Avg
12.28%
Market Cap
$33.92B
Return on Equity (ROE)
18.16%
TTM Avg
17.40%
3Y Avg
16.95%
5Y Avg
16.05%
Market Cap
$35.46B
Return on Equity (ROE)
7.35%
TTM Avg
9.46%
3Y Avg
10.40%
5Y Avg
9.10%
Market Cap
$36.30B
Return on Equity (ROE)
10.85%
TTM Avg
9.34%
3Y Avg
9.18%
5Y Avg
9.24%
Market Cap
$32.02B
Return on Equity (ROE)
20.36%
TTM Avg
9.45%
3Y Avg
10.01%
5Y Avg
13.52%
Market Cap
$30.73B
Return on Equity (ROE)
8.12%
TTM Avg
6.59%
3Y Avg
7.13%
5Y Avg
7.18%
Market Cap
$29.99B
Return on Equity (ROE)
24.05%
TTM Avg
19.64%
3Y Avg
16.29%
5Y Avg
15.64%
Market Cap
$39.28B
Return on Equity (ROE)
22.23%
TTM Avg
19.57%
3Y Avg
17.20%
5Y Avg
15.24%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Arch Capital Group Ltd. (ACGL) | $34.41B | 19.53% | 19.44% | 18.63% | 16.86% |
| Northern Trust Corporation (NTRS)vs › | $33.94B | 16.72% | 14.64% | 12.62% | 12.28% |
| Raymond James Financial, Inc. (RJF)vs › | $33.92B | 18.16% | 17.40% | 16.95% | 16.05% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.46B | 7.35% | 9.46% | 10.40% | 9.10% |
| M&T Bank Corporation (MTB)vs › | $36.30B | 10.85% | 9.34% | 9.18% | 9.24% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $32.02B | 20.36% | 9.45% | 10.01% | 13.52% |
| Citizens Financial Group, Inc. (CFG)vs › | $30.73B | 8.12% | 6.59% | 7.13% | 7.18% |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.99B | 24.05% | 19.64% | 16.29% | 15.64% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.28B | 22.23% | 19.57% | 17.20% | 15.24% |
| Coinbase Global, Inc. (COIN)vs › | $40.52B | -7.55% | 16.81% | -3.25% | 12.88% |
ROE
19.5%
ROA
6.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 18.17% |
| 2024-12-31 | 20.71% |
| 2023-12-31 | 24.21% |
| 2022-12-31 | 11.43% |
| 2021-12-31 | 15.92% |
| 2020-12-31 | 10.72% |
| 2019-12-31 | 14.23% |
| 2018-12-31 | 8.03% |
| 2017-12-31 | 6.73% |
| 2016-12-31 | 8.39% |
| 2015-12-31 | 8.72% |
| 2014-12-31 | 13.61% |
| 2013-12-31 | 12.57% |
| 2012-12-31 | 11.48% |
| 2011-12-31 | 9.50% |
| 2010-12-31 | 18.67% |
| 2009-12-31 | 20.28% |
| 2008-12-31 | 8.48% |
| 2007-12-31 | 21.26% |
| 2006-12-31 | 19.86% |
| 2005-12-31 | 10.34% |
| 2004-12-31 | 14.14% |
| 2003-12-31 | 16.40% |
| 2002-12-31 | 4.18% |
| 2001-12-31 | 2.16% |
| 2000-12-31 | -2.94% |
| 1999-12-31 | -9.36% |
| 1998-12-31 | 0.78% |
| 1997-12-31 | 0.51% |
| 1996-12-31 | 1.16% |
