Is ACGL or MTB cheaper?

On trailing earnings, ACGL is cheaper: ACGL trades at a 7.25 P/E and MTB at 12.98.

Which has grown faster, ACGL or MTB?

Over the past five years, ACGL grew revenue faster — ACGL at a 17.23% CAGR versus MTB at 14.97%.

Does ACGL or MTB pay a bigger dividend?

MTB pays a dividend (2.57% yield) while ACGL does not currently pay one.

Is ACGL or MTB more profitable?

ACGL runs the higher net margin — ACGL at 24.73% versus MTB at 23.71%.

Which has been the better investment, ACGL or MTB?

Over the past 10-year, ACGL delivered the higher annualized total return — ACGL at 15.74% versus MTB at 10.78%. Past performance doesn't predict future results.

Arch Capital Group Ltd. (ACGL) vs M&T Bank Corporation (MTB)

ACGL leads on 9 of 13 compared metrics.

A side-by-side comparison of Arch Capital Group Ltd. and M&T Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

ACGL

Arch Capital Group Ltd.

$32.96B

$94.33Financial Services

MTB

M&T Bank Corporation

$34.51B

$233.26Financial Services

Total return — ACGL vs MTB

growth of $100 · last 30y

ACGL +4287.4%MTB +869.5%ACGL compounded faster

ACGL MTB

ACGL vs MTB: by the numbers

•MTB is the larger company ($34.51B vs $32.96B market cap).
•ACGL trades at the lower earnings multiple (7.25 vs 12.98 P/E).
•ACGL converts more revenue to profit (24.73% vs 23.71% net margin).
•ACGL grew revenue faster over the past five years (17.23% vs 14.97% CAGR).
•MTB pays a dividend (2.57% yield) while ACGL does not currently pay one.

Which is better, ACGL or MTB?

Metric tally: ACGL 9 · MTB 4

It depends on what you're optimizing for:

ValueACGL(lower P/E)

GrowthACGL(faster 5Y revenue CAGR)

QualityACGL(higher ROIC)

Metrics side by side

Valuation

Metric	ACGL	MTB
P/E ratio	7.25●	12.98
Forward P/E	10.16●	12.48
P/S ratio	1.72●	2.95
P/B ratio	1.40	1.31●
PEG ratio	2.51	0.73●

Profitability

Metric	ACGL	MTB
Gross margin	42.83%	75.31%●
Operating margin	27.65%	30.69%●
Net margin	24.73%●	23.71%
ROE	20.14%●	10.48%
ROIC	7.12%●	6.75%

Dividends

Metric	ACGL	MTB
Dividend yield	—	2.57%
Payout ratio	—	35.09%

Growth (annualized)

Metric	ACGL	MTB
Revenue CAGR (5Y)	17.23%●	14.97%
EPS CAGR (5Y)	28.50%●	11.46%
Total return CAGR (5Y)	20.35%●	12.78%

Frequently asked

Which is better, ACGL or MTB?: It depends on your goal. value: ACGL (lower P/E); growth: ACGL (faster 5Y revenue CAGR); quality: ACGL (higher ROIC). Across all compared metrics, ACGL leads 9 to 4.
Is ACGL or MTB cheaper?: On trailing earnings, ACGL is cheaper: ACGL trades at a 7.25 P/E and MTB at 12.98.
Which has grown faster, ACGL or MTB?: Over the past five years, ACGL grew revenue faster — ACGL at a 17.23% CAGR versus MTB at 14.97%.
Does ACGL or MTB pay a bigger dividend?: MTB pays a dividend (2.57% yield) while ACGL does not currently pay one.
Is ACGL or MTB more profitable?: ACGL runs the higher net margin — ACGL at 24.73% versus MTB at 23.71%.
Which has been the better investment, ACGL or MTB?: Over the past 10-year, ACGL delivered the higher annualized total return — ACGL at 15.74% versus MTB at 10.78%. Past performance doesn't predict future results.

Go deeper

Full ACGL analysis Full MTB analysis Interactive comparison tool

Dig into the metrics

Arch Capital P/E ratio M&T Bank P/E ratio Arch Capital dividend yield M&T Bank dividend yield Arch Capital ROE M&T Bank ROE Arch Capital operating margin M&T Bank operating margin Arch Capital revenue growth M&T Bank revenue growth Arch Capital free cash flow M&T Bank free cash flow

Arch Capital & M&T Bank appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.