Arch Capital Group Ltd. (ACGL) vs M&T Bank Corporation (MTB)

A side-by-side comparison of Arch Capital Group Ltd. and M&T Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnACGL vs MTB

growth of $100 · dividends reinvested · last 10y
ACGL +317.2% (+15.4%/yr)MTB +186.6% (+11.1%/yr)ACGL compounded faster over this window
100200300400Start $10020182020202220242026$417$287
ACGL MTB

ACGL vs MTB: by the numbers

  • MTB is the larger company ($36.30B vs $34.41B market cap).
  • ACGL trades at the lower trailing earnings multiple (7.70 vs 13.21 P/E), one valuation lens rather than an overall verdict.
  • ACGL grew revenue faster over the past five years (16.36% vs 15.23% CAGR).
  • MTB pays a dividend (2.40% yield), while ACGL is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricACGLMTB
P/E ratio7.7013.21
Forward P/E10.5112.97
P/S ratio1.793.15
P/B ratio1.431.40

Profitability

MetricACGLMTB
Gross margin37.16%76.03%
Operating margin27.38%33.19%
Net margin24.44%24.40%
ROE19.53%10.85%
ROIC7.12%6.75%

Dividends

MetricACGLMTB
Dividend yieldN/A2.40%
Payout ratioN/A35.09%

Growth (annualized)

MetricACGLMTB
Revenue CAGR (5Y)16.36%15.23%
EPS CAGR (5Y)28.50%11.46%
Total return CAGR (5Y)20.60%16.29%

Frequently asked

Which has the lower trailing P/E, ACGL or MTB?
ACGL has the lower trailing P/E: ACGL trades at 7.70 and MTB at 13.21. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACGL or MTB?
Over the past five years, ACGL grew revenue faster — ACGL at a 16.36% CAGR versus MTB at 15.23%.
Does ACGL or MTB pay a bigger dividend?
MTB pays a dividend (2.40% yield), while ACGL is a former payer with no current dividend run rate.
How have ACGL and MTB total returns compared?
Over the past 10 years, ACGL delivered 15.35% and MTB delivered 11.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 10, 2026.