Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 10.85% is 13% above its 5-year average of 9.64%, near the high end of its 5-year range (5.94%–11.55%).
As of the fiscal period ended Tuesday, June 30, 2026. 8.04% above its 12-month average of 10.05%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 10.85%.
RETURN ON EQUITY (ROE)
10.85%
RETURN ON EQUITY (ROE) AVG TTM
10.05%
RETURN ON EQUITY (ROE) AVG 3Y
9.81%
RETURN ON EQUITY (ROE) AVG 5Y
9.64%
RETURN ON EQUITY (ROE) AVG 10Y
9.64%
RETURN ON EQUITY (ROE) AVG 15Y
9.46%
RETURN ON EQUITY (ROE) AVG 20Y
9.56%
CURRENT VS TTM AVG
+8.04%
CURRENT VS 3Y AVG
+10.61%
CURRENT VS 5Y AVG
+12.63%
CURRENT VS 10Y AVG
+12.55%
CURRENT VS 15Y AVG
+14.72%
CURRENT VS 20Y AVG
+13.53%
SECTOR MEDIAN · FINANCIAL SERVICES
13.39%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-18.98%
vs the sector median at left
M&T Bank Corporation
Market Cap
$31.69B
Return on Equity (ROE)
10.85%
TTM Avg
10.05%
3Y Avg
9.81%
5Y Avg
9.64%
Market Cap
$31.93B
Return on Equity (ROE)
16.72%
TTM Avg
14.64%
3Y Avg
12.62%
5Y Avg
12.28%
Market Cap
$31.01B
Return on Equity (ROE)
-0.02%
TTM Avg
0.04%
3Y Avg
-0.33%
5Y Avg
2.49%
Market Cap
$30.93B
Return on Equity (ROE)
7.35%
TTM Avg
9.46%
3Y Avg
10.40%
5Y Avg
9.10%
Market Cap
$30.50B
Return on Equity (ROE)
18.16%
TTM Avg
17.40%
3Y Avg
16.95%
5Y Avg
16.05%
Market Cap
$33.20B
Return on Equity (ROE)
19.53%
TTM Avg
19.44%
3Y Avg
18.63%
5Y Avg
16.86%
Market Cap
$34.46B
Return on Equity (ROE)
22.23%
TTM Avg
19.57%
3Y Avg
17.20%
5Y Avg
15.24%
Market Cap
$28.00B
Return on Equity (ROE)
24.05%
TTM Avg
19.64%
3Y Avg
16.29%
5Y Avg
15.64%
Market Cap
$27.37B
Return on Equity (ROE)
8.12%
TTM Avg
6.59%
3Y Avg
7.13%
5Y Avg
7.18%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| M&T Bank Corporation (MTB) | $31.69B | 10.85% | 10.05% | 9.81% | 9.64% |
| Northern Trust Corporation (NTRS)vs › | $31.93B | 16.72% | 14.64% | 12.62% | 12.28% |
| iShares Silver Trust (SLV)vs › | $31.01B | -0.02% | 0.04% | -0.33% | 2.49% |
| Huntington Bancshares Incorporated (HBAN)vs › | $30.93B | 7.35% | 9.46% | 10.40% | 9.10% |
| Raymond James Financial, Inc. (RJF)vs › | $30.50B | 18.16% | 17.40% | 16.95% | 16.05% |
| Arch Capital Group Ltd. (ACGL)vs › | $33.20B | 19.53% | 19.44% | 18.63% | 16.86% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $34.46B | 22.23% | 19.57% | 17.20% | 15.24% |
| Cboe Global Markets, Inc. (CBOE)vs › | $28.00B | 24.05% | 19.64% | 16.29% | 15.64% |
| Citizens Financial Group, Inc. (CFG)vs › | $27.37B | 8.12% | 6.59% | 7.13% | 7.18% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $27.27B | 20.36% | 9.45% | 10.01% | 13.52% |
ROE
10.9%
ROA
1.4%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 10.85% |
| 2026-03-31 | 10.48% |
| 2025-12-31 | 9.77% |
| 2025-09-30 | 9.65% |
| 2025-06-30 | 9.47% |
| 2025-03-31 | 9.11% |
| 2024-12-31 | 8.92% |
| 2024-09-30 | 8.27% |
| 2024-06-30 | 8.30% |
| 2024-03-31 | 9.46% |
| 2023-12-31 | 10.17% |
| 2023-09-30 | 11.54% |
| 2023-06-30 | 11.55% |
| 2023-03-31 | 9.19% |
| 2022-12-31 | 7.87% |
| 2022-09-30 | 6.67% |
| 2022-06-30 | 5.94% |
| 2022-03-31 | 9.92% |
| 2021-12-31 | 10.38% |
| 2021-09-30 | 10.68% |
| 2021-06-30 | 10.46% |
| 2021-03-31 | 9.31% |
| 2020-12-31 | 8.36% |
| 2020-09-30 | 8.54% |
| 2020-06-30 | 9.30% |
| 2020-03-31 | 10.85% |
| 2019-12-31 | 12.27% |
| 2019-09-30 | 12.56% |
| 2019-06-30 | 12.93% |
| 2019-03-31 | 13.14% |
| 2018-12-31 | 12.41% |
| 2018-09-30 | 10.98% |
| 2018-06-30 | 9.78% |
| 2018-03-31 | 8.99% |
| 2017-12-31 | 8.67% |
| 2017-09-30 | 8.68% |
| 2017-06-30 | 8.66% |
| 2017-03-31 | 8.42% |
| 2016-12-31 | 7.98% |
| 2016-09-30 | 7.68% |
| 2016-06-30 | 7.20% |
| 2016-03-31 | 6.95% |
| 2015-12-31 | 6.68% |
| 2015-09-30 | 8.41% |
| 2015-06-30 | 8.53% |
| 2015-03-31 | 8.61% |
| 2014-12-31 | 8.64% |
| 2014-09-30 | 8.19% |
| 2014-06-30 | 8.46% |
| 2014-03-31 | 9.20% |
| 2013-12-31 | 10.07% |
| 2013-09-30 | 11.01% |
| 2013-06-30 | 11.31% |
| 2013-03-31 | 10.53% |
| 2012-12-31 | 10.09% |
| 2012-09-30 | 8.86% |
| 2012-06-30 | 8.00% |
| 2012-03-31 | 9.12% |
| 2011-12-31 | 9.27% |
| 2011-09-30 | 9.77% |
| 2011-06-30 | 10.01% |
| 2011-03-31 | 9.30% |
| 2010-12-31 | 8.81% |
| 2010-09-30 | 8.53% |
| 2010-06-30 | 7.88% |
| 2010-03-31 | 6.32% |
| 2009-12-31 | 5.34% |
| 2009-09-30 | 4.54% |
| 2009-06-30 | 4.17% |
| 2009-03-31 | 6.06% |
| 2008-12-31 | 8.19% |
| 2008-09-30 | 8.08% |
| 2008-06-30 | 9.61% |
| 2008-03-31 | 10.49% |
| 2007-12-31 | 10.09% |
| 2007-09-30 | 12.87% |
| 2007-06-30 | 13.18% |
| 2007-03-31 | 12.99% |
| 2006-12-31 | 13.36% |
| 2006-09-30 | 13.51% |
| 2006-06-30 | 13.53% |
| 2006-03-31 | 13.44% |
| 2005-12-31 | 13.31% |
| 2005-09-30 | 13.16% |
| 2005-06-30 | 13.10% |
| 2005-03-31 | 13.26% |
| 2004-12-31 | 12.61% |
| 2004-09-30 | 12.21% |
| 2004-06-30 | 11.80% |
| 2004-03-31 | 10.76% |
| 2003-12-31 | 10.04% |
| 2003-09-30 | 9.56% |
| 2003-06-30 | 9.08% |
