The Hartford Insurance Group, Inc. (HIG) vs M&T Bank Corporation (MTB)
A side-by-side comparison of The Hartford Insurance Group, Inc. and M&T Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 8, 2026. Differences are shown without an overall score or investment verdict.
HIG
The Hartford Insurance Group, Inc.
$143.28Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
MTB
M&T Bank Corporation
$250.45Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
Total return — HIG vs MTB
growth of $100 · dividends reinvested · last 30yHIG +892.7%MTB +1981.4%MTB compounded faster
HIG MTB
HIG vs MTB: by the numbers
- •HIG is the larger company ($39.28B vs $36.30B market cap).
- •HIG trades at the lower trailing earnings multiple (9.32 vs 13.21 P/E), one valuation lens rather than an overall verdict.
- •MTB converts more revenue to profit (24.40% vs 15.03% net margin).
- •MTB grew revenue faster over the past five years (15.23% vs 6.62% CAGR).
- •MTB pays the higher dividend yield (2.40% vs 1.62%).
Metrics side by side
Valuation
| Metric | HIG | MTB |
|---|---|---|
| P/E ratio | 9.32 | 13.21 |
| Forward P/E | 11.23 | 12.97 |
| P/S ratio | 1.39 | 3.15 |
| P/B ratio | 2.06 | 1.40 |
| PEG ratio | 0.36 | 0.73 |
Profitability
| Metric | HIG | MTB |
|---|---|---|
| Gross margin | 43.95% | 76.03% |
| Operating margin | 15.21% | 33.19% |
| Net margin | 15.03% | 24.40% |
| ROE | 22.23% | 10.85% |
| ROIC | 28.21% | 6.75% |
Dividends
| Metric | HIG | MTB |
|---|---|---|
| Dividend yield | 1.62% | 2.40% |
| Payout ratio | 17.17% | 35.09% |
Growth (annualized)
| Metric | HIG | MTB |
|---|---|---|
| Revenue CAGR (5Y) | 6.62% | 15.23% |
| EPS CAGR (5Y) | 23.05% | 11.46% |
| Total return CAGR (5Y) | 18.99% | 16.29% |
Frequently asked
- Which has the lower trailing P/E, HIG or MTB?
- HIG has the lower trailing P/E: HIG trades at 9.32 and MTB at 13.21. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, HIG or MTB?
- Over the past five years, MTB grew revenue faster — HIG at a 6.62% CAGR versus MTB at 15.23%.
- Does HIG or MTB pay a bigger dividend?
- HIG yields 1.62% and MTB yields 2.40% based on trailing dividends and the latest price.
- Is HIG or MTB more profitable?
- MTB runs the higher net margin — HIG at 15.03% versus MTB at 24.40%.
- How have HIG and MTB total returns compared?
- Over the past 10 years, HIG delivered 15.88% and MTB delivered 11.01% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Hartford Insurance P/E ratioM&T Bank P/E ratioHartford Insurance dividend yieldM&T Bank dividend yieldHartford Insurance ROEM&T Bank ROEHartford Insurance operating marginM&T Bank operating marginHartford Insurance revenue growthM&T Bank revenue growthHartford Insurance free cash flowM&T Bank free cash flow
Hartford Insurance & M&T Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 8, 2026.