The Hartford Insurance Group, Inc. (HIG) vs M&T Bank Corporation (MTB)

HIG leads on 8 of 14 compared metrics.

A side-by-side comparison of The Hartford Insurance Group, Inc. and M&T Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 24, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — HIG vs MTB

growth of $100 · last 30y
HIG +385.3%MTB +843.8%MTB compounded faster
02004006008001kStart $100200120062011201620212026$485$944
HIG MTB

HIG vs MTB: by the numbers

  • HIG is the larger company ($36.00B vs $33.86B market cap).
  • HIG trades at the lower earnings multiple (9.24 vs 12.87 P/E).
  • MTB converts more revenue to profit (23.71% vs 14.13% net margin).
  • MTB grew revenue faster over the past five years (14.97% vs 6.85% CAGR).
  • MTB pays the higher dividend yield (2.59% vs 1.77%).

Which is better, HIG or MTB?

Metric tally: HIG 8 · MTB 6

It depends on what you're optimizing for:

ValueHIG(lower P/E)
GrowthMTB(faster 5Y revenue CAGR)
IncomeMTB(higher dividend yield)
QualityHIG(higher ROIC)

Metrics side by side

Valuation

MetricHIGMTB
P/E ratio9.2412.87
Forward P/E10.2112.37
P/S ratio1.292.93
P/B ratio1.961.29
PEG ratio0.360.73

Profitability

MetricHIGMTB
Gross margin47.02%75.31%
Operating margin17.51%30.69%
Net margin14.13%23.71%
ROE21.50%10.48%
ROIC28.21%6.75%

Dividends

MetricHIGMTB
Dividend yield1.77%2.59%
Payout ratio17.17%35.09%

Growth (annualized)

MetricHIGMTB
Revenue CAGR (5Y)6.85%14.97%
EPS CAGR (5Y)23.05%11.46%
Total return CAGR (5Y)18.63%13.07%

Frequently asked

Which is better, HIG or MTB?
It depends on your goal. value: HIG (lower P/E); growth: MTB (faster 5Y revenue CAGR); income: MTB (higher dividend yield); quality: HIG (higher ROIC). Across all compared metrics, HIG leads 8 to 6.
Is HIG or MTB cheaper?
On trailing earnings, HIG is cheaper: HIG trades at a 9.24 P/E and MTB at 12.87.
Which has grown faster, HIG or MTB?
Over the past five years, MTB grew revenue faster — HIG at a 6.85% CAGR versus MTB at 14.97%.
Does HIG or MTB pay a bigger dividend?
HIG yields 1.77% and MTB yields 2.59% based on trailing dividends and the latest price.
Is HIG or MTB more profitable?
MTB runs the higher net margin — HIG at 14.13% versus MTB at 23.71%.
Which has been the better investment, HIG or MTB?
Over the past 10-year, HIG delivered the higher annualized total return — HIG at 13.73% versus MTB at 9.84%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 24, 2026.