The Hartford Insurance Group, Inc. (HIG) vs M&T Bank Corporation (MTB)

A side-by-side comparison of The Hartford Insurance Group, Inc. and M&T Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 8, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnHIG vs MTB

growth of $100 · dividends reinvested · last 30y
HIG +892.7%MTB +1981.4%MTB compounded faster
05001k2k2kStart $100200120062011201620212026$993$2,081
HIG MTB

HIG vs MTB: by the numbers

  • HIG is the larger company ($39.28B vs $36.30B market cap).
  • HIG trades at the lower trailing earnings multiple (9.32 vs 13.21 P/E), one valuation lens rather than an overall verdict.
  • MTB converts more revenue to profit (24.40% vs 15.03% net margin).
  • MTB grew revenue faster over the past five years (15.23% vs 6.62% CAGR).
  • MTB pays the higher dividend yield (2.40% vs 1.62%).

Metrics side by side

Valuation

MetricHIGMTB
P/E ratio9.3213.21
Forward P/E11.2312.97
P/S ratio1.393.15
P/B ratio2.061.40
PEG ratio0.360.73

Profitability

MetricHIGMTB
Gross margin43.95%76.03%
Operating margin15.21%33.19%
Net margin15.03%24.40%
ROE22.23%10.85%
ROIC28.21%6.75%

Dividends

MetricHIGMTB
Dividend yield1.62%2.40%
Payout ratio17.17%35.09%

Growth (annualized)

MetricHIGMTB
Revenue CAGR (5Y)6.62%15.23%
EPS CAGR (5Y)23.05%11.46%
Total return CAGR (5Y)18.99%16.29%

Frequently asked

Which has the lower trailing P/E, HIG or MTB?
HIG has the lower trailing P/E: HIG trades at 9.32 and MTB at 13.21. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HIG or MTB?
Over the past five years, MTB grew revenue faster — HIG at a 6.62% CAGR versus MTB at 15.23%.
Does HIG or MTB pay a bigger dividend?
HIG yields 1.62% and MTB yields 2.40% based on trailing dividends and the latest price.
Is HIG or MTB more profitable?
MTB runs the higher net margin — HIG at 15.03% versus MTB at 24.40%.
How have HIG and MTB total returns compared?
Over the past 10 years, HIG delivered 15.88% and MTB delivered 11.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 8, 2026.