The Hartford Insurance Group (HIG) Operating Margin: History & Chart

The Hartford Insurance Group, Inc.(HIG)

Insurance - Diversified · Hartford, CT

$136.03-1.56 (-1.13%)

Delayed quote: Sep 15, 2026, 4:00 PM EDT

About The Hartford Insurance Group, Inc.

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

Hartford, CT

19,200 employees

www.thehartford.com

Financial Services / Insurance - Diversified

Sector: Financial Services
Industry: Insurance - Diversified
CEO: Christopher J. Swift

View full financials

HIG Operating Margin Metrics

OPERATING MARGIN

15.21%

OPERATING MARGIN AVG TTM

15.73%

OPERATING MARGIN AVG 3Y

14.94%

OPERATING MARGIN AVG 5Y

13.74%

OPERATING MARGIN AVG 10Y

11.67%

OPERATING MARGIN AVG 15Y

9.23%

OPERATING MARGIN AVG 20Y

9.37%

CURRENT VS TTM AVG

-3.33%

CURRENT VS 3Y AVG

+1.78%

CURRENT VS 5Y AVG

+10.67%

CURRENT VS 10Y AVG

+30.35%

CURRENT VS 15Y AVG

+64.82%

CURRENT VS 20Y AVG

+62.31%

SECTOR MEDIAN · FINANCIAL SERVICES

23.64%

median of 103 covered companies

CURRENT VS SECTOR MEDIAN

-35.66%

vs the sector median at left

NAME	MARKET CAP	OPERATING MARGIN	TTM	3Y	5Y
The Hartford Insurance Group, Inc. (HIG)	$37.29B	15.21%	15.73%	14.94%	13.74%
MSCI Inc. (MSCI)vs ›	$39.59B	55.66%	54.09%	54.16%	53.56%
American International Group, Inc. (AIG)vs ›	$40.29B	13.96%	14.34%	12.87%	10.09%
M&T Bank Corporation (MTB)vs ›	$34.11B	33.19%	27.34%	28.64%	30.53%
Arch Capital Group Ltd. (ACGL)vs ›	$33.90B	27.38%	25.31%	22.05%	20.79%
Huntington Bancshares Incorporated (HBAN)vs ›	$33.84B	20.36%	20.81%	24.63%	23.87%
Prudential Financial, Inc. (PRU)vs ›	$41.40B	7.68%	6.09%	3.63%	4.86%
Northern Trust Corporation (NTRS)vs ›	$32.70B	19.83%	16.52%	16.98%	20.79%
Raymond James Financial, Inc. (RJF)vs ›	$32.42B	28.66%	23.30%	20.62%	18.97%
Ares Management Corporation (ARES)vs ›	$42.40B	23.18%	25.79%	21.14%	20.23%

NAME

MARKET CAP

OPERATING MARGIN

TTM

The Hartford Insurance Group, Inc. (HIG)

$37.29B

15.21%

15.73%

14.94%

13.74%

MSCI Inc. (MSCI)vs ›

$39.59B

55.66%

54.09%

54.16%

53.56%

American International Group, Inc. (AIG)vs ›

$40.29B

13.96%

14.34%

12.87%

10.09%

M&T Bank Corporation (MTB)vs ›

$34.11B

33.19%

27.34%

28.64%

30.53%

Arch Capital Group Ltd. (ACGL)vs ›

$33.90B

27.38%

25.31%

22.05%

20.79%

Huntington Bancshares Incorporated (HBAN)vs ›

$33.84B

20.36%

20.81%

24.63%

23.87%

Prudential Financial, Inc. (PRU)vs ›

$41.40B

7.68%

6.09%

3.63%

4.86%

Northern Trust Corporation (NTRS)vs ›

$32.70B

19.83%

16.52%

16.98%

20.79%

Raymond James Financial, Inc. (RJF)vs ›

$32.42B

28.66%

23.30%

20.62%

18.97%

Ares Management Corporation (ARES)vs ›

$42.40B

23.18%

25.79%

21.14%

20.23%

Operating Margin FAQ

What is the operating margin for The Hartford Insurance Group, Inc. (HIG)?

The operating margin for HIG stock is 15.21%.

Is The Hartford Insurance Group, Inc.'s operating margin high or low?

The operating margin of 15.21% is 11% above its 5-year average of 13.74%, around the middle of its 5-year range (7.83%–19.86%).

What is the TTM average operating margin for The Hartford Insurance Group, Inc. (HIG)?

The TTM average operating margin for HIG stock is 15.73%.

What is the 3Y average operating margin for The Hartford Insurance Group, Inc. (HIG)?

The 3Y average operating margin for HIG stock is 14.94%.

What is the 5Y average operating margin for The Hartford Insurance Group, Inc. (HIG)?

The 5Y average operating margin for HIG stock is 13.74%.

What is the 10Y average operating margin for The Hartford Insurance Group, Inc. (HIG)?

The 10Y average operating margin for HIG stock is 11.67%.

What is the 15Y average operating margin for The Hartford Insurance Group, Inc. (HIG)?

The 15Y average operating margin for HIG stock is 9.23%.

What is the 20Y average operating margin for The Hartford Insurance Group, Inc. (HIG)?

The 20Y average operating margin for HIG stock is 9.37%.

DATE	OPERATING MARGIN
2026-06-30	8.66%
2026-03-31	14.63%
2025-12-31	19.32%
2025-09-30	18.22%
2025-06-30	17.83%
2025-03-31	11.50%
2024-12-31	15.79%
2024-09-30	14.18%
2024-06-30	14.10%
2024-03-31	14.23%
2023-12-31	15.02%
2023-09-30	13.33%
2023-06-30	11.16%
2023-03-31	11.10%
2022-12-31	12.52%
2022-09-30	7.83%
2022-06-30	10.61%
2022-03-31	10.25%
2021-12-31	17.73%
2021-09-30	10.74%
2021-06-30	19.86%
2021-03-31	5.84%
2020-12-31	12.72%
2020-09-30	10.29%
2020-06-30	11.47%
2020-03-31	6.94%
2019-12-31	12.61%
2019-09-30	12.21%
2019-06-30	8.96%
2019-03-31	15.69%
2018-12-31	3.60%
2018-09-30	10.95%
2018-06-30	11.21%
2018-03-31	11.06%
2017-12-31	4.15%
2017-09-30	4.32%
2017-06-30	-6.67%
2017-03-31	9.62%
2016-12-31	-6.06%
2016-09-30	11.20%
2016-06-30	3.62%
2016-03-31	8.64%
2015-12-31	11.17%
2015-09-30	8.31%
2015-06-30	10.03%
2015-03-31	13.54%
2014-12-31	9.62%
2014-09-30	10.40%
2014-06-30	3.25%
2014-03-31	13.20%
2013-12-31	6.19%
2013-09-30	9.17%
2013-06-30	5.01%
2013-03-31	-4.84%
2012-12-31	-10.23%
2012-09-30	-0.76%
2012-06-30	-6.00%
2012-03-31	0.03%
2011-12-31	1.63%
2011-09-30	-0.38%
2011-06-30	-2.78%
2011-03-31	6.14%
2010-12-31	13.44%
2010-09-30	13.89%
2010-06-30	4.41%
2010-03-31	8.55%
2009-12-31	11.30%
2009-09-30	-8.74%
2009-06-30	0.24%
2009-03-31	-37.39%
2008-12-31	-203.72%
2008-09-30	1064.38%
2008-06-30	8.69%
2008-03-31	5.89%
2007-12-31	13.76%
2007-09-30	20.18%
2007-06-30	10.93%
2007-03-31	17.93%
2006-12-31	13.22%
2006-09-30	13.65%
2006-06-30	12.17%
2006-03-31	15.04%
2005-12-31	7.08%
2005-09-30	9.53%
2005-06-30	13.64%
2005-03-31	15.23%
2004-12-31	13.46%
2004-09-30	5.67%
2004-06-30	10.60%
2004-03-31	14.27%
2003-12-31	12.78%
2003-09-30	8.81%
2003-06-30	13.43%
2003-03-31	-51.37%
2002-12-31	7.35%
2002-09-30	4.90%

DATE

OPERATING MARGIN

2026-06-30

8.66%

2026-03-31

14.63%

2025-12-31

19.32%

2025-09-30

18.22%

2025-06-30

17.83%

2025-03-31

11.50%

2024-12-31

15.79%

2024-09-30

14.18%

2024-06-30

14.10%

2024-03-31

14.23%

2023-12-31

15.02%

2023-09-30

13.33%

2023-06-30

11.16%

2023-03-31

11.10%

2022-12-31

12.52%

2022-09-30

7.83%

2022-06-30

10.61%

2022-03-31

10.25%

2021-12-31

17.73%

2021-09-30

10.74%

2021-06-30

19.86%

2021-03-31

5.84%

2020-12-31

12.72%

2020-09-30

10.29%

2020-06-30

11.47%

2020-03-31

6.94%

2019-12-31

12.61%

2019-09-30

12.21%

2019-06-30

8.96%

2019-03-31

15.69%

2018-12-31

3.60%

2018-09-30

10.95%

2018-06-30

11.21%

2018-03-31

11.06%

2017-12-31

4.15%

2017-09-30

4.32%

2017-06-30

-6.67%

2017-03-31

9.62%

2016-12-31

-6.06%

2016-09-30

11.20%

2016-06-30

3.62%

2016-03-31

8.64%

2015-12-31

11.17%

2015-09-30

8.31%

2015-06-30

10.03%

2015-03-31

13.54%

2014-12-31

9.62%

2014-09-30

10.40%

2014-06-30

3.25%

2014-03-31

13.20%

2013-12-31

6.19%

2013-09-30

9.17%

2013-06-30

5.01%

2013-03-31

-4.84%

2012-12-31

-10.23%

2012-09-30

-0.76%

2012-06-30

-6.00%

2012-03-31

0.03%

2011-12-31

1.63%

2011-09-30

-0.38%

2011-06-30

-2.78%

2011-03-31

6.14%

2010-12-31

13.44%

2010-09-30

13.89%

2010-06-30

4.41%

2010-03-31

8.55%

2009-12-31

11.30%

2009-09-30

-8.74%

2009-06-30

0.24%

2009-03-31

-37.39%

2008-12-31

-203.72%

2008-09-30

1064.38%

2008-06-30

8.69%

2008-03-31

5.89%

2007-12-31

13.76%

2007-09-30

20.18%

2007-06-30

10.93%

2007-03-31

17.93%

2006-12-31

13.22%

2006-09-30

13.65%

2006-06-30

12.17%

2006-03-31

15.04%

2005-12-31

7.08%

2005-09-30

9.53%

2005-06-30

13.64%

2005-03-31

15.23%

2004-12-31

13.46%

2004-09-30

5.67%

2004-06-30

10.60%

2004-03-31

14.27%

2003-12-31

12.78%

2003-09-30

8.81%

2003-06-30

13.43%

2003-03-31

-51.37%

2002-12-31

7.35%

2002-09-30

4.90%

Operating Margin: 15.21%

HIG Operating Margin

HIG Average Operating Margin Chart

HIG Current vs Average Operating Margin Chart

HIG Operating Margin Metrics

HIG Competitors' Operating Margin

Operating Efficiency

Operating Margin Formula & Definition

Operating Margin FAQ

HIG Operating Margin History

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