The Hartford Financial Services Group, Inc. (HIG) vs Raymond James Financial, Inc. (RJF)

HIG leads on 12 of 14 compared metrics.

A side-by-side comparison of The Hartford Financial Services Group, Inc. and Raymond James Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 21, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — HIG vs RJF

growth of $100 · last 30y
HIG +380.5%RJF +5095.3%RJF compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$481$5,195
HIG RJF

HIG vs RJF: by the numbers

  • HIG is the larger company ($35.16B vs $30.37B market cap).
  • HIG trades at the lower earnings multiple (9.02 vs 14.72 P/E).
  • HIG converts more revenue to profit (14.13% vs 13.13% net margin).
  • RJF grew revenue faster over the past five years (13.83% vs 6.85% CAGR).
  • HIG pays the higher dividend yield (1.81% vs 1.33%).

Which is better, HIG or RJF?

Metric tally: HIG 12 · RJF 2

It depends on what you're optimizing for:

ValueHIG(lower P/E)
GrowthRJF(faster 5Y revenue CAGR)
IncomeHIG(higher dividend yield)
QualityHIG(higher ROIC)

Metrics side by side

Valuation

MetricHIGRJF
P/E ratio9.0214.72
Forward P/E9.9713.12
P/S ratio1.261.90
P/B ratio1.922.47
PEG ratio0.362.76

Profitability

MetricHIGRJF
Gross margin47.02%89.16%
Operating margin17.51%16.86%
Net margin14.13%13.13%
ROE21.50%17.08%
ROIC28.21%15.88%

Dividends

MetricHIGRJF
Dividend yield1.81%1.33%
Payout ratio17.17%19.75%

Growth (annualized)

MetricHIGRJF
Revenue CAGR (5Y)6.85%13.83%
EPS CAGR (5Y)23.05%21.61%
Total return CAGR (5Y)18.44%15.14%

Frequently asked

Which is better, HIG or RJF?
It depends on your goal. value: HIG (lower P/E); growth: RJF (faster 5Y revenue CAGR); income: HIG (higher dividend yield); quality: HIG (higher ROIC). Across all compared metrics, HIG leads 12 to 2.
Is HIG or RJF cheaper?
On trailing earnings, HIG is cheaper: HIG trades at a 9.02 P/E and RJF at 14.72.
Which has grown faster, HIG or RJF?
Over the past five years, RJF grew revenue faster — HIG at a 6.85% CAGR versus RJF at 13.83%.
Does HIG or RJF pay a bigger dividend?
HIG yields 1.81% and RJF yields 1.33% based on trailing dividends and the latest price.
Is HIG or RJF more profitable?
HIG runs the higher net margin — HIG at 14.13% versus RJF at 13.13%.
Which has been the better investment, HIG or RJF?
Over the past 10-year, RJF delivered the higher annualized total return — HIG at 13.71% versus RJF at 17.93%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 21, 2026.