The Hartford Insurance Group, Inc. (HIG) vs Raymond James Financial, Inc. (RJF)

A side-by-side comparison of The Hartford Insurance Group, Inc. and Raymond James Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 5, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnHIG vs RJF

growth of $100 · dividends reinvested · last 30y
HIG +942.3%RJF +8850.6%RJF compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$1,042$8,951
HIG RJF

HIG vs RJF: by the numbers

  • HIG is the larger company ($39.37B vs $34.68B market cap).
  • HIG trades at the lower trailing earnings multiple (9.24 vs 15.55 P/E), one valuation lens rather than an overall verdict.
  • HIG converts more revenue to profit (15.03% vs 13.62% net margin).
  • RJF grew revenue faster over the past five years (13.02% vs 6.62% CAGR).
  • HIG pays the higher dividend yield (1.63% vs 1.19%).

Metrics side by side

Valuation

MetricHIGRJF
P/E ratio9.2415.55
Forward P/E11.1414.68
P/S ratio1.382.08
P/B ratio2.042.77
PEG ratio0.362.76

Profitability

MetricHIGRJF
Gross margin43.95%83.54%
Operating margin15.21%28.66%
Net margin15.03%13.62%
ROE22.23%18.16%
ROIC28.21%15.88%

Dividends

MetricHIGRJF
Dividend yield1.63%1.19%
Payout ratio17.17%20.13%

Growth (annualized)

MetricHIGRJF
Revenue CAGR (5Y)6.62%13.02%
EPS CAGR (5Y)23.05%21.61%
Total return CAGR (5Y)19.49%17.51%

Frequently asked

Which has the lower trailing P/E, HIG or RJF?
HIG has the lower trailing P/E: HIG trades at 9.24 and RJF at 15.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HIG or RJF?
Over the past five years, RJF grew revenue faster — HIG at a 6.62% CAGR versus RJF at 13.02%.
Does HIG or RJF pay a bigger dividend?
HIG yields 1.63% and RJF yields 1.19% based on trailing dividends and the latest price.
Is HIG or RJF more profitable?
HIG runs the higher net margin — HIG at 15.03% versus RJF at 13.62%.
How have HIG and RJF total returns compared?
Over the past 10 years, HIG delivered 15.91% and RJF delivered 19.02% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 5, 2026.