Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 18.16% is 13% above its 5-year average of 16.05%, near the high end of its 5-year range (11.50%–18.16%).
As of the fiscal period ended Tuesday, September 30, 2025. 4.37% above its 12-month average of 17.40%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
18.16%
RETURN ON EQUITY (ROE) AVG TTM
17.40%
RETURN ON EQUITY (ROE) AVG 3Y
16.95%
RETURN ON EQUITY (ROE) AVG 5Y
16.05%
RETURN ON EQUITY (ROE) AVG 10Y
14.43%
RETURN ON EQUITY (ROE) AVG 15Y
13.13%
RETURN ON EQUITY (ROE) AVG 20Y
12.91%
CURRENT VS TTM AVG
+4.37%
CURRENT VS 3Y AVG
+7.17%
CURRENT VS 5Y AVG
+13.15%
CURRENT VS 10Y AVG
+25.85%
CURRENT VS 15Y AVG
+38.32%
CURRENT VS 20Y AVG
+40.66%
SECTOR MEDIAN · FINANCIAL SERVICES
14.10%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+28.79%
vs the sector median at left
Raymond James Financial, Inc.
Market Cap
$34.68B
Return on Equity (ROE)
18.16%
TTM Avg
17.40%
3Y Avg
16.95%
5Y Avg
16.05%
Market Cap
$34.62B
Return on Equity (ROE)
19.40%
TTM Avg
19.44%
3Y Avg
18.63%
5Y Avg
16.86%
Market Cap
$35.56B
Return on Equity (ROE)
7.35%
TTM Avg
9.46%
3Y Avg
10.40%
5Y Avg
9.10%
Market Cap
$33.73B
Return on Equity (ROE)
16.72%
TTM Avg
14.64%
3Y Avg
12.62%
5Y Avg
12.28%
Market Cap
$36.51B
Return on Equity (ROE)
10.85%
TTM Avg
9.34%
3Y Avg
9.18%
5Y Avg
9.24%
Market Cap
$31.40B
Return on Equity (ROE)
20.36%
TTM Avg
9.45%
3Y Avg
10.01%
5Y Avg
13.52%
Market Cap
$31.12B
Return on Equity (ROE)
8.12%
TTM Avg
6.59%
3Y Avg
7.13%
5Y Avg
7.18%
Market Cap
$39.37B
Return on Equity (ROE)
22.23%
TTM Avg
19.57%
3Y Avg
17.20%
5Y Avg
15.24%
Market Cap
$39.55B
Return on Equity (ROE)
-7.55%
TTM Avg
16.81%
3Y Avg
-3.25%
5Y Avg
12.88%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Raymond James Financial, Inc. (RJF) | $34.68B | 18.16% | 17.40% | 16.95% | 16.05% |
| Arch Capital Group Ltd. (ACGL)vs › | $34.62B | 19.40% | 19.44% | 18.63% | 16.86% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.56B | 7.35% | 9.46% | 10.40% | 9.10% |
| Northern Trust Corporation (NTRS)vs › | $33.73B | 16.72% | 14.64% | 12.62% | 12.28% |
| M&T Bank Corporation (MTB)vs › | $36.51B | 10.85% | 9.34% | 9.18% | 9.24% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.40B | 20.36% | 9.45% | 10.01% | 13.52% |
| Citizens Financial Group, Inc. (CFG)vs › | $31.12B | 8.12% | 6.59% | 7.13% | 7.18% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.37B | 22.23% | 19.57% | 17.20% | 15.24% |
| Coinbase Global, Inc. (COIN)vs › | $39.55B | -7.55% | 16.81% | -3.25% | 12.88% |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.80B | 24.05% | 19.64% | 16.29% | 15.64% |
ROE
18.2%
ROA
2.5%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-09-30 | 17.08% |
| 2024-09-30 | 17.72% |
| 2023-09-30 | 17.03% |
| 2022-09-30 | 15.95% |
| 2021-09-30 | 17.02% |
| 2020-09-30 | 11.50% |
| 2019-09-30 | 15.71% |
| 2018-09-30 | 13.46% |
| 2017-09-30 | 11.39% |
| 2016-09-30 | 10.77% |
| 2015-09-30 | 11.10% |
| 2014-09-30 | 11.60% |
| 2013-09-30 | 10.02% |
| 2012-09-30 | 9.05% |
| 2011-09-30 | 10.76% |
| 2010-09-30 | 9.91% |
| 2009-09-30 | 7.52% |
| 2008-09-30 | 12.48% |
| 2007-09-30 | 14.25% |
| 2006-09-30 | 14.64% |
| 2005-09-30 | 12.16% |
| 2004-09-30 | 11.98% |
| 2003-09-30 | 9.33% |
| 2002-09-30 | 9.44% |
| 2001-09-30 | 12.51% |
| 2000-09-30 | 19.25% |
| 1999-09-30 | 15.24% |
| 1998-09-30 | 18.18% |
| 1997-09-30 | 23.36% |
| 1996-09-30 | 20.21% |
