Is CFG or RJF cheaper?

On trailing earnings, RJF is cheaper: CFG trades at a 16.68 P/E and RJF at 14.16.

Which has grown faster, CFG or RJF?

Over the past five years, RJF grew revenue faster — CFG at a 8.62% CAGR versus RJF at 13.83%.

Does CFG or RJF pay a bigger dividend?

CFG yields 2.61% and RJF yields 1.44% based on trailing dividends and the latest price.

Is CFG or RJF more profitable?

CFG runs the higher net margin — CFG at 17.51% versus RJF at 13.13%.

Which has been the better investment, CFG or RJF?

Over the past 10-year, RJF delivered the higher annualized total return — CFG at 17.76% versus RJF at 18.20%. Past performance doesn't predict future results.

Citizens Financial Group, Inc. (CFG) vs Raymond James Financial, Inc. (RJF)

RJF leads on 9 of 13 compared metrics.

A side-by-side comparison of Citizens Financial Group, Inc. and Raymond James Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 29, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

CFG

Citizens Financial Group, Inc.

$29.77B

$70.40Financial Services

RJF

Raymond James Financial, Inc.

$29.22B

$149.94Financial Services

Total return — CFG vs RJF

growth of $100 · last 12y

CFG +205.0%RJF +315.2%RJF compounded faster

CFG RJF

CFG vs RJF: by the numbers

•CFG is the larger company ($29.77B vs $29.22B market cap).
•RJF trades at the lower earnings multiple (14.16 vs 16.68 P/E).
•CFG converts more revenue to profit (17.51% vs 13.13% net margin).
•RJF grew revenue faster over the past five years (13.83% vs 8.62% CAGR).
•CFG pays the higher dividend yield (2.61% vs 1.44%).

Which is better, CFG or RJF?

Metric tally: CFG 4 · RJF 9

It depends on what you're optimizing for:

ValueRJF(lower P/E)

GrowthRJF(faster 5Y revenue CAGR)

IncomeCFG(higher dividend yield)

QualityRJF(higher ROIC)

Metrics side by side

Valuation

Metric	CFG	RJF
P/E ratio	16.68	14.16●
Forward P/E	13.56	12.62●
P/S ratio	2.68	1.83●
P/B ratio	1.16●	2.38
PEG ratio	0.53●	2.76

Profitability

Metric	CFG	RJF
Gross margin	71.13%	89.16%●
Operating margin	22.26%	28.66%●
Net margin	17.51%●	13.13%
ROE	7.55%	17.08%●
ROIC	4.25%	15.88%●

Dividends

Metric	CFG	RJF
Dividend yield	2.61%●	1.44%
Payout ratio	47.18%	20.51%

Growth (annualized)

Metric	CFG	RJF
Revenue CAGR (5Y)	8.62%	13.83%●
EPS CAGR (5Y)	11.93%	21.61%●
Total return CAGR (5Y)	12.87%	12.82%

Frequently asked

Which is better, CFG or RJF?: It depends on your goal. value: RJF (lower P/E); growth: RJF (faster 5Y revenue CAGR); income: CFG (higher dividend yield); quality: RJF (higher ROIC). Across all compared metrics, RJF leads 9 to 4.
Is CFG or RJF cheaper?: On trailing earnings, RJF is cheaper: CFG trades at a 16.68 P/E and RJF at 14.16.
Which has grown faster, CFG or RJF?: Over the past five years, RJF grew revenue faster — CFG at a 8.62% CAGR versus RJF at 13.83%.
Does CFG or RJF pay a bigger dividend?: CFG yields 2.61% and RJF yields 1.44% based on trailing dividends and the latest price.
Is CFG or RJF more profitable?: CFG runs the higher net margin — CFG at 17.51% versus RJF at 13.13%.
Which has been the better investment, CFG or RJF?: Over the past 10-year, RJF delivered the higher annualized total return — CFG at 17.76% versus RJF at 18.20%. Past performance doesn't predict future results.

Go deeper

Full CFG analysis Full RJF analysis Interactive comparison tool

Dig into the metrics

Citizens Financial P/E ratio Raymond James Financial P/E ratio Citizens Financial dividend yield Raymond James Financial dividend yield Citizens Financial ROE Raymond James Financial ROE Citizens Financial operating margin Raymond James Financial operating margin Citizens Financial revenue growth Raymond James Financial revenue growth Citizens Financial free cash flow Raymond James Financial free cash flow

Citizens Financial & Raymond James Financial appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 29, 2026.