Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the gross margin high or low?
The gross margin of 43.95% is 107% above its 5-year average of 21.26%, near the high end of its 5-year range (4.75%–48.95%).
1.30% below its 12-month average of 44.53%.
Reported quarterly gross margin; no daily interpolation. Q2 FY2026 (2026-06-30): 34.60%.
GROSS MARGIN
43.95%
GROSS MARGIN AVG TTM
44.53%
GROSS MARGIN AVG 3Y
28.02%
GROSS MARGIN AVG 5Y
21.26%
GROSS MARGIN AVG 10Y
11.54%
GROSS MARGIN AVG 15Y
10.83%
GROSS MARGIN AVG 20Y
19.07%
CURRENT VS TTM AVG
-1.30%
CURRENT VS 3Y AVG
+56.87%
CURRENT VS 5Y AVG
+106.70%
CURRENT VS 10Y AVG
+281.00%
CURRENT VS 15Y AVG
+305.69%
CURRENT VS 20Y AVG
+130.48%
SECTOR MEDIAN · FINANCIAL SERVICES
58.58%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-24.97%
vs the sector median at left
The Hartford Insurance Group, Inc.
Market Cap
$37.29B
Gross Margin
43.95%
TTM Avg
44.53%
3Y Avg
28.02%
5Y Avg
21.26%
Market Cap
$40.29B
Gross Margin
38.06%
TTM Avg
34.27%
3Y Avg
27.09%
5Y Avg
41.18%
Market Cap
$34.11B
Gross Margin
76.03%
TTM Avg
69.47%
3Y Avg
74.44%
5Y Avg
79.86%
Market Cap
$33.90B
Gross Margin
37.16%
TTM Avg
37.06%
3Y Avg
34.92%
5Y Avg
34.17%
Market Cap
$33.84B
Gross Margin
63.73%
TTM Avg
59.97%
3Y Avg
67.89%
5Y Avg
73.60%
Market Cap
$41.40B
Gross Margin
30.76%
TTM Avg
27.92%
3Y Avg
27.27%
5Y Avg
29.25%
Market Cap
$32.70B
Gross Margin
59.78%
TTM Avg
54.39%
3Y Avg
62.89%
5Y Avg
74.55%
Market Cap
$32.42B
Gross Margin
83.54%
TTM Avg
86.80%
3Y Avg
89.56%
5Y Avg
91.99%
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Hartford Insurance Group, Inc. (HIG) | $37.29B | 43.95% | 44.53% | 28.02% | 21.26% |
| MSCI Inc. (MSCI)vs › | $39.59B | 82.97% | 82.22% | 82.20% | 82.34% |
| American International Group, Inc. (AIG)vs › | $40.29B | 38.06% | 34.27% | 27.09% | 41.18% |
| M&T Bank Corporation (MTB)vs › | $34.11B | 76.03% | 69.47% | 74.44% | 79.86% |
| Arch Capital Group Ltd. (ACGL)vs › | $33.90B | 37.16% | 37.06% | 34.92% | 34.17% |
| Huntington Bancshares Incorporated (HBAN)vs › | $33.84B | 63.73% | 59.97% | 67.89% | 73.60% |
| Prudential Financial, Inc. (PRU)vs › | $41.40B | 30.76% | 27.92% | 27.27% | 29.25% |
| Northern Trust Corporation (NTRS)vs › | $32.70B | 59.78% | 54.39% | 62.89% | 74.55% |
| Raymond James Financial, Inc. (RJF)vs › | $32.42B | 83.54% | 86.80% | 89.56% | 91.99% |
| Ares Management Corporation (ARES)vs › | $42.40B | 74.79% | 65.11% | 60.06% | 61.52% |
Gross Margin
44.0%
(Revenue - COGS) / Revenue
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | GROSS MARGIN |
|---|---|
| 2026-06-30 | 34.60% |
| 2026-03-31 | 44.67% |
| 2025-12-31 | 48.95% |
| 2025-09-30 | 47.55% |
| 2025-06-30 | 46.87% |
| 2025-03-31 | 41.26% |
| 2024-12-31 | 15.63% |
| 2024-09-30 | 14.64% |
| 2024-06-30 | 14.88% |
| 2024-03-31 | 15.02% |
| 2023-12-31 | 14.90% |
| 2023-09-30 | 13.36% |
| 2023-06-30 | 11.87% |
| 2023-03-31 | 11.81% |
| 2022-12-31 | 10.84% |
| 2022-09-30 | 7.99% |
| 2022-06-30 | 9.02% |
| 2022-03-31 | 9.51% |
| 2021-12-31 | 4.75% |
| 2021-09-30 | 7.18% |
| 2021-06-30 | 21.18% |
| 2021-03-31 | 5.34% |
| 2020-12-31 | 10.54% |
| 2020-09-30 | 13.44% |
| 2020-06-30 | 14.73% |
| 2020-03-31 | 8.62% |
| 2019-12-31 | 14.18% |
| 2019-09-30 | 15.50% |
| 2019-06-30 | 10.49% |
| 2019-03-31 | 17.25% |
| 2018-12-31 | 5.42% |
| 2018-09-30 | 12.74% |
| 2018-06-30 | 13.36% |
| 2018-03-31 | 13.15% |
| 2017-12-31 | 7.08% |
| 2017-09-30 | 6.23% |
| 2017-06-30 | -4.77% |
| 2017-03-31 | 11.56% |
| 2016-12-31 | -4.25% |
| 2016-09-30 | 13.02% |
| 2016-06-30 | 5.43% |
| 2016-03-31 | 10.59% |
| 2015-12-31 | 13.07% |
| 2015-09-30 | 10.24% |
| 2015-06-30 | 12.38% |
| 2015-03-31 | 15.57% |
| 2014-12-31 | 11.65% |
| 2014-09-30 | 12.35% |
| 2014-06-30 | 5.29% |
| 2014-03-31 | 15.26% |
| 2013-12-31 | 7.77% |
| 2013-09-30 | 11.11% |
| 2013-06-30 | 7.12% |
| 2013-03-31 | -1.30% |
| 2012-12-31 | -52.11% |
| 2012-09-30 | 0.96% |
| 2012-06-30 | 16.45% |
| 2012-03-31 | 1.64% |
| 2011-12-31 | 32.80% |
| 2011-09-30 | 30.93% |
| 2011-06-30 | 37.44% |
| 2011-03-31 | 36.81% |
| 2010-12-31 | 48.27% |
| 2010-09-30 | 38.20% |
| 2010-06-30 | 71.12% |
| 2010-03-31 | 38.72% |
| 2009-12-31 | 41.26% |
| 2009-09-30 | 29.10% |
| 2009-06-30 | 59.51% |
| 2009-03-31 | 0.61% |
| 2008-12-31 | 100.00% |
| 2008-09-30 | 1985.24% |
| 2008-06-30 | 36.84% |
| 2008-03-31 | -379.47% |
| 2007-12-31 | 36.92% |
| 2007-09-30 | 40.86% |
| 2007-06-30 | 26.70% |
| 2007-03-31 | 37.79% |
| 2006-12-31 | 29.09% |
| 2006-09-30 | 28.04% |
| 2006-06-30 | 33.61% |
| 2006-03-31 | 29.76% |
| 2005-12-31 | 22.13% |
| 2005-09-30 | 23.50% |
| 2005-06-30 | 30.43% |
| 2005-03-31 | 31.06% |
| 2004-12-31 | 28.83% |
| 2004-09-30 | 22.93% |
| 2004-06-30 | 26.97% |
| 2004-03-31 | 30.64% |
| 2003-12-31 | 30.17% |
| 2003-09-30 | 26.60% |
| 2003-06-30 | 31.95% |
| 2003-03-31 | -34.13% |
| 2002-12-31 | 27.78% |
| 2002-09-30 | 24.24% |