Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the gross margin high or low?
The gross margin of 50.89% is 40% above its 5-year average of 36.25%, near the high end of its 5-year range (14.45%–52.10%).
As of the fiscal period ended Tuesday, June 30, 2026. 13.94% above its 12-month average of 44.67%.
Reported quarterly gross margin; no daily interpolation.
GROSS MARGIN
50.89%
GROSS MARGIN AVG TTM
44.67%
GROSS MARGIN AVG 3Y
36.52%
GROSS MARGIN AVG 5Y
36.57%
GROSS MARGIN AVG 10Y
36.36%
GROSS MARGIN AVG 15Y
35.62%
GROSS MARGIN AVG 20Y
35.51%
CURRENT VS TTM AVG
+13.94%
CURRENT VS 3Y AVG
+39.35%
CURRENT VS 5Y AVG
+39.19%
CURRENT VS 10Y AVG
+39.99%
CURRENT VS 15Y AVG
+42.87%
CURRENT VS 20Y AVG
+43.34%
SECTOR MEDIAN · FINANCIAL SERVICES
56.95%
median of 96 covered companies
CURRENT VS SECTOR MEDIAN
-10.64%
vs the sector median at left
Arch Capital Group Ltd.
Market Cap
$34.41B
Gross Margin
50.89%
TTM Avg
44.67%
3Y Avg
36.52%
5Y Avg
36.57%
Market Cap
$33.94B
Gross Margin
59.78%
TTM Avg
54.39%
3Y Avg
62.89%
5Y Avg
74.55%
Market Cap
$33.92B
Gross Margin
83.54%
TTM Avg
86.80%
3Y Avg
89.56%
5Y Avg
91.99%
Market Cap
$35.46B
Gross Margin
63.73%
TTM Avg
59.97%
3Y Avg
67.89%
5Y Avg
73.60%
Market Cap
$36.30B
Gross Margin
76.03%
TTM Avg
69.47%
3Y Avg
74.44%
5Y Avg
79.86%
Market Cap
$32.02B
Gross Margin
42.06%
TTM Avg
43.33%
3Y Avg
43.29%
5Y Avg
42.49%
Market Cap
$30.73B
Gross Margin
72.37%
TTM Avg
63.66%
3Y Avg
68.09%
5Y Avg
73.72%
Market Cap
$29.99B
Gross Margin
52.29%
TTM Avg
49.77%
3Y Avg
48.59%
5Y Avg
45.54%
Market Cap
$39.28B
Gross Margin
43.95%
TTM Avg
30.56%
3Y Avg
20.88%
5Y Avg
17.73%
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Arch Capital Group Ltd. (ACGL) | $34.41B | 50.89% | 44.67% | 36.52% | 36.57% |
| Northern Trust Corporation (NTRS)vs › | $33.94B | 59.78% | 54.39% | 62.89% | 74.55% |
| Raymond James Financial, Inc. (RJF)vs › | $33.92B | 83.54% | 86.80% | 89.56% | 91.99% |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.46B | 63.73% | 59.97% | 67.89% | 73.60% |
| M&T Bank Corporation (MTB)vs › | $36.30B | 76.03% | 69.47% | 74.44% | 79.86% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $32.02B | 42.06% | 43.33% | 43.29% | 42.49% |
| Citizens Financial Group, Inc. (CFG)vs › | $30.73B | 72.37% | 63.66% | 68.09% | 73.72% |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.99B | 52.29% | 49.77% | 48.59% | 45.54% |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.28B | 43.95% | 30.56% | 20.88% | 17.73% |
| Coinbase Global, Inc. (COIN)vs › | $40.52B | 79.85% | 74.69% | 73.28% | 76.72% |
Gross Margin
50.9%
(Revenue - COGS) / Revenue
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | GROSS MARGIN |
|---|---|
| 2026-06-30 | 50.89% |
| 2026-03-31 | 52.10% |
| 2025-12-31 | 43.22% |
| 2025-09-30 | 40.00% |
| 2025-06-30 | 37.12% |
| 2025-03-31 | 27.03% |
| 2024-12-31 | 37.97% |
| 2024-09-30 | 31.16% |
| 2024-06-30 | 39.44% |
| 2024-03-31 | 39.79% |
| 2023-12-31 | 39.79% |
| 2023-09-30 | 32.52% |
| 2023-06-30 | 33.72% |
| 2023-03-31 | 35.73% |
| 2022-12-31 | 40.99% |
| 2022-09-30 | 14.45% |
| 2022-06-30 | 33.16% |
| 2022-03-31 | 29.14% |
| 2021-12-31 | 39.89% |
| 2021-09-30 | 24.76% |
| 2021-06-30 | 38.42% |
| 2021-03-31 | 31.80% |
| 2020-12-31 | 37.88% |
| 2020-09-30 | 31.55% |
| 2020-06-30 | 36.08% |
| 2020-03-31 | 15.61% |
| 2019-12-31 | 35.89% |
| 2019-09-30 | 40.33% |
| 2019-06-30 | 43.87% |
| 2019-03-31 | 45.44% |
| 2018-12-31 | 25.04% |
| 2018-09-30 | 35.58% |
| 2018-06-30 | 36.20% |
| 2018-03-31 | 33.00% |
| 2017-12-31 | 34.81% |
| 2017-09-30 | 12.70% |
| 2017-06-30 | 34.07% |
| 2017-03-31 | 41.29% |
| 2016-12-31 | 28.48% |
| 2016-09-30 | 41.82% |
| 2016-06-30 | 37.26% |
| 2016-03-31 | 34.61% |
| 2015-12-31 | 24.81% |
| 2015-09-30 | 25.92% |
| 2015-06-30 | 29.38% |
| 2015-03-31 | 42.54% |
| 2014-12-31 | 36.01% |
| 2014-09-30 | 36.26% |
| 2014-06-30 | 37.15% |
| 2014-03-31 | 36.29% |
| 2013-12-31 | 34.82% |
| 2013-09-30 | 29.52% |
| 2013-06-30 | 35.61% |
| 2013-03-31 | 41.48% |
| 2012-12-31 | 14.17% |
| 2012-09-30 | 33.78% |
| 2012-06-30 | 39.07% |
| 2012-03-31 | 33.09% |
| 2011-12-31 | 32.94% |
| 2011-09-30 | 36.40% |
| 2011-06-30 | 30.08% |
| 2011-03-31 | 22.25% |
| 2010-12-31 | 80.53% |
| 2010-09-30 | 41.00% |
| 2010-06-30 | 39.38% |
| 2010-03-31 | 35.41% |
| 2009-12-31 | 0.34% |
| 2009-09-30 | 31.64% |
| 2009-06-30 | 26.72% |
| 2009-03-31 | 18.17% |
| 2008-12-31 | -14.80% |
| 2008-09-30 | 8.64% |
| 2008-06-30 | 37.33% |
| 2008-03-31 | 38.88% |
| 2007-12-31 | 40.87% |
| 2007-09-30 | 38.41% |
| 2007-06-30 | 37.40% |
| 2007-03-30 | 37.17% |
| 2006-12-31 | 37.69% |
| 2006-09-30 | 33.76% |
| 2006-06-30 | 28.91% |
| 2006-03-31 | 28.86% |
| 2005-12-31 | 23.90% |
| 2005-09-30 | -2.01% |
| 2005-06-30 | 25.63% |
| 2005-03-31 | 26.79% |
| 2004-12-31 | 27.60% |
| 2004-09-30 | 12.13% |
| 2004-06-30 | 23.88% |
| 2004-03-31 | 21.96% |
| 2003-12-31 | 22.33% |
| 2003-09-30 | 21.50% |
| 2003-06-30 | 20.65% |
| 2003-03-31 | 21.71% |
| 2002-12-31 | 25.26% |
| 2002-09-30 | 20.75% |