Citizens Financial Group (CFG) Gross Profit Margin: History & Chart

Citizens Financial Group, Inc.(CFG)

Banks - Regional · Providence, RI

$65.53+0.80 (+1.24%)

Delayed quote: Sep 25, 2026, 4:00 PM EDT

About Citizens Financial Group, Inc.

Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.

Providence, RI

17,398 employees

www.citizensbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Bruce Winfield Van Saun

View full financials

CFG Gross Margin Metrics

GROSS MARGIN

72.37%

GROSS MARGIN AVG TTM

72.03%

GROSS MARGIN AVG 3Y

61.01%

GROSS MARGIN AVG 5Y

73.33%

GROSS MARGIN AVG 10Y

76.24%

GROSS MARGIN AVG 15Y

N/A

GROSS MARGIN AVG 20Y

N/A

CURRENT VS TTM AVG

+0.47%

CURRENT VS 3Y AVG

+18.63%

CURRENT VS 5Y AVG

-1.31%

CURRENT VS 10Y AVG

-5.07%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

58.58%

median of 102 covered companies

CURRENT VS SECTOR MEDIAN

+23.55%

vs the sector median at left

NAME	MARKET CAP	GROSS MARGIN	TTM	3Y	5Y
Citizens Financial Group, Inc. (CFG)	$27.71B	72.37%	72.03%	61.01%	73.33%
Willis Towers Watson Public Limited Company (WTW)vs ›	$27.30B	42.06%	43.33%	43.29%	42.49%
Cboe Global Markets, Inc. (CBOE)vs ›	$27.00B	52.29%	49.77%	48.59%	45.54%
Cincinnati Financial Corporation (CINF)vs ›	$24.95B	52.29%	48.41%	41.92%	45.37%
W. R. Berkley Corporation (WRB)vs ›	$24.88B	19.81%	21.35%	21.74%	20.83%
Raymond James Financial, Inc. (RJF)vs ›	$30.71B	83.54%	86.80%	89.56%	91.99%
Principal Financial Group, Inc. (PFG)vs ›	$24.57B	48.54%	45.39%	49.23%	48.30%
iShares Silver Trust (SLV)vs ›	$31.29B	0.00%	0.00%	0.00%	0.00%
Huntington Bancshares Incorporated (HBAN)vs ›	$31.60B	63.73%	59.97%	67.89%	73.60%
Circle Internet Group (CRCL)vs ›	$23.79B	8.67%	16.13%	23.51%	2.92%

NAME

MARKET CAP

GROSS MARGIN

TTM

Citizens Financial Group, Inc. (CFG)

$27.71B

72.37%

72.03%

61.01%

73.33%

Willis Towers Watson Public Limited Company (WTW)vs ›

$27.30B

42.06%

43.33%

43.29%

42.49%

Cboe Global Markets, Inc. (CBOE)vs ›

$27.00B

52.29%

49.77%

48.59%

45.54%

Cincinnati Financial Corporation (CINF)vs ›

$24.95B

52.29%

48.41%

41.92%

45.37%

W. R. Berkley Corporation (WRB)vs ›

$24.88B

19.81%

21.35%

21.74%

20.83%

Raymond James Financial, Inc. (RJF)vs ›

$30.71B

83.54%

86.80%

89.56%

91.99%

Principal Financial Group, Inc. (PFG)vs ›

$24.57B

48.54%

45.39%

49.23%

48.30%

iShares Silver Trust (SLV)vs ›

$31.29B

0.00%

Huntington Bancshares Incorporated (HBAN)vs ›

$31.60B

63.73%

59.97%

67.89%

73.60%

Circle Internet Group (CRCL)vs ›

$23.79B

8.67%

16.13%

23.51%

2.92%

Gross Margin FAQ

What is the gross margin for Citizens Financial Group, Inc. (CFG)?

The gross margin for CFG stock is 72.37%.

Is Citizens Financial Group, Inc.'s gross margin high or low?

The gross margin of 72.37% is in line with its 5-year average of 73.33%, around the middle of its 5-year range (56.33%–107.43%).

What is the TTM average gross margin for Citizens Financial Group, Inc. (CFG)?

The TTM average gross margin for CFG stock is 72.03%.

What is the 3Y average gross margin for Citizens Financial Group, Inc. (CFG)?

The 3Y average gross margin for CFG stock is 61.01%.

What is the 5Y average gross margin for Citizens Financial Group, Inc. (CFG)?

The 5Y average gross margin for CFG stock is 73.33%.

What is the 10Y average gross margin for Citizens Financial Group, Inc. (CFG)?

The 10Y average gross margin for CFG stock is 76.24%.

DATE	GROSS MARGIN
2026-06-30	67.26%
2026-03-31	67.02%
2025-12-31	100.00%
2025-09-30	63.60%
2025-06-30	62.29%
2025-03-31	61.53%
2024-12-31	59.95%
2024-09-30	56.33%
2024-06-30	56.88%
2024-03-31	57.18%
2023-12-31	57.21%
2023-09-30	59.67%
2023-06-30	63.15%
2023-03-31	67.89%
2022-12-31	75.29%
2022-09-30	82.79%
2022-06-30	83.87%
2022-03-31	95.97%
2021-12-31	97.16%
2021-09-30	97.47%
2021-06-30	107.43%
2021-03-31	102.33%
2020-12-31	86.64%
2020-09-30	70.48%
2020-06-30	66.29%
2020-03-31	53.52%
2019-12-31	76.54%
2019-09-30	75.68%
2019-06-30	74.98%
2019-03-31	75.15%
2018-12-31	76.76%
2018-09-30	78.50%
2018-06-30	79.16%
2018-03-31	81.46%
2017-12-31	82.65%
2017-09-30	83.34%
2017-06-30	84.19%
2017-03-31	83.69%
2016-12-31	84.18%
2016-09-30	85.42%
2016-06-30	84.80%
2016-03-31	84.73%
2015-12-31	84.61%
2015-09-30	85.38%
2015-06-30	85.59%
2015-03-31	87.28%
2014-12-31	82.56%
2014-09-30	86.44%
2014-06-30	89.52%
2014-03-31	83.53%
2013-12-31	81.75%
2013-09-30	80.25%
2013-06-30	82.43%
2013-03-31	83.62%
2012-12-31	100.00%

DATE

GROSS MARGIN

2026-06-30

67.26%

2026-03-31

67.02%

2025-12-31

100.00%

2025-09-30

63.60%

2025-06-30

62.29%

2025-03-31

61.53%

2024-12-31

59.95%

2024-09-30

56.33%

2024-06-30

56.88%

2024-03-31

57.18%

2023-12-31

57.21%

2023-09-30

59.67%

2023-06-30

63.15%

2023-03-31

67.89%

2022-12-31

75.29%

2022-09-30

82.79%

2022-06-30

83.87%

2022-03-31

95.97%

2021-12-31

97.16%

2021-09-30

97.47%

2021-06-30

107.43%

2021-03-31

102.33%

2020-12-31

86.64%

2020-09-30

70.48%

2020-06-30

66.29%

2020-03-31

53.52%

2019-12-31

76.54%

2019-09-30

75.68%

2019-06-30

74.98%

2019-03-31

75.15%

2018-12-31

76.76%

2018-09-30

78.50%

2018-06-30

79.16%

2018-03-31

81.46%

2017-12-31

82.65%

2017-09-30

83.34%

2017-06-30

84.19%

2017-03-31

83.69%

2016-12-31

84.18%

2016-09-30

85.42%

2016-06-30

84.80%

2016-03-31

84.73%

2015-12-31

84.61%

2015-09-30

85.38%

2015-06-30

85.59%

2015-03-31

87.28%

2014-12-31

82.56%

2014-09-30

86.44%

2014-06-30

89.52%

2014-03-31

83.53%

2013-12-31

81.75%

2013-09-30

80.25%

2013-06-30

82.43%

2013-03-31

83.62%

2012-12-31

100.00%

Gross Margin: 72.37%

CFG Gross Margin

CFG Average Gross Margin Chart

CFG Current vs Average Gross Margin Chart

CFG Gross Margin Metrics

CFG Competitors' Gross Margin

Gross Margin Analysis

Gross Margin Formula & Definition

Gross Margin FAQ

CFG Gross Margin History

Related Metrics