Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the gross margin high or low?
The gross margin of 67.26% is in line with its 5-year average of 73.33%, near the low end of its 5-year range (56.33%–107.43%).
As of the fiscal period ended Tuesday, June 30, 2026. 6.63% below its 12-month average of 72.03%.
Reported quarterly gross margin; no daily interpolation.
GROSS MARGIN
67.26%
GROSS MARGIN AVG TTM
72.03%
GROSS MARGIN AVG 3Y
61.01%
GROSS MARGIN AVG 5Y
73.33%
GROSS MARGIN AVG 10Y
76.24%
GROSS MARGIN AVG 15Y
N/A
GROSS MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-6.63%
CURRENT VS 3Y AVG
+10.25%
CURRENT VS 5Y AVG
-8.28%
CURRENT VS 10Y AVG
-11.77%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
58.77%
median of 94 covered companies
CURRENT VS SECTOR MEDIAN
+14.44%
vs the sector median at left
Citizens Financial Group, Inc.
Market Cap
$31.26B
Gross Margin
67.26%
TTM Avg
72.03%
3Y Avg
61.01%
5Y Avg
73.33%
Market Cap
$31.60B
Gross Margin
42.06%
TTM Avg
43.33%
3Y Avg
43.29%
5Y Avg
42.49%
Market Cap
$30.45B
Gross Margin
52.29%
TTM Avg
49.77%
3Y Avg
48.59%
5Y Avg
45.54%
Market Cap
$33.99B
Gross Margin
37.16%
TTM Avg
37.06%
3Y Avg
34.92%
5Y Avg
34.17%
Market Cap
$34.80B
Gross Margin
83.54%
TTM Avg
86.80%
3Y Avg
89.56%
5Y Avg
91.99%
Market Cap
$35.00B
Gross Margin
59.78%
TTM Avg
54.39%
3Y Avg
62.89%
5Y Avg
74.55%
Market Cap
$26.97B
Gross Margin
76.85%
TTM Avg
72.50%
3Y Avg
78.47%
5Y Avg
82.29%
Market Cap
$26.47B
Gross Margin
52.29%
TTM Avg
48.41%
3Y Avg
41.92%
5Y Avg
45.37%
Market Cap
$36.08B
Gross Margin
63.73%
TTM Avg
59.97%
3Y Avg
67.89%
5Y Avg
73.60%
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $31.26B | 67.26% | 72.03% | 61.01% | 73.33% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.60B | 42.06% | 43.33% | 43.29% | 42.49% |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.45B | 52.29% | 49.77% | 48.59% | 45.54% |
| Arch Capital Group Ltd. (ACGL)vs › | $33.99B | 37.16% | 37.06% | 34.92% | 34.17% |
| Raymond James Financial, Inc. (RJF)vs › | $34.80B | 83.54% | 86.80% | 89.56% | 91.99% |
| Northern Trust Corporation (NTRS)vs › | $35.00B | 59.78% | 54.39% | 62.89% | 74.55% |
| Regions Financial Corporation (RF)vs › | $26.97B | 76.85% | 72.50% | 78.47% | 82.29% |
| Cincinnati Financial Corporation (CINF)vs › | $26.47B | 52.29% | 48.41% | 41.92% | 45.37% |
| Huntington Bancshares Incorporated (HBAN)vs › | $36.08B | 63.73% | 59.97% | 67.89% | 73.60% |
| W. R. Berkley Corporation (WRB)vs › | $25.96B | 19.81% | 21.35% | 21.74% | 20.83% |
Gross Margin
67.3%
(Revenue - COGS) / Revenue
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | GROSS MARGIN |
|---|---|
| 2026-06-30 | 67.26% |
| 2026-03-31 | 67.02% |
| 2025-12-31 | 100.00% |
| 2025-09-30 | 63.60% |
| 2025-06-30 | 62.29% |
| 2025-03-31 | 61.53% |
| 2024-12-31 | 59.95% |
| 2024-09-30 | 56.33% |
| 2024-06-30 | 56.88% |
| 2024-03-31 | 57.18% |
| 2023-12-31 | 57.21% |
| 2023-09-30 | 59.67% |
| 2023-06-30 | 63.15% |
| 2023-03-31 | 67.89% |
| 2022-12-31 | 75.29% |
| 2022-09-30 | 82.79% |
| 2022-06-30 | 83.87% |
| 2022-03-31 | 95.97% |
| 2021-12-31 | 97.16% |
| 2021-09-30 | 97.47% |
| 2021-06-30 | 107.43% |
| 2021-03-31 | 102.33% |
| 2020-12-31 | 86.64% |
| 2020-09-30 | 70.48% |
| 2020-06-30 | 66.29% |
| 2020-03-31 | 53.52% |
| 2019-12-31 | 76.54% |
| 2019-09-30 | 75.68% |
| 2019-06-30 | 74.98% |
| 2019-03-31 | 75.15% |
| 2018-12-31 | 76.76% |
| 2018-09-30 | 78.50% |
| 2018-06-30 | 79.16% |
| 2018-03-31 | 81.46% |
| 2017-12-31 | 82.65% |
| 2017-09-30 | 83.34% |
| 2017-06-30 | 84.19% |
| 2017-03-31 | 83.69% |
| 2016-12-31 | 84.18% |
| 2016-09-30 | 85.42% |
| 2016-06-30 | 84.80% |
| 2016-03-31 | 84.73% |
| 2015-12-31 | 84.61% |
| 2015-09-30 | 85.38% |
| 2015-06-30 | 85.59% |
| 2015-03-31 | 87.28% |
| 2014-12-31 | 82.56% |
| 2014-09-30 | 86.44% |
| 2014-06-30 | 89.52% |
| 2014-03-31 | 83.53% |
| 2013-12-31 | 81.75% |
| 2013-09-30 | 80.25% |
| 2013-06-30 | 82.43% |
| 2013-03-31 | 83.62% |
| 2012-12-31 | 100.00% |
