Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 18.37% is in line with its 5-year average of 18.80%, around the middle of its 5-year range (5.95%–38.21%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.58% above its 12-month average of 18.09%.
Reported quarterly profit margin; no daily interpolation.
NET PROFIT MARGIN
18.37%
NET PROFIT MARGIN AVG TTM
18.09%
NET PROFIT MARGIN AVG 3Y
14.31%
NET PROFIT MARGIN AVG 5Y
18.80%
NET PROFIT MARGIN AVG 10Y
19.63%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+1.58%
CURRENT VS 3Y AVG
+28.38%
CURRENT VS 5Y AVG
-2.28%
CURRENT VS 10Y AVG
-6.42%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.92%
median of 94 covered companies
CURRENT VS SECTOR MEDIAN
+2.52%
vs the sector median at left
Citizens Financial Group, Inc.
Market Cap
$31.26B
Net Profit Margin
18.37%
TTM Avg
18.09%
3Y Avg
14.31%
5Y Avg
18.80%
Market Cap
$31.60B
Net Profit Margin
15.49%
TTM Avg
7.77%
3Y Avg
9.51%
5Y Avg
16.09%
Market Cap
$30.45B
Net Profit Margin
26.73%
TTM Avg
21.00%
3Y Avg
17.03%
5Y Avg
16.15%
Market Cap
$33.99B
Net Profit Margin
24.44%
TTM Avg
23.39%
3Y Avg
23.87%
5Y Avg
22.77%
Market Cap
$34.80B
Net Profit Margin
13.62%
TTM Avg
13.72%
3Y Avg
13.63%
5Y Avg
13.17%
Market Cap
$35.00B
Net Profit Margin
14.76%
TTM Avg
12.47%
3Y Avg
12.83%
5Y Avg
15.72%
Market Cap
$26.97B
Net Profit Margin
23.33%
TTM Avg
21.32%
3Y Avg
23.83%
5Y Avg
24.99%
Market Cap
$26.47B
Net Profit Margin
23.84%
TTM Avg
19.59%
3Y Avg
12.54%
5Y Avg
16.19%
Market Cap
$36.08B
Net Profit Margin
16.64%
TTM Avg
16.96%
3Y Avg
20.05%
5Y Avg
19.51%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $31.26B | 18.37% | 18.09% | 14.31% | 18.80% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.60B | 15.49% | 7.77% | 9.51% | 16.09% |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.45B | 26.73% | 21.00% | 17.03% | 16.15% |
| Arch Capital Group Ltd. (ACGL)vs › | $33.99B | 24.44% | 23.39% | 23.87% | 22.77% |
| Raymond James Financial, Inc. (RJF)vs › | $34.80B | 13.62% | 13.72% | 13.63% | 13.17% |
| Northern Trust Corporation (NTRS)vs › | $35.00B | 14.76% | 12.47% | 12.83% | 15.72% |
| Regions Financial Corporation (RF)vs › | $26.97B | 23.33% | 21.32% | 23.83% | 24.99% |
| Cincinnati Financial Corporation (CINF)vs › | $26.47B | 23.84% | 19.59% | 12.54% | 16.19% |
| Huntington Bancshares Incorporated (HBAN)vs › | $36.08B | 16.64% | 16.96% | 20.05% | 19.51% |
| W. R. Berkley Corporation (WRB)vs › | $25.96B | 10.71% | 12.49% | 12.18% | 11.02% |
Operating Margin
23.6%
Net Profit Margin
18.4%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 18.37% |
| 2026-03-31 | 17.09% |
| 2025-12-31 | 24.48% |
| 2025-09-30 | 16.00% |
| 2025-06-30 | 14.50% |
| 2025-03-31 | 12.88% |
| 2024-12-31 | 13.25% |
| 2024-09-30 | 12.43% |
| 2024-06-30 | 12.55% |
| 2024-03-31 | 10.68% |
| 2023-12-31 | 5.95% |
| 2023-09-30 | 13.93% |
| 2023-06-30 | 15.74% |
| 2023-03-31 | 17.70% |
| 2022-12-31 | 23.42% |
| 2022-09-30 | 25.63% |
| 2022-06-30 | 17.42% |
| 2022-03-31 | 24.55% |
| 2021-12-31 | 29.49% |
| 2021-09-30 | 30.53% |
| 2021-06-30 | 38.21% |
| 2021-03-31 | 34.78% |
| 2020-12-31 | 24.96% |
| 2020-09-30 | 16.24% |
| 2020-06-30 | 13.04% |
| 2020-03-31 | 1.72% |
| 2019-12-31 | 22.56% |
| 2019-09-30 | 22.11% |
| 2019-06-30 | 22.18% |
| 2019-03-31 | 22.04% |
| 2018-12-31 | 23.75% |
| 2018-09-30 | 23.40% |
| 2018-06-30 | 23.62% |
| 2018-03-31 | 22.84% |
| 2017-12-31 | 39.29% |
| 2017-09-30 | 21.16% |
| 2017-06-30 | 20.19% |
| 2017-03-31 | 20.79% |
| 2016-12-31 | 18.75% |
| 2016-09-30 | 19.68% |
| 2016-06-30 | 17.34% |
| 2016-03-31 | 16.53% |
| 2015-12-31 | 16.43% |
| 2015-09-30 | 16.58% |
| 2015-06-30 | 14.48% |
| 2015-03-31 | 16.21% |
| 2014-12-31 | 19.86% |
| 2014-09-30 | 15.07% |
| 2014-06-30 | 24.67% |
| 2014-03-31 | 13.27% |
| 2013-12-31 | 12.11% |
| 2013-09-30 | 11.46% |
| 2013-06-30 | -299.69% |
| 2013-03-31 | 13.87% |
| 2012-12-31 | 9.55% |
