Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 12.31% is 19% below its 5-year average of 15.13%, around the middle of its 5-year range (-73.18%–88.77%).
As of the fiscal period ended Tuesday, March 31, 2026. 18.83% below its 12-month average of 15.17%.
Reported quarterly profit margin; no daily interpolation.
NET PROFIT MARGIN
12.31%
NET PROFIT MARGIN AVG TTM
15.17%
NET PROFIT MARGIN AVG 3Y
11.93%
NET PROFIT MARGIN AVG 5Y
14.24%
NET PROFIT MARGIN AVG 10Y
9.50%
NET PROFIT MARGIN AVG 15Y
9.34%
NET PROFIT MARGIN AVG 20Y
10.60%
CURRENT VS TTM AVG
-18.83%
CURRENT VS 3Y AVG
+3.23%
CURRENT VS 5Y AVG
-13.53%
CURRENT VS 10Y AVG
+29.68%
CURRENT VS 15Y AVG
+31.77%
CURRENT VS 20Y AVG
+16.20%
SECTOR MEDIAN · FINANCIAL SERVICES
18.06%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-31.82%
vs the sector median at left
Willis Towers Watson Public Limited Company
Market Cap
$31.35B
Net Profit Margin
12.31%
TTM Avg
15.17%
3Y Avg
11.93%
5Y Avg
14.24%
Market Cap
$31.46B
Net Profit Margin
25.77%
TTM Avg
21.00%
3Y Avg
17.03%
5Y Avg
16.15%
Market Cap
$30.07B
Net Profit Margin
18.54%
TTM Avg
14.32%
3Y Avg
16.17%
5Y Avg
18.61%
Market Cap
$33.04B
Net Profit Margin
12.83%
TTM Avg
12.47%
3Y Avg
12.83%
5Y Avg
15.72%
Market Cap
$33.34B
Net Profit Margin
13.62%
TTM Avg
13.72%
3Y Avg
13.63%
5Y Avg
13.17%
Market Cap
$34.40B
Net Profit Margin
30.19%
TTM Avg
16.96%
3Y Avg
20.05%
5Y Avg
19.51%
Market Cap
$35.09B
Net Profit Margin
31.86%
TTM Avg
23.39%
3Y Avg
23.87%
5Y Avg
22.77%
Market Cap
$27.24B
Net Profit Margin
10.71%
TTM Avg
12.49%
3Y Avg
12.18%
5Y Avg
11.02%
Market Cap
$35.97B
Net Profit Margin
24.40%
TTM Avg
21.23%
3Y Avg
22.00%
5Y Avg
23.36%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Willis Towers Watson Public Limited Company (WTW) | $31.35B | 12.31% | 15.17% | 11.93% | 14.24% |
| Cboe Global Markets, Inc. (CBOE)vs › | $31.46B | 25.77% | 21.00% | 17.03% | 16.15% |
| Citizens Financial Group, Inc. (CFG)vs › | $30.07B | 18.54% | 14.32% | 16.17% | 18.61% |
| Northern Trust Corporation (NTRS)vs › | $33.04B | 12.83% | 12.47% | 12.83% | 15.72% |
| Raymond James Financial, Inc. (RJF)vs › | $33.34B | 13.62% | 13.72% | 13.63% | 13.17% |
| Huntington Bancshares Incorporated (HBAN)vs › | $34.40B | 30.19% | 16.96% | 20.05% | 19.51% |
| Arch Capital Group Ltd. (ACGL)vs › | $35.09B | 31.86% | 23.39% | 23.87% | 22.77% |
| W. R. Berkley Corporation (WRB)vs › | $27.24B | 10.71% | 12.49% | 12.18% | 11.02% |
| M&T Bank Corporation (MTB)vs › | $35.97B | 24.40% | 21.23% | 22.00% | 23.36% |
| Cincinnati Financial Corporation (CINF)vs › | $26.81B | 23.84% | 19.59% | 12.54% | 16.19% |
Operating Margin
22.7%
Net Profit Margin
12.3%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-03-31 | 12.31% |
| 2025-12-31 | 25.03% |
| 2025-09-30 | 13.29% |
| 2025-06-30 | 14.64% |
| 2025-03-31 | 10.57% |
| 2024-12-31 | 41.05% |
| 2024-09-30 | -73.18% |
| 2024-06-30 | 6.23% |
| 2024-03-31 | 8.12% |
| 2023-12-31 | 21.35% |
| 2023-09-30 | 6.28% |
| 2023-06-30 | 4.35% |
| 2023-03-31 | 9.05% |
| 2022-12-31 | 21.60% |
| 2022-09-30 | 9.73% |
| 2022-06-30 | 5.37% |
| 2022-03-31 | 5.65% |
| 2021-12-31 | 88.77% |
| 2021-09-30 | 45.77% |
| 2021-06-30 | 8.80% |
| 2021-03-31 | 32.90% |
| 2020-12-31 | 17.22% |
| 2020-09-30 | 6.38% |
| 2020-06-30 | 4.45% |
| 2020-03-31 | 12.37% |
| 2019-12-31 | 20.22% |
| 2019-09-30 | 3.77% |
| 2019-06-30 | 6.74% |
| 2019-03-31 | 12.41% |
| 2018-12-31 | 15.94% |
| 2018-09-30 | 2.37% |
| 2018-06-30 | 2.91% |
| 2018-03-31 | 9.38% |
| 2017-12-31 | 11.79% |
| 2017-09-30 | -2.92% |
| 2017-06-30 | 1.69% |
| 2017-03-31 | 14.83% |
| 2016-12-31 | 7.37% |
| 2016-09-30 | -1.80% |
| 2016-06-30 | 3.69% |
| 2016-03-31 | 10.65% |
| 2015-12-31 | -2.46% |
| 2015-09-30 | 13.83% |
| 2015-06-30 | 7.59% |
| 2015-03-31 | 19.32% |
| 2014-12-31 | 7.93% |
| 2014-09-30 | -0.86% |
| 2014-06-30 | 5.03% |
| 2014-03-31 | 22.42% |
| 2013-12-31 | 7.40% |
| 2013-09-30 | -3.40% |
| 2013-06-30 | 11.80% |
| 2013-03-31 | 20.84% |
| 2012-12-31 | -92.42% |
| 2012-09-30 | 3.45% |
| 2012-06-30 | 12.83% |
| 2012-03-31 | 22.21% |
| 2011-12-31 | 3.07% |
| 2011-09-30 | 7.89% |
| 2011-06-30 | 9.87% |
| 2011-03-31 | 3.38% |
| 2010-12-31 | 11.74% |
| 2010-09-30 | 8.73% |
| 2010-06-30 | 11.14% |
| 2010-03-31 | 20.99% |
| 2009-12-31 | 9.59% |
| 2009-09-30 | 10.90% |
| 2009-06-30 | 11.10% |
| 2009-03-31 | 20.75% |
| 2008-12-31 | 7.76% |
| 2008-09-30 | 6.22% |
| 2008-06-30 | 5.90% |
| 2008-03-31 | 20.88% |
| 2007-12-31 | 14.87% |
| 2007-09-30 | 11.67% |
| 2007-06-30 | 12.46% |
| 2007-03-31 | 22.87% |
| 2006-12-31 | 23.83% |
| 2006-09-30 | 16.39% |
| 2006-06-30 | 12.14% |
| 2006-03-31 | 20.86% |
| 2005-12-31 | 10.68% |
| 2005-09-30 | 9.24% |
| 2005-06-30 | 20.77% |
| 2005-03-31 | 10.76% |
| 2004-12-31 | 18.37% |
| 2004-09-30 | 15.31% |
| 2004-06-30 | 18.05% |
| 2004-03-31 | 22.26% |
| 2003-12-31 | 20.45% |
| 2003-09-30 | 21.90% |
| 2003-06-30 | 16.26% |
| 2003-03-31 | 21.08% |
| 2002-12-31 | 24.43% |
| 2002-09-30 | 7.95% |
| 2002-06-30 | -1.70% |
