Cincinnati Financial (CINF) Net Profit Margin: History & Chart

Cincinnati Financial Corporation(CINF)

Insurance - Property & Casualty · Fairfield, OH

$169.14-1.96 (-1.15%)

Delayed quote: Sep 8, 2026, 4:00 PM EDT

About Cincinnati Financial Corporation

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.

Fairfield, OH

5,705 employees

www.cinfin.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Stephen Michael Spray

View full financials

CINF Net Profit Margin Metrics

NET PROFIT MARGIN

23.84%

NET PROFIT MARGIN AVG TTM

22.40%

NET PROFIT MARGIN AVG 3Y

18.26%

NET PROFIT MARGIN AVG 5Y

17.98%

NET PROFIT MARGIN AVG 10Y

19.05%

NET PROFIT MARGIN AVG 15Y

16.59%

NET PROFIT MARGIN AVG 20Y

14.58%

CURRENT VS TTM AVG

+6.42%

CURRENT VS 3Y AVG

+30.53%

CURRENT VS 5Y AVG

+32.60%

CURRENT VS 10Y AVG

+25.17%

CURRENT VS 15Y AVG

+43.73%

CURRENT VS 20Y AVG

+63.51%

SECTOR MEDIAN · FINANCIAL SERVICES

17.92%

median of 102 covered companies

CURRENT VS SECTOR MEDIAN

+33.04%

vs the sector median at left

NAME	MARKET CAP	NET PROFIT MARGIN	TTM	3Y	5Y
Cincinnati Financial Corporation (CINF)	$25.96B	23.84%	22.40%	18.26%	17.98%
W. R. Berkley Corporation (WRB)vs ›	$25.97B	10.71%	12.49%	12.18%	11.02%
Circle Internet Group (CRCL)vs ›	$25.71B	15.53%	3.38%	-18.59%	-108.10%
Regions Financial Corporation (RF)vs ›	$25.66B	23.33%	21.32%	23.83%	24.99%
Synchrony Financial (SYF)vs ›	$25.58B	18.56%	17.72%	17.80%	19.94%
Principal Financial Group, Inc. (PFG)vs ›	$24.63B	9.86%	8.66%	12.25%	11.57%
KeyCorp (KEY)vs ›	$23.52B	19.37%	7.29%	12.06%	17.14%
T. Rowe Price Group, Inc. (TROW)vs ›	$23.45B	29.26%	29.07%	27.46%	31.38%
SoFi Technologies, Inc. (SOFI)vs ›	$23.10B	11.40%	11.78%	-1.25%	-13.22%
Brown & Brown, Inc. (BRO)vs ›	$22.81B	17.59%	19.41%	19.60%	19.35%

NAME

MARKET CAP

NET PROFIT MARGIN

TTM

Cincinnati Financial Corporation (CINF)

$25.96B

23.84%

22.40%

18.26%

17.98%

W. R. Berkley Corporation (WRB)vs ›

$25.97B

10.71%

12.49%

12.18%

11.02%

Circle Internet Group (CRCL)vs ›

$25.71B

15.53%

3.38%

-18.59%

-108.10%

Regions Financial Corporation (RF)vs ›

$25.66B

23.33%

21.32%

23.83%

24.99%

Synchrony Financial (SYF)vs ›

$25.58B

18.56%

17.72%

17.80%

19.94%

Principal Financial Group, Inc. (PFG)vs ›

$24.63B

9.86%

8.66%

12.25%

11.57%

KeyCorp (KEY)vs ›

$23.52B

19.37%

7.29%

12.06%

17.14%

T. Rowe Price Group, Inc. (TROW)vs ›

$23.45B

29.26%

29.07%

27.46%

31.38%

SoFi Technologies, Inc. (SOFI)vs ›

$23.10B

11.40%

11.78%

-1.25%

-13.22%

Brown & Brown, Inc. (BRO)vs ›

$22.81B

17.59%

19.41%

19.60%

19.35%

Net Profit Margin FAQ

What is the net profit margin for Cincinnati Financial Corporation (CINF)?

The net profit margin for CINF stock is 23.84%.

Is Cincinnati Financial Corporation's net profit margin high or low?

The net profit margin of 23.84% is 33% above its 5-year average of 17.98%, near the high end of its 5-year range (-99.76%–44.24%).

What is the TTM average net profit margin for Cincinnati Financial Corporation (CINF)?

The TTM average net profit margin for CINF stock is 22.40%.

What is the 3Y average net profit margin for Cincinnati Financial Corporation (CINF)?

The 3Y average net profit margin for CINF stock is 18.26%.

What is the 5Y average net profit margin for Cincinnati Financial Corporation (CINF)?

The 5Y average net profit margin for CINF stock is 17.98%.

What is the 10Y average net profit margin for Cincinnati Financial Corporation (CINF)?

The 10Y average net profit margin for CINF stock is 19.05%.

What is the 15Y average net profit margin for Cincinnati Financial Corporation (CINF)?

The 15Y average net profit margin for CINF stock is 16.59%.

What is the 20Y average net profit margin for Cincinnati Financial Corporation (CINF)?

The 20Y average net profit margin for CINF stock is 14.58%.

DATE	NET PROFIT MARGIN
2026-06-30	29.36%
2026-03-31	9.57%
2025-12-31	21.87%
2025-09-30	30.11%
2025-06-30	21.09%
2025-03-31	-3.51%
2024-12-31	15.96%
2024-09-30	24.70%
2024-06-30	12.26%
2024-03-31	25.72%
2023-12-31	35.25%
2023-09-30	-5.47%
2023-06-30	20.50%
2023-03-31	10.04%
2022-12-31	32.53%
2022-09-30	-29.50%
2022-06-30	-99.76%
2022-03-31	-21.84%
2021-12-31	44.24%
2021-09-30	8.57%
2021-06-30	30.63%
2021-03-31	27.84%
2020-12-31	38.94%
2020-09-30	21.73%
2020-06-30	33.49%
2020-03-31	1238.38%
2019-12-31	29.09%
2019-09-30	14.59%
2019-06-30	22.37%
2019-03-31	32.19%
2018-12-31	-63.66%
2018-09-30	28.88%
2018-06-30	13.93%
2018-03-31	-2.53%
2017-12-31	45.50%
2017-09-30	7.22%
2017-06-30	7.22%
2017-03-31	13.20%
2016-12-31	7.62%
2016-09-30	12.84%
2016-06-30	8.97%
2016-03-31	13.78%
2015-12-31	12.35%
2015-09-30	13.62%
2015-06-30	13.37%
2015-03-31	9.96%
2014-12-31	13.23%
2014-09-30	14.30%
2014-06-30	6.92%
2014-03-31	7.65%
2013-12-31	10.41%
2013-09-30	11.37%
2013-06-30	9.96%
2013-03-31	13.96%
2012-12-31	17.94%
2012-09-30	10.72%
2012-06-30	3.14%
2012-03-31	8.72%
2011-12-31	14.03%
2011-09-30	2.01%
2011-06-30	-5.13%
2011-03-31	6.57%
2010-12-31	13.46%
2010-09-30	14.57%
2010-06-30	3.08%
2010-03-31	7.67%
2009-12-31	21.62%
2009-09-30	16.98%
2009-06-30	-2.17%
2009-03-31	3.93%
2008-12-31	15.82%
2008-09-30	20.83%
2008-06-30	6.87%
2008-03-31	-5.97%
2007-12-31	19.06%
2007-09-30	12.63%
2007-06-30	27.64%
2007-03-31	18.82%
2006-12-31	13.08%
2006-09-30	11.89%
2006-06-30	13.46%
2006-03-31	34.35%
2005-12-31	18.94%
2005-09-30	12.39%
2005-06-30	16.81%
2005-03-31	15.72%
2004-12-31	20.38%
2004-09-30	10.24%
2004-06-30	16.79%
2004-03-31	16.78%
2003-12-31	15.38%
2003-09-30	12.44%
2003-06-30	10.53%
2003-03-31	8.06%
2002-12-31	7.76%
2002-09-30	9.85%

DATE

NET PROFIT MARGIN

2026-06-30

29.36%

2026-03-31

9.57%

2025-12-31

21.87%

2025-09-30

30.11%

2025-06-30

21.09%

2025-03-31

-3.51%

2024-12-31

15.96%

2024-09-30

24.70%

2024-06-30

12.26%

2024-03-31

25.72%

2023-12-31

35.25%

2023-09-30

-5.47%

2023-06-30

20.50%

2023-03-31

10.04%

2022-12-31

32.53%

2022-09-30

-29.50%

2022-06-30

-99.76%

2022-03-31

-21.84%

2021-12-31

44.24%

2021-09-30

8.57%

2021-06-30

30.63%

2021-03-31

27.84%

2020-12-31

38.94%

2020-09-30

21.73%

2020-06-30

33.49%

2020-03-31

1238.38%

2019-12-31

29.09%

2019-09-30

14.59%

2019-06-30

22.37%

2019-03-31

32.19%

2018-12-31

-63.66%

2018-09-30

28.88%

2018-06-30

13.93%

2018-03-31

-2.53%

2017-12-31

45.50%

2017-09-30

7.22%

2017-06-30

7.22%

2017-03-31

13.20%

2016-12-31

7.62%

2016-09-30

12.84%

2016-06-30

8.97%

2016-03-31

13.78%

2015-12-31

12.35%

2015-09-30

13.62%

2015-06-30

13.37%

2015-03-31

9.96%

2014-12-31

13.23%

2014-09-30

14.30%

2014-06-30

6.92%

2014-03-31

7.65%

2013-12-31

10.41%

2013-09-30

11.37%

2013-06-30

9.96%

2013-03-31

13.96%

2012-12-31

17.94%

2012-09-30

10.72%

2012-06-30

3.14%

2012-03-31

8.72%

2011-12-31

14.03%

2011-09-30

2.01%

2011-06-30

-5.13%

2011-03-31

6.57%

2010-12-31

13.46%

2010-09-30

14.57%

2010-06-30

3.08%

2010-03-31

7.67%

2009-12-31

21.62%

2009-09-30

16.98%

2009-06-30

-2.17%

2009-03-31

3.93%

2008-12-31

15.82%

2008-09-30

20.83%

2008-06-30

6.87%

2008-03-31

-5.97%

2007-12-31

19.06%

2007-09-30

12.63%

2007-06-30

27.64%

2007-03-31

18.82%

2006-12-31

13.08%

2006-09-30

11.89%

2006-06-30

13.46%

2006-03-31

34.35%

2005-12-31

18.94%

2005-09-30

12.39%

2005-06-30

16.81%

2005-03-31

15.72%

2004-12-31

20.38%

2004-09-30

10.24%

2004-06-30

16.79%

2004-03-31

16.78%

2003-12-31

15.38%

2003-09-30

12.44%

2003-06-30

10.53%

2003-03-31

8.06%

2002-12-31

7.76%

2002-09-30

9.85%

Net Profit Margin: 23.84%

CINF Profit Margin

CINF Average Net Profit Margin Chart

CINF Current vs Average Net Profit Margin Chart

CINF Net Profit Margin Metrics

CINF Competitors' Net Profit Margin

Margin Comparison

Net Profit Margin Formula & Definition

Net Profit Margin FAQ

CINF Net Profit Margin History

Related Metrics