Cincinnati Financial Corporation (CINF) vs W. R. Berkley Corporation (WRB)
A side-by-side comparison of Cincinnati Financial Corporation and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 29, 2026. Differences are shown without an overall score or investment verdict.
CINF
Cincinnati Financial Corporation
$181.33Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
WRB
W. R. Berkley Corporation
$75.65Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
Total return — CINF vs WRB
growth of $100 · dividends reinvested · last 30yCINF +2602.7%WRB +7024.8%WRB compounded faster
CINF WRB
CINF vs WRB: by the numbers
- •WRB is the larger company ($28.16B vs $27.83B market cap).
- •CINF trades at the lower trailing earnings multiple (8.61 vs 15.64 P/E), one valuation lens rather than an overall verdict.
- •CINF converts more revenue to profit (23.84% vs 10.71% net margin).
- •WRB grew revenue faster over the past five years (15.38% vs 8.12% CAGR).
- •WRB pays the higher dividend yield (2.46% vs 1.98%).
Metrics side by side
Valuation
| Metric | CINF | WRB |
|---|---|---|
| P/E ratio | 8.61 | 15.64 |
| Forward P/E | 21.09 | 15.77 |
| P/S ratio | 2.04 | 1.66 |
| P/B ratio | 1.71 | 2.92 |
| PEG ratio | 3.03 | 7.63 |
Profitability
| Metric | CINF | WRB |
|---|---|---|
| Gross margin | 52.29% | 19.81% |
| Operating margin | 29.83% | 13.69% |
| Net margin | 23.84% | 10.71% |
| ROE | 19.96% | 18.89% |
| ROIC | 10.68% | 10.42% |
Dividends
| Metric | CINF | WRB |
|---|---|---|
| Dividend yield | 1.98% | 2.46% |
| Payout ratio | 23.86% | 41.74% |
Growth (annualized)
| Metric | CINF | WRB |
|---|---|---|
| Revenue CAGR (5Y) | 8.12% | 15.38% |
| EPS CAGR (5Y) | 15.01% | 28.88% |
| Total return CAGR (5Y) | 12.69% | 21.05% |
Frequently asked
- Which has the lower trailing P/E, CINF or WRB?
- CINF has the lower trailing P/E: CINF trades at 8.61 and WRB at 15.64. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CINF or WRB?
- Over the past five years, WRB grew revenue faster — CINF at a 8.12% CAGR versus WRB at 15.38%.
- Does CINF or WRB pay a bigger dividend?
- CINF yields 1.98% and WRB yields 2.46% based on trailing dividends and the latest price.
- Is CINF or WRB more profitable?
- CINF runs the higher net margin — CINF at 23.84% versus WRB at 10.71%.
- How have CINF and WRB total returns compared?
- Over the past 10 years, CINF delivered 12.19% and WRB delivered 18.17% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioW. R. Berkley P/E ratioCincinnati Financial dividend yieldW. R. Berkley dividend yieldCincinnati Financial ROEW. R. Berkley ROECincinnati Financial operating marginW. R. Berkley operating marginCincinnati Financial revenue growthW. R. Berkley revenue growthCincinnati Financial free cash flowW. R. Berkley free cash flow
Cincinnati Financial & W. R. Berkley appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 29, 2026.