Cincinnati Financial Corporation (CINF) vs W. R. Berkley Corporation (WRB)

A side-by-side comparison of Cincinnati Financial Corporation and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCINF vs WRB

growth of $100 · dividends reinvested · last 10y
CINF +184.2% (+11.0%/yr)WRB +406.2% (+17.6%/yr)WRB compounded faster over this window
100200300400500Start $10020182020202220242026$284$506
CINF WRB

CINF vs WRB: by the numbers

  • CINF is the larger company ($26.06B vs $26.02B market cap).
  • CINF trades at the lower trailing earnings multiple (8.01 vs 14.35 P/E), one valuation lens rather than an overall verdict.
  • CINF converts more revenue to profit (23.84% vs 10.71% net margin).
  • WRB grew revenue faster over the past five years (15.38% vs 8.12% CAGR).
  • WRB pays the higher dividend yield (2.67% vs 2.13%).

Metrics side by side

Valuation

MetricCINFWRB
P/E ratio8.0114.35
Forward P/E20.2914.34
P/S ratio1.871.45
P/B ratio1.562.55

Profitability

MetricCINFWRB
Gross margin52.29%19.81%
Operating margin29.78%13.69%
Net margin23.84%10.71%
ROE19.96%18.89%

Dividends

MetricCINFWRB
Dividend yield2.13%2.67%
Payout ratio17.07%38.40%

Growth (annualized)

MetricCINFWRB
Revenue CAGR (5Y)8.12%15.38%
EPS CAGR (5Y)15.01%28.88%
Total return CAGR (5Y)10.33%19.50%

Frequently asked

Which has the lower trailing P/E, CINF or WRB?
CINF has the lower trailing P/E: CINF trades at 8.01 and WRB at 14.35. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or WRB?
Over the past five years, WRB grew revenue faster — CINF at a 8.12% CAGR versus WRB at 15.38%.
Does CINF or WRB pay a bigger dividend?
CINF yields 2.13% and WRB yields 2.67% based on trailing dividends and the latest price.
Is CINF or WRB more profitable?
CINF runs the higher net margin — CINF at 23.84% versus WRB at 10.71%.
How have CINF and WRB total returns compared?
Over the past 10 years, CINF delivered 11.32% and WRB delivered 17.76% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.