Cincinnati Financial Corporation (CINF) vs W. R. Berkley Corporation (WRB)
A side-by-side comparison of Cincinnati Financial Corporation and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
CINF
Cincinnati Financial Corporation
$169.80Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
WRB
W. R. Berkley Corporation
$69.90Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — CINF vs WRB
growth of $100 · dividends reinvested · last 10yCINF +184.2% (+11.0%/yr)WRB +406.2% (+17.6%/yr)WRB compounded faster over this window
CINF WRB
CINF vs WRB: by the numbers
- •CINF is the larger company ($26.06B vs $26.02B market cap).
- •CINF trades at the lower trailing earnings multiple (8.01 vs 14.35 P/E), one valuation lens rather than an overall verdict.
- •CINF converts more revenue to profit (23.84% vs 10.71% net margin).
- •WRB grew revenue faster over the past five years (15.38% vs 8.12% CAGR).
- •WRB pays the higher dividend yield (2.67% vs 2.13%).
Metrics side by side
Valuation
| Metric | CINF | WRB |
|---|---|---|
| P/E ratio | 8.01 | 14.35 |
| Forward P/E | 20.29 | 14.34 |
| P/S ratio | 1.87 | 1.45 |
| P/B ratio | 1.56 | 2.55 |
Profitability
| Metric | CINF | WRB |
|---|---|---|
| Gross margin | 52.29% | 19.81% |
| Operating margin | 29.78% | 13.69% |
| Net margin | 23.84% | 10.71% |
| ROE | 19.96% | 18.89% |
Dividends
| Metric | CINF | WRB |
|---|---|---|
| Dividend yield | 2.13% | 2.67% |
| Payout ratio | 17.07% | 38.40% |
Growth (annualized)
| Metric | CINF | WRB |
|---|---|---|
| Revenue CAGR (5Y) | 8.12% | 15.38% |
| EPS CAGR (5Y) | 15.01% | 28.88% |
| Total return CAGR (5Y) | 10.33% | 19.50% |
Frequently asked
- Which has the lower trailing P/E, CINF or WRB?
- CINF has the lower trailing P/E: CINF trades at 8.01 and WRB at 14.35. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CINF or WRB?
- Over the past five years, WRB grew revenue faster — CINF at a 8.12% CAGR versus WRB at 15.38%.
- Does CINF or WRB pay a bigger dividend?
- CINF yields 2.13% and WRB yields 2.67% based on trailing dividends and the latest price.
- Is CINF or WRB more profitable?
- CINF runs the higher net margin — CINF at 23.84% versus WRB at 10.71%.
- How have CINF and WRB total returns compared?
- Over the past 10 years, CINF delivered 11.32% and WRB delivered 17.76% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioW. R. Berkley P/E ratioCincinnati Financial dividend yieldW. R. Berkley dividend yieldCincinnati Financial ROEW. R. Berkley ROECincinnati Financial operating marginW. R. Berkley operating marginCincinnati Financial revenue growthW. R. Berkley revenue growth
Cincinnati Financial & W. R. Berkley appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.