Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 18.89% is 11% above its 5-year average of 17.01%, near the high end of its 5-year range (8.41%–20.92%).
As of the fiscal period ended Wednesday, December 31, 2025. 3.77% below its 12-month average of 19.63%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
18.89%
RETURN ON EQUITY (ROE) AVG TTM
19.63%
RETURN ON EQUITY (ROE) AVG 3Y
19.57%
RETURN ON EQUITY (ROE) AVG 5Y
17.01%
RETURN ON EQUITY (ROE) AVG 10Y
14.37%
RETURN ON EQUITY (ROE) AVG 15Y
13.60%
RETURN ON EQUITY (ROE) AVG 20Y
14.24%
CURRENT VS TTM AVG
-3.77%
CURRENT VS 3Y AVG
-3.45%
CURRENT VS 5Y AVG
+11.07%
CURRENT VS 10Y AVG
+31.45%
CURRENT VS 15Y AVG
+38.92%
CURRENT VS 20Y AVG
+32.65%
SECTOR MEDIAN · FINANCIAL SERVICES
13.26%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+42.46%
vs the sector median at left
W. R. Berkley Corporation
Market Cap
$28.16B
Return on Equity (ROE)
18.89%
TTM Avg
19.63%
3Y Avg
19.57%
5Y Avg
17.01%
Market Cap
$27.83B
Return on Equity (ROE)
19.96%
TTM Avg
15.74%
3Y Avg
10.53%
5Y Avg
12.67%
Market Cap
$29.84B
Return on Equity (ROE)
20.90%
TTM Avg
9.45%
3Y Avg
10.01%
5Y Avg
13.52%
Market Cap
$26.40B
Return on Equity (ROE)
11.85%
TTM Avg
10.96%
3Y Avg
11.97%
5Y Avg
11.28%
Market Cap
$30.16B
Return on Equity (ROE)
8.12%
TTM Avg
6.59%
3Y Avg
7.13%
5Y Avg
7.18%
Market Cap
$25.47B
Return on Equity (ROE)
19.44%
TTM Avg
19.76%
3Y Avg
18.99%
5Y Avg
23.49%
Market Cap
$25.05B
Return on Equity (ROE)
9.58%
TTM Avg
11.91%
3Y Avg
13.50%
5Y Avg
13.47%
Market Cap
$24.47B
Return on Equity (ROE)
9.99%
TTM Avg
8.61%
3Y Avg
8.02%
5Y Avg
5.93%
Market Cap
$24.45B
Return on Equity (ROE)
13.12%
TTM Avg
12.07%
3Y Avg
19.35%
5Y Avg
15.94%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| W. R. Berkley Corporation (WRB) | $28.16B | 18.89% | 19.63% | 19.57% | 17.01% |
| Cincinnati Financial Corporation (CINF)vs › | $27.83B | 19.96% | 15.74% | 10.53% | 12.67% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $29.84B | 20.90% | 9.45% | 10.01% | 13.52% |
| Regions Financial Corporation (RF)vs › | $26.40B | 11.85% | 10.96% | 11.97% | 11.28% |
| Citizens Financial Group, Inc. (CFG)vs › | $30.16B | 8.12% | 6.59% | 7.13% | 7.18% |
| T. Rowe Price Group, Inc. (TROW)vs › | $25.47B | 19.44% | 19.76% | 18.99% | 23.49% |
| Brown & Brown, Inc. (BRO)vs › | $25.05B | 9.58% | 11.91% | 13.50% | 13.47% |
| Loews Corporation (L)vs › | $24.47B | 9.99% | 8.61% | 8.02% | 5.93% |
| Principal Financial Group, Inc. (PFG)vs › | $24.45B | 13.12% | 12.07% | 19.35% | 15.94% |
| Synchrony Financial (SYF)vs › | $24.39B | 20.82% | 21.15% | 20.46% | 20.61% |
ROE
18.9%
ROA
4.2%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 18.34% |
| 2024-12-31 | 20.92% |
| 2023-12-31 | 18.53% |
| 2022-12-31 | 20.47% |
| 2021-12-31 | 15.37% |
| 2020-12-31 | 8.41% |
| 2019-12-31 | 11.23% |
| 2018-12-31 | 11.78% |
| 2017-12-31 | 10.15% |
| 2016-12-31 | 11.93% |
| 2015-12-31 | 10.95% |
| 2014-12-31 | 14.14% |
| 2013-12-31 | 11.53% |
| 2012-12-31 | 11.86% |
| 2011-12-31 | 9.90% |
| 2010-12-31 | 12.06% |
| 2009-12-31 | 8.59% |
| 2008-12-31 | 9.23% |
| 2007-12-31 | 21.46% |
| 2006-12-31 | 20.97% |
| 2005-12-31 | 21.23% |
| 2004-12-31 | 20.77% |
| 2003-12-31 | 20.04% |
| 2002-12-31 | 13.11% |
| 2001-12-31 | -9.83% |
| 2000-12-31 | 5.00% |
| 1999-12-31 | -6.18% |
| 1998-12-31 | 6.82% |
| 1997-12-31 | 10.45% |
| 1996-12-31 | 10.26% |
