Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 20.82% is in line with its 5-year average of 20.71%, around the middle of its 5-year range (16.10%–30.91%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.09% below its 12-month average of 20.84%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation.
RETURN ON EQUITY (ROE)
20.82%
RETURN ON EQUITY (ROE) AVG TTM
20.84%
RETURN ON EQUITY (ROE) AVG 3Y
19.47%
RETURN ON EQUITY (ROE) AVG 5Y
20.71%
RETURN ON EQUITY (ROE) AVG 10Y
19.82%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
-0.09%
CURRENT VS 3Y AVG
+6.92%
CURRENT VS 5Y AVG
+0.52%
CURRENT VS 10Y AVG
+5.05%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.52%
median of 101 covered companies
CURRENT VS SECTOR MEDIAN
+54.00%
vs the sector median at left
Synchrony Financial
Market Cap
$25.41B
Return on Equity (ROE)
20.82%
TTM Avg
20.84%
3Y Avg
19.47%
5Y Avg
20.71%
Market Cap
$25.60B
Return on Equity (ROE)
12.86%
TTM Avg
12.60%
3Y Avg
4.14%
5Y Avg
13.56%
Market Cap
$25.63B
Return on Equity (ROE)
11.85%
TTM Avg
10.96%
3Y Avg
11.97%
5Y Avg
11.28%
Market Cap
$25.86B
Return on Equity (ROE)
18.89%
TTM Avg
19.63%
3Y Avg
19.57%
5Y Avg
17.01%
Market Cap
$25.98B
Return on Equity (ROE)
19.96%
TTM Avg
15.74%
3Y Avg
10.53%
5Y Avg
12.67%
Market Cap
$24.39B
Return on Equity (ROE)
12.74%
TTM Avg
12.07%
3Y Avg
19.35%
5Y Avg
15.94%
Market Cap
$23.30B
Return on Equity (ROE)
20.19%
TTM Avg
19.76%
3Y Avg
18.99%
5Y Avg
23.49%
Market Cap
$22.63B
Return on Equity (ROE)
5.74%
TTM Avg
6.12%
3Y Avg
0.25%
5Y Avg
-2.77%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Synchrony Financial (SYF) | $25.41B | 20.82% | 20.84% | 19.47% | 20.71% |
| Circle Internet Group (CRCL)vs › | $25.60B | 12.86% | 12.60% | 4.14% | 13.56% |
| Regions Financial Corporation (RF)vs › | $25.63B | 11.85% | 10.96% | 11.97% | 11.28% |
| W. R. Berkley Corporation (WRB)vs › | $25.86B | 18.89% | 19.63% | 19.57% | 17.01% |
| Cincinnati Financial Corporation (CINF)vs › | $25.98B | 19.96% | 15.74% | 10.53% | 12.67% |
| Principal Financial Group, Inc. (PFG)vs › | $24.39B | 12.74% | 12.07% | 19.35% | 15.94% |
| KeyCorp (KEY)vs › | $23.53B | 10.25% | 4.04% | 7.23% | 8.58% |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.30B | 20.19% | 19.76% | 18.99% | 23.49% |
| SoFi Technologies, Inc. (SOFI)vs › | $22.63B | 5.74% | 6.12% | 0.25% | -2.77% |
| Brown & Brown, Inc. (BRO)vs › | $22.54B | 9.58% | 11.91% | 13.50% | 13.47% |
ROE
20.8%
ROA
2.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 20.82% |
| 2026-03-31 | 21.85% |
| 2025-12-31 | 21.19% |
| 2025-09-30 | 20.95% |
| 2025-06-30 | 19.39% |
| 2025-03-31 | 17.87% |
| 2024-12-31 | 21.10% |
| 2024-09-30 | 19.81% |
| 2024-06-30 | 19.33% |
| 2024-03-31 | 19.17% |
| 2023-12-31 | 16.10% |
| 2023-09-30 | 17.25% |
| 2023-06-30 | 18.31% |
| 2023-03-31 | 20.35% |
| 2022-12-31 | 23.43% |
| 2022-09-30 | 24.99% |
| 2022-06-30 | 27.55% |
| 2022-03-31 | 30.76% |
| 2021-12-31 | 30.91% |
| 2021-09-30 | 29.75% |
| 2021-06-30 | 23.37% |
| 2021-03-31 | 15.80% |
| 2020-12-31 | 10.90% |
| 2020-09-30 | 11.39% |
| 2020-06-30 | 17.83% |
| 2020-03-31 | 24.44% |
| 2019-12-31 | 24.83% |
| 2019-09-30 | 25.13% |
| 2019-06-30 | 23.17% |
| 2019-03-31 | 22.14% |
| 2018-12-31 | 19.01% |
| 2018-09-30 | 17.09% |
| 2018-06-30 | 15.74% |
| 2018-03-31 | 14.46% |
| 2017-12-31 | 13.59% |
| 2017-09-30 | 14.76% |
| 2017-06-30 | 15.18% |
| 2017-03-31 | 15.09% |
| 2016-12-31 | 15.86% |
| 2016-09-30 | 15.89% |
| 2016-06-30 | 15.98% |
| 2016-03-31 | 16.99% |
| 2015-12-31 | 17.57% |
| 2015-09-30 | 18.08% |
| 2015-06-30 | 18.76% |
| 2015-03-31 | 19.06% |
| 2014-12-31 | 20.13% |
| 2014-09-30 | 20.33% |
| 2014-06-30 | 33.07% |
| 2014-03-31 | 36.05% |
| 2013-12-31 | 33.20% |
