Synchrony Financial (SYF) vs T. Rowe Price Group, Inc. (TROW)
A side-by-side comparison of Synchrony Financial and T. Rowe Price Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 8, 2026. Differences are shown without an overall score or investment verdict.
SYF
Synchrony Financial
$78.59Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
TROW
T. Rowe Price Group, Inc.
$114.02Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
Total return — SYF vs TROW
growth of $100 · dividends reinvested · last 12ySYF +334.2%TROW +117.7%SYF compounded faster
SYF TROW
SYF vs TROW: by the numbers
- •SYF is the larger company ($25.57B vs $24.43B market cap).
- •SYF trades at the lower trailing earnings multiple (8.05 vs 11.44 P/E), one valuation lens rather than an overall verdict.
- •TROW converts more revenue to profit (29.26% vs 17.68% net margin).
- •SYF grew revenue faster over the past five years (11.32% vs 1.39% CAGR).
- •TROW pays the higher dividend yield (4.51% vs 1.53%).
Metrics side by side
Valuation
| Metric | SYF | TROW |
|---|---|---|
| P/E ratio | 8.05 | 11.44 |
| Forward P/E | 8.40 | 11.17 |
| P/S ratio | 1.32 | 3.22 |
| P/B ratio | 1.55 | 2.22 |
| PEG ratio | 1.09 | 12.69 |
Profitability
| Metric | SYF | TROW |
|---|---|---|
| Gross margin | 51.04% | 62.67% |
| Operating margin | 23.57% | 30.27% |
| Net margin | 17.68% | 29.26% |
| ROE | 20.82% | 20.19% |
| ROIC | 9.36% | 11.51% |
Dividends
| Metric | SYF | TROW |
|---|---|---|
| Dividend yield | 1.53% | 4.51% |
| Payout ratio | 12.83% | 55.51% |
Growth (annualized)
| Metric | SYF | TROW |
|---|---|---|
| Revenue CAGR (5Y) | 11.32% | 1.39% |
| EPS CAGR (5Y) | 32.61% | -1.68% |
| Total return CAGR (5Y) | 12.19% | -7.90% |
Frequently asked
- Which has the lower trailing P/E, SYF or TROW?
- SYF has the lower trailing P/E: SYF trades at 8.05 and TROW at 11.44. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, SYF or TROW?
- Over the past five years, SYF grew revenue faster — SYF at a 11.32% CAGR versus TROW at 1.39%.
- Does SYF or TROW pay a bigger dividend?
- SYF yields 1.53% and TROW yields 4.51% based on trailing dividends and the latest price.
- Is SYF or TROW more profitable?
- TROW runs the higher net margin — SYF at 17.68% versus TROW at 29.26%.
- How have SYF and TROW total returns compared?
- Over the past 10 years, SYF delivered 13.47% and TROW delivered 8.98% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Synchrony Financial P/E ratioT. Rowe Price P/E ratioSynchrony Financial dividend yieldT. Rowe Price dividend yieldSynchrony Financial ROET. Rowe Price ROESynchrony Financial operating marginT. Rowe Price operating marginSynchrony Financial revenue growthT. Rowe Price revenue growthSynchrony Financial free cash flowT. Rowe Price free cash flow
Synchrony Financial & T. Rowe Price appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 8, 2026.