Is PFG or SYF cheaper?

On trailing earnings, SYF is cheaper: PFG trades at a 15.92 P/E and SYF at 7.59.

Which has grown faster, PFG or SYF?

Over the past five years, SYF grew revenue faster — PFG at a 2.90% CAGR versus SYF at 10.42%.

Does PFG or SYF pay a bigger dividend?

PFG yields 2.87% and SYF yields 1.64% based on trailing dividends and the latest price.

Is PFG or SYF more profitable?

SYF runs the higher net margin — PFG at 10.03% versus SYF at 18.08%.

Which has been the better investment, PFG or SYF?

Over the past 10-year, PFG delivered the higher annualized total return — PFG at 14.26% versus SYF at 11.66%. Past performance doesn't predict future results.

Principal Financial Group, Inc. (PFG) vs Synchrony Financial (SYF)

SYF leads on 14 of 17 compared metrics.

A side-by-side comparison of Principal Financial Group, Inc. and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

PFG

Principal Financial Group, Inc.

$24.00B

$111.12Financial Services

SYF

Synchrony Financial

$24.68B

$73.36Financial Services

Total return — PFG vs SYF

growth of $100 · last 12y

PFG +123.7%SYF +219.0%SYF compounded faster

PFG SYF

PFG vs SYF: by the numbers

•SYF is the larger company ($24.68B vs $24.00B market cap).
•SYF trades at the lower earnings multiple (7.59 vs 15.92 P/E).
•SYF converts more revenue to profit (18.08% vs 10.03% net margin).
•SYF grew revenue faster over the past five years (10.42% vs 2.90% CAGR).
•PFG pays the higher dividend yield (2.87% vs 1.64%).

Which is better, PFG or SYF?

Metric tally: PFG 3 · SYF 14

It depends on what you're optimizing for:

ValueSYF(lower P/E)

GrowthSYF(faster 5Y revenue CAGR)

IncomePFG(higher dividend yield)

QualitySYF(higher ROIC)

Valuation

Metric	PFG	SYF
P/E ratio	15.92	7.59●
Forward P/E	11.91	7.90●
P/S ratio	1.58	1.27●
P/B ratio	2.07	1.54●
PEG ratio	17.12	1.02●
EV / EBITDA	12.76	4.30●
FCF yield	14.84%	38.76%●

Profitability

Metric	PFG	SYF
Gross margin	48.68%	61.08%●
Operating margin	12.36%	22.85%●
Net margin	10.03%	18.08%●
ROE	13.12%	21.85%●
ROIC	0.37%	9.36%●

Dividends

Metric	PFG	SYF
Dividend yield	2.87%●	1.64%
Payout ratio	59.96%	12.83%

Growth (annualized)

Metric	PFG	SYF
Revenue CAGR (5Y)	2.90%	10.42%●
EPS CAGR (5Y)	0.93%	32.61%●
FCF CAGR (5Y)	10.78%●	4.77%
Total return CAGR (5Y)	15.40%●	10.68%

Frequently asked

Which is better, PFG or SYF?: It depends on your goal. value: SYF (lower P/E); growth: SYF (faster 5Y revenue CAGR); income: PFG (higher dividend yield); quality: SYF (higher ROIC). Across all compared metrics, SYF leads 14 to 3.
Is PFG or SYF cheaper?: On trailing earnings, SYF is cheaper: PFG trades at a 15.92 P/E and SYF at 7.59.
Which has grown faster, PFG or SYF?: Over the past five years, SYF grew revenue faster — PFG at a 2.90% CAGR versus SYF at 10.42%.
Does PFG or SYF pay a bigger dividend?: PFG yields 2.87% and SYF yields 1.64% based on trailing dividends and the latest price.
Is PFG or SYF more profitable?: SYF runs the higher net margin — PFG at 10.03% versus SYF at 18.08%.
Which has been the better investment, PFG or SYF?: Over the past 10-year, PFG delivered the higher annualized total return — PFG at 14.26% versus SYF at 11.66%. Past performance doesn't predict future results.

Go deeper

Full PFG analysis Full SYF analysis Interactive comparison tool

Dig into the metrics

Principal Financial P/E ratio Synchrony Financial P/E ratio Principal Financial dividend yield Synchrony Financial dividend yield Principal Financial ROE Synchrony Financial ROE Principal Financial operating margin Synchrony Financial operating margin Principal Financial revenue growth Synchrony Financial revenue growth Principal Financial free cash flow Synchrony Financial free cash flow

Principal Financial & Synchrony Financial appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.