Which has the lower trailing P/E, PFG or SYF?

SYF has the lower trailing P/E: PFG trades at 15.94 and SYF at 7.79. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, PFG or SYF?

Over the past five years, SYF grew revenue faster — PFG at a 2.90% CAGR versus SYF at 10.42%.

Does PFG or SYF pay a bigger dividend?

PFG yields 2.87% and SYF yields 1.59% based on trailing dividends and the latest price.

Is PFG or SYF more profitable?

SYF runs the higher net margin — PFG at 10.03% versus SYF at 18.08%.

How have PFG and SYF total returns compared?

Over the past 10 years, PFG delivered 13.72% and SYF delivered 13.26% annualized total return. Past performance doesn't predict future results.

Principal Financial Group, Inc. (PFG) vs Synchrony Financial (SYF)

A side-by-side comparison of Principal Financial Group, Inc. and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

PFG

Principal Financial Group, Inc.

$24.64B

$114.09Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

SYF

Synchrony Financial

$25.09B

$77.12Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

Total return — PFG vs SYF

growth of $100 · dividends reinvested · last 12y

PFG +235.2%SYF +301.1%SYF compounded faster

PFG SYF

PFG vs SYF: by the numbers

•SYF is the larger company ($25.09B vs $24.64B market cap).
•SYF trades at the lower trailing earnings multiple (7.79 vs 15.94 P/E), one valuation lens rather than an overall verdict.
•SYF converts more revenue to profit (18.08% vs 10.03% net margin).
•SYF grew revenue faster over the past five years (10.42% vs 2.90% CAGR).
•PFG pays the higher dividend yield (2.87% vs 1.59%).

Metrics side by side

Valuation

Metric	PFG	SYF
P/E ratio	15.94	7.79
Forward P/E	11.74	8.05
P/S ratio	1.59	1.31
P/B ratio	2.08	1.58
PEG ratio	17.14	1.09

Profitability

Metric	PFG	SYF
Gross margin	48.68%	51.04%
Operating margin	12.36%	22.85%
Net margin	10.03%	18.08%
ROE	13.12%	21.85%
ROIC	0.39%	9.36%

Dividends

Metric	PFG	SYF
Dividend yield	2.87%	1.59%
Payout ratio	59.96%	12.83%

Growth (annualized)

Metric	PFG	SYF
Revenue CAGR (5Y)	2.90%	10.42%
EPS CAGR (5Y)	0.93%	32.61%
Total return CAGR (5Y)	16.29%	12.65%

Frequently asked

Which has the lower trailing P/E, PFG or SYF?: SYF has the lower trailing P/E: PFG trades at 15.94 and SYF at 7.79. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PFG or SYF?: Over the past five years, SYF grew revenue faster — PFG at a 2.90% CAGR versus SYF at 10.42%.
Does PFG or SYF pay a bigger dividend?: PFG yields 2.87% and SYF yields 1.59% based on trailing dividends and the latest price.
Is PFG or SYF more profitable?: SYF runs the higher net margin — PFG at 10.03% versus SYF at 18.08%.
How have PFG and SYF total returns compared?: Over the past 10 years, PFG delivered 13.72% and SYF delivered 13.26% annualized total return. Past performance doesn't predict future results.

Go deeper

Full PFG analysis Full SYF analysis Interactive comparison tool

Dig into the metrics

Principal Financial P/E ratio Synchrony Financial P/E ratio Principal Financial dividend yield Synchrony Financial dividend yield Principal Financial ROE Synchrony Financial ROE Principal Financial operating margin Synchrony Financial operating margin Principal Financial revenue growth Synchrony Financial revenue growth Principal Financial free cash flow Synchrony Financial free cash flow

Principal Financial & Synchrony Financial appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.