Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of -2.31% is 167% below its 5-year average of 3.46%, around the middle of its 5-year range (-87.45%–66.14%).
As of the fiscal period ended Wednesday, December 31, 2025. 118.34% below its 12-month average of 12.60%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
-2.31%
RETURN ON EQUITY (ROE) AVG TTM
12.60%
RETURN ON EQUITY (ROE) AVG 3Y
-11.02%
RETURN ON EQUITY (ROE) AVG 5Y
3.46%
RETURN ON EQUITY (ROE) AVG 10Y
N/A
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
-118.34%
CURRENT VS 3Y AVG
+79.03%
CURRENT VS 5Y AVG
-166.80%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.26%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-117.42%
vs the sector median at left
Circle Internet Group
Market Cap
$16.40B
Return on Equity (ROE)
-2.31%
TTM Avg
12.60%
3Y Avg
-11.02%
5Y Avg
3.46%
Market Cap
$16.55B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$16.83B
Return on Equity (ROE)
6.70%
TTM Avg
4.04%
3Y Avg
6.69%
5Y Avg
8.49%
Market Cap
$15.59B
Return on Equity (ROE)
12.40%
TTM Avg
10.09%
3Y Avg
11.58%
5Y Avg
10.87%
Market Cap
$13.95B
Return on Equity (ROE)
19.92%
TTM Avg
19.80%
3Y Avg
20.98%
5Y Avg
17.36%
Market Cap
$13.92B
Return on Equity (ROE)
17.04%
TTM Avg
14.88%
3Y Avg
12.41%
5Y Avg
13.66%
Market Cap
$19.56B
Return on Equity (ROE)
7.20%
TTM Avg
6.12%
3Y Avg
0.25%
5Y Avg
-2.77%
Market Cap
$12.44B
Return on Equity (ROE)
-0.81%
TTM Avg
1.51%
3Y Avg
2.10%
5Y Avg
4.04%
Market Cap
$11.92B
Return on Equity (ROE)
18.79%
TTM Avg
18.66%
3Y Avg
19.88%
5Y Avg
21.68%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Circle Internet Group (CRCL) | $16.40B | -2.31% | 12.60% | -11.02% | 3.46% |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $16.55B | N/A | N/A | N/A | N/A |
| Franklin Resources, Inc. (BEN)vs › | $16.83B | 6.70% | 4.04% | 6.69% | 8.49% |
| Everest Group, Ltd. (EG)vs › | $15.59B | 12.40% | 10.09% | 11.58% | 10.87% |
| Globe Life Inc. (GL)vs › | $13.95B | 19.92% | 19.80% | 20.98% | 17.36% |
| Assurant, Inc. (AIZ)vs › | $13.92B | 17.04% | 14.88% | 12.41% | 13.66% |
| SoFi Technologies, Inc. (SOFI)vs › | $19.56B | 7.20% | 6.12% | 0.25% | -2.77% |
| Invesco Ltd. (IVZ)vs › | $12.44B | -0.81% | 1.51% | 2.10% | 4.04% |
| American Financial Group, Inc. (AFG)vs › | $11.92B | 18.79% | 18.66% | 19.88% | 21.68% |
| Erie Indemnity Company (ERIE)vs › | $11.48B | 24.28% | 27.36% | 25.54% | 24.84% |
ROE
-2.3%
ROA
-0.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | -2.09% |
| 2024-12-31 | 27.28% |
| 2023-12-31 | 18.19% |
| 2022-12-31 | -87.45% |
| 2021-12-31 | 66.14% |
| 2020-12-31 | -1.32% |
