Circle Internet Group (CRCL) vs Regions Financial Corporation (RF)

A side-by-side comparison of Circle Internet Group and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCRCL vs RF

growth of $100 · dividends reinvested · last 1y
CRCL +183.8% (+183.8%/yr)RF +48.4% (+48.4%/yr)CRCL compounded faster over this window
200400600800Start $1002026$284$148
CRCL RF

CRCL vs RF: by the numbers

  • RF is the larger company ($25.95B vs $23.52B market cap).
  • RF trades at the lower trailing earnings multiple (12.41 vs 46.80 P/E), one valuation lens rather than an overall verdict.
  • RF converts more revenue to profit (23.33% vs 15.53% net margin).
  • CRCL grew revenue faster over the past five years (181.89% vs 7.34% CAGR).
  • RF pays a dividend (3.49% yield), while CRCL has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCRCLRF
P/E ratio46.8012.41
Forward P/E84.6011.53
P/S ratio8.132.72
P/B ratio6.741.38

Profitability

MetricCRCLRF
Gross margin8.67%76.85%
Operating margin-3.32%29.77%
Net margin15.53%23.33%
ROE12.86%11.85%

Dividends

MetricCRCLRF
Dividend yieldN/A3.49%
Payout ratioN/A45.89%

Growth (annualized)

MetricCRCLRF
Revenue CAGR (5Y)181.89%7.34%
EPS CAGR (5Y)N/A17.53%
Total return CAGR (5Y)N/A13.26%

Frequently asked

Which has the lower trailing P/E, CRCL or RF?
RF has the lower trailing P/E: CRCL trades at 46.80 and RF at 12.41. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CRCL or RF?
Over the past five years, CRCL grew revenue faster — CRCL at a 181.89% CAGR versus RF at 7.34%.
Does CRCL or RF pay a bigger dividend?
RF pays a dividend (3.49% yield), while CRCL has no payments in the available dividend history.
Is CRCL or RF more profitable?
RF runs the higher net margin — CRCL at 15.53% versus RF at 23.33%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.