Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of -1.80% is 79% above its 5-year average of -8.50%, near the high end of its 5-year range (-47.58%–14.70%).
As of the fiscal period ended Wednesday, December 31, 2025. 175.47% below its 12-month average of 2.39%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
-1.80%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
2.39%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
4.03%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
-8.50%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
N/A
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
N/A
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
N/A
CURRENT VS TTM AVG
-175.47%
CURRENT VS 3Y AVG
-144.64%
CURRENT VS 5Y AVG
+78.82%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
6.38%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-128.21%
vs the sector median at left
Circle Internet Group
Market Cap
$16.40B
Return on Invested Capital (ROIC)
-1.80%
TTM Avg
2.39%
3Y Avg
4.03%
5Y Avg
-8.50%
Market Cap
$16.55B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$16.83B
Return on Invested Capital (ROIC)
1.38%
TTM Avg
1.18%
3Y Avg
2.62%
5Y Avg
3.62%
Market Cap
$15.59B
Return on Invested Capital (ROIC)
8.05%
TTM Avg
7.79%
3Y Avg
8.21%
5Y Avg
13.34%
Market Cap
$13.95B
Return on Invested Capital (ROIC)
4.05%
TTM Avg
3.97%
3Y Avg
3.79%
5Y Avg
51.00%
Market Cap
$13.92B
Return on Invested Capital (ROIC)
7.04%
TTM Avg
6.96%
3Y Avg
5.78%
5Y Avg
4.68%
Market Cap
$19.56B
Return on Invested Capital (ROIC)
3.79%
TTM Avg
3.08%
3Y Avg
0.16%
5Y Avg
-1.28%
Market Cap
$12.44B
Return on Invested Capital (ROIC)
-1.18%
TTM Avg
0.60%
3Y Avg
0.88%
5Y Avg
1.79%
Market Cap
$11.92B
Return on Invested Capital (ROIC)
9.67%
TTM Avg
6.81%
3Y Avg
5.40%
5Y Avg
4.47%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Circle Internet Group (CRCL) | $16.40B | -1.80% | 2.39% | 4.03% | -8.50% |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $16.55B | N/A | N/A | N/A | N/A |
| Franklin Resources, Inc. (BEN)vs › | $16.83B | 1.38% | 1.18% | 2.62% | 3.62% |
| Everest Group, Ltd. (EG)vs › | $15.59B | 8.05% | 7.79% | 8.21% | 13.34% |
| Globe Life Inc. (GL)vs › | $13.95B | 4.05% | 3.97% | 3.79% | 51.00% |
| Assurant, Inc. (AIZ)vs › | $13.92B | 7.04% | 6.96% | 5.78% | 4.68% |
| SoFi Technologies, Inc. (SOFI)vs › | $19.56B | 3.79% | 3.08% | 0.16% | -1.28% |
| Invesco Ltd. (IVZ)vs › | $12.44B | -1.18% | 0.60% | 0.88% | 1.79% |
| American Financial Group, Inc. (AFG)vs › | $11.92B | 9.67% | 6.81% | 5.40% | 4.47% |
| Erie Indemnity Company (ERIE)vs › | $11.48B | 23.22% | 24.41% | 22.93% | 10.72% |
ROIC
-1.8%
ROE
-2.3%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | -1.80% |
| 2024-12-31 | 6.57% |
| 2023-12-31 | 14.70% |
| 2022-12-31 | -3.34% |
| 2021-12-31 | -19.54% |
| 2020-12-31 | -47.58% |
