Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Never paid. No positive dividend payment is present in the available history.
Last Updated: Thursday, July 30, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 68.80 |
| PE Ratio Avg TTM | 77.85 |
| PE Ratio Avg 3Y | 77.85 |
| Current VS TTM Avg | -11.62% |
| Current VS 3Y Avg | -11.62% |
| Current VS 5Y Avg | -11.62% |
| PS Ratio | 5.19 |
| PS Ratio Avg TTM | 7.40 |
| PS Ratio Avg 3Y | 7.41 |
| Current VS TTM Avg | -29.88% |
| Current VS 3Y Avg | -29.96% |
| Current VS 5Y Avg | -29.96% |
| PB Ratio | 4.34 |
| PB Ratio Avg TTM | 6.15 |
| PB Ratio Avg 3Y | 6.15 |
| Current VS TTM Avg | -29.45% |
| Current VS 3Y Avg | -29.45% |
| Current VS 5Y Avg | -29.45% |
| Debt/Equity Ratio | 0.00 |
| Debt/Equity Ratio Avg TTM | 0.04 |
| Debt/Equity Ratio Avg 3Y | 0.03 |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| PEG Ratio | N/A |
| PEG Ratio Avg TTM | N/A |
| PEG Ratio Avg 3Y | N/A |
| Current VS TTM Avg | N/A |
| Current VS 3Y Avg | N/A |
| Current VS 5Y Avg | N/A |
| Earnings Yield | 1.45% |
| Earnings Yield Avg TTM | 1.27% |
| Earnings Yield Avg 3Y | 1.27% |
| Current VS TTM Avg | +14.41% |
| Current VS 3Y Avg | +14.41% |
| Current VS 5Y Avg | +14.41% |
| Current Ratio | 1.03 |
| Current Ratio Avg TTM | 1.03 |
| Current Ratio Avg 3Y | 0.69 |
| Current VS TTM Avg | +0.47% |
| Current VS 3Y Avg | +50.76% |
| Current VS 5Y Avg | +50.76% |
| Quick Ratio | 1.03 |
| Quick Ratio Avg TTM | 1.03 |
| Quick Ratio Avg 3Y | 0.69 |
| Current VS TTM Avg | +0.47% |
| Current VS 3Y Avg | +50.76% |
| Current VS 5Y Avg | +50.76% |
| ROIC | (1.80%) |
| ROIC Avg 3Y | 4.03% |
| ROIC Avg 5Y | (8.50%) |
| Current VS 3Y Avg | -144.64% |
| Current VS 5Y Avg | -78.82% |
| Current VS 10Y Avg | -78.82% |
| ROA | (0.09%) |
| ROA Avg TTM | 0.13% |
| ROA Avg 3Y | (0.09%) |
| Current VS TTM Avg | -172.00% |
| Current VS 3Y Avg | -2.70% |
| Current VS 5Y Avg | -62.50% |
| ROE | (2.09%) |
| ROE Avg TTM | 12.60% |
| ROE Avg 3Y | (11.02%) |
| Current VS TTM Avg | -116.59% |
| Current VS 3Y Avg | -81.03% |
| Current VS 5Y Avg | -160.43% |
| Net Profit Margin | 7.96% |
| Net Profit Margin Avg TTM | (1.56%) |
| Net Profit Margin Avg 3Y | 3.31% |
| Current VS TTM Avg | -610.36% |
| Current VS 3Y Avg | +140.23% |
| Current VS 5Y Avg | +140.23% |
| 2020 | N/A |
| 2019 | N/A |
| 2018 | N/A |
| 2017 | N/A |
