Cincinnati Financial Corporation (CINF) vs Circle Internet Group (CRCL)
A side-by-side comparison of Cincinnati Financial Corporation and Circle Internet Group across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.
CINF
Cincinnati Financial Corporation
$168.29Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
CRCL
Circle Internet Group
$87.98Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
Total return — CINF vs CRCL
growth of $100 · dividends reinvested · last 1yCINF +15.4% (+15.4%/yr)CRCL +183.8% (+183.8%/yr)CRCL compounded faster over this window
CINF CRCL
CINF vs CRCL: by the numbers
- •CINF is the larger company ($25.83B vs $23.52B market cap).
- •CINF trades at the lower trailing earnings multiple (7.93 vs 46.80 P/E), one valuation lens rather than an overall verdict.
- •CINF converts more revenue to profit (23.84% vs 15.53% net margin).
- •CRCL grew revenue faster over the past five years (181.89% vs 8.12% CAGR).
- •CINF pays a dividend (2.15% yield), while CRCL has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | CINF | CRCL |
|---|---|---|
| P/E ratio | 7.93 | 46.80 |
| Forward P/E | 20.11 | 84.60 |
| P/S ratio | 1.88 | 8.13 |
| P/B ratio | 1.57 | 6.74 |
Profitability
| Metric | CINF | CRCL |
|---|---|---|
| Gross margin | 52.29% | 8.67% |
| Operating margin | 29.78% | -3.32% |
| Net margin | 23.84% | 15.53% |
| ROE | 19.96% | 12.86% |
Dividends
| Metric | CINF | CRCL |
|---|---|---|
| Dividend yield | 2.15% | N/A |
| Payout ratio | 23.86% | N/A |
Growth (annualized)
| Metric | CINF | CRCL |
|---|---|---|
| Revenue CAGR (5Y) | 8.12% | 181.89% |
| EPS CAGR (5Y) | 15.01% | N/A |
| Total return CAGR (5Y) | 9.07% | N/A |
Frequently asked
- Which has the lower trailing P/E, CINF or CRCL?
- CINF has the lower trailing P/E: CINF trades at 7.93 and CRCL at 46.80. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CINF or CRCL?
- Over the past five years, CRCL grew revenue faster — CINF at a 8.12% CAGR versus CRCL at 181.89%.
- Does CINF or CRCL pay a bigger dividend?
- CINF pays a dividend (2.15% yield), while CRCL has no payments in the available dividend history.
- Is CINF or CRCL more profitable?
- CINF runs the higher net margin — CINF at 23.84% versus CRCL at 15.53%.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioCircle Internet P/E ratioCincinnati Financial dividend yieldCincinnati Financial ROECircle Internet ROECincinnati Financial operating marginCircle Internet operating marginCincinnati Financial revenue growthCircle Internet revenue growth
Cincinnati Financial & Circle Internet appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.