Cincinnati Financial Corporation (CINF) vs Circle Internet Group (CRCL)
CINF leads on 8 of 9 compared metrics.
A side-by-side comparison of Cincinnati Financial Corporation and Circle Internet Group across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CINF
Cincinnati Financial Corporation
$169.01Financial Services
CRCL
Circle Internet Group
$77.84Financial Services
Total return — CINF vs CRCL
growth of $100 · last 1yCINF +11.6%CRCL +151.1%CRCL compounded faster
CINF CRCL
CINF vs CRCL: by the numbers
- •CINF is the larger company ($26.14B vs $20.81B market cap).
- •CINF is profitable (21.34% net margin) while CRCL runs a net loss (-2.76%).
- •CRCL grew revenue faster over the past five years (181.89% vs 5.55% CAGR).
- •CINF pays a dividend (2.10% yield) while CRCL does not currently pay one.
Which is better, CINF or CRCL?
Metric tally: CINF 8 · CRCL 1It depends on what you're optimizing for:
GrowthCRCL(faster 5Y revenue CAGR)
QualityCINF(higher ROIC)
Metrics side by side
Valuation
| Metric | CINF | CRCL |
|---|---|---|
| P/E ratio | 9.66 | — |
| Forward P/E | 19.47● | 44.18 |
| P/S ratio | 2.05● | 6.59 |
| P/B ratio | 1.68● | 5.50 |
| PEG ratio | 3.03 | — |
Profitability
| Metric | CINF | CRCL |
|---|---|---|
| Gross margin | 50.29%● | 7.17% |
| Operating margin | 26.68%● | -4.65% |
| Net margin | 21.34%● | -2.76% |
| ROE | 17.54%● | -2.31% |
| ROIC | 10.68%● | -1.80% |
Dividends
| Metric | CINF | CRCL |
|---|---|---|
| Dividend yield | 2.10% | — |
| Payout ratio | 23.40% | — |
Growth (annualized)
| Metric | CINF | CRCL |
|---|---|---|
| Revenue CAGR (5Y) | 5.55% | 181.89%● |
| EPS CAGR (5Y) | 15.01% | — |
| Total return CAGR (5Y) | 9.43% | — |
Frequently asked
- Which is better, CINF or CRCL?
- It depends on your goal. growth: CRCL (faster 5Y revenue CAGR); quality: CINF (higher ROIC). Across all compared metrics, CINF leads 8 to 1.
- Which has grown faster, CINF or CRCL?
- Over the past five years, CRCL grew revenue faster — CINF at a 5.55% CAGR versus CRCL at 181.89%.
- Does CINF or CRCL pay a bigger dividend?
- CINF pays a dividend (2.10% yield) while CRCL does not currently pay one.
- Is CINF or CRCL more profitable?
- CINF runs the higher net margin — CINF at 21.34% versus CRCL at -2.76%.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioCircle Internet P/E ratioCincinnati Financial dividend yieldCircle Internet dividend yieldCincinnati Financial ROECircle Internet ROECincinnati Financial operating marginCircle Internet operating marginCincinnati Financial revenue growthCircle Internet revenue growthCincinnati Financial free cash flowCircle Internet free cash flow
Cincinnati Financial & Circle Internet appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.