Cincinnati Financial Corporation (CINF) vs Circle Internet Group (CRCL)

A side-by-side comparison of Cincinnati Financial Corporation and Circle Internet Group across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCINF vs CRCL

growth of $100 · dividends reinvested · last 1y
CINF +15.4% (+15.4%/yr)CRCL +183.8% (+183.8%/yr)CRCL compounded faster over this window
200400600800Start $1002026$115$284
CINF CRCL

CINF vs CRCL: by the numbers

  • CINF is the larger company ($25.83B vs $23.52B market cap).
  • CINF trades at the lower trailing earnings multiple (7.93 vs 46.80 P/E), one valuation lens rather than an overall verdict.
  • CINF converts more revenue to profit (23.84% vs 15.53% net margin).
  • CRCL grew revenue faster over the past five years (181.89% vs 8.12% CAGR).
  • CINF pays a dividend (2.15% yield), while CRCL has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCINFCRCL
P/E ratio7.9346.80
Forward P/E20.1184.60
P/S ratio1.888.13
P/B ratio1.576.74

Profitability

MetricCINFCRCL
Gross margin52.29%8.67%
Operating margin29.78%-3.32%
Net margin23.84%15.53%
ROE19.96%12.86%

Dividends

MetricCINFCRCL
Dividend yield2.15%N/A
Payout ratio23.86%N/A

Growth (annualized)

MetricCINFCRCL
Revenue CAGR (5Y)8.12%181.89%
EPS CAGR (5Y)15.01%N/A
Total return CAGR (5Y)9.07%N/A

Frequently asked

Which has the lower trailing P/E, CINF or CRCL?
CINF has the lower trailing P/E: CINF trades at 7.93 and CRCL at 46.80. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or CRCL?
Over the past five years, CRCL grew revenue faster — CINF at a 8.12% CAGR versus CRCL at 181.89%.
Does CINF or CRCL pay a bigger dividend?
CINF pays a dividend (2.15% yield), while CRCL has no payments in the available dividend history.
Is CINF or CRCL more profitable?
CINF runs the higher net margin — CINF at 23.84% versus CRCL at 15.53%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.