Cincinnati Financial Corporation (CINF) vs Circle Internet Group (CRCL)

CINF leads on 8 of 9 compared metrics.

A side-by-side comparison of Cincinnati Financial Corporation and Circle Internet Group across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — CINF vs CRCL

growth of $100 · last 1y
CINF +11.6%CRCL +151.1%CRCL compounded faster
200400600800Start $1002026$112$251
CINF CRCL

CINF vs CRCL: by the numbers

  • CINF is the larger company ($26.14B vs $20.81B market cap).
  • CINF is profitable (21.34% net margin) while CRCL runs a net loss (-2.76%).
  • CRCL grew revenue faster over the past five years (181.89% vs 5.55% CAGR).
  • CINF pays a dividend (2.10% yield) while CRCL does not currently pay one.

Which is better, CINF or CRCL?

Metric tally: CINF 8 · CRCL 1

It depends on what you're optimizing for:

GrowthCRCL(faster 5Y revenue CAGR)
QualityCINF(higher ROIC)

Metrics side by side

Valuation

MetricCINFCRCL
P/E ratio9.66
Forward P/E19.4744.18
P/S ratio2.056.59
P/B ratio1.685.50
PEG ratio3.03

Profitability

MetricCINFCRCL
Gross margin50.29%7.17%
Operating margin26.68%-4.65%
Net margin21.34%-2.76%
ROE17.54%-2.31%
ROIC10.68%-1.80%

Dividends

MetricCINFCRCL
Dividend yield2.10%
Payout ratio23.40%

Growth (annualized)

MetricCINFCRCL
Revenue CAGR (5Y)5.55%181.89%
EPS CAGR (5Y)15.01%
Total return CAGR (5Y)9.43%

Frequently asked

Which is better, CINF or CRCL?
It depends on your goal. growth: CRCL (faster 5Y revenue CAGR); quality: CINF (higher ROIC). Across all compared metrics, CINF leads 8 to 1.
Which has grown faster, CINF or CRCL?
Over the past five years, CRCL grew revenue faster — CINF at a 5.55% CAGR versus CRCL at 181.89%.
Does CINF or CRCL pay a bigger dividend?
CINF pays a dividend (2.10% yield) while CRCL does not currently pay one.
Is CINF or CRCL more profitable?
CINF runs the higher net margin — CINF at 21.34% versus CRCL at -2.76%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.