Cincinnati Financial (CINF) ROE: History & Chart

Cincinnati Financial Corporation(CINF)

Insurance - Property & Casualty · Fairfield, OH

$169.14+0.00 (+0.00%)

Delayed quote: Sep 8, 2026, 4:00 PM EDT

About Cincinnati Financial Corporation

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.

Fairfield, OH

5,705 employees

www.cinfin.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Stephen Michael Spray

View full financials

CINF Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

19.96%

RETURN ON EQUITY (ROE) AVG TTM

15.81%

RETURN ON EQUITY (ROE) AVG 3Y

15.93%

RETURN ON EQUITY (ROE) AVG 5Y

16.51%

RETURN ON EQUITY (ROE) AVG 10Y

12.76%

RETURN ON EQUITY (ROE) AVG 15Y

10.75%

RETURN ON EQUITY (ROE) AVG 20Y

10.58%

CURRENT VS TTM AVG

+26.24%

CURRENT VS 3Y AVG

+25.25%

CURRENT VS 5Y AVG

+20.88%

CURRENT VS 10Y AVG

+56.41%

CURRENT VS 15Y AVG

+85.68%

CURRENT VS 20Y AVG

+88.68%

SECTOR MEDIAN · FINANCIAL SERVICES

13.52%

median of 101 covered companies

CURRENT VS SECTOR MEDIAN

+47.61%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
Cincinnati Financial Corporation (CINF)	$25.96B	19.96%	15.81%	15.93%	16.51%
W. R. Berkley Corporation (WRB)vs ›	$25.97B	18.89%	19.63%	19.57%	17.01%
Circle Internet Group (CRCL)vs ›	$25.71B	12.86%	12.60%	4.14%	13.56%
Regions Financial Corporation (RF)vs ›	$25.66B	11.85%	10.96%	11.97%	11.28%
Synchrony Financial (SYF)vs ›	$25.58B	20.82%	21.15%	20.46%	20.61%
Principal Financial Group, Inc. (PFG)vs ›	$24.63B	12.74%	12.07%	19.35%	15.94%
KeyCorp (KEY)vs ›	$23.52B	10.25%	4.04%	7.23%	8.58%
T. Rowe Price Group, Inc. (TROW)vs ›	$23.45B	20.19%	19.76%	18.99%	23.49%
SoFi Technologies, Inc. (SOFI)vs ›	$23.10B	5.74%	6.12%	0.25%	-2.77%
Brown & Brown, Inc. (BRO)vs ›	$22.81B	9.58%	11.91%	13.50%	13.47%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

Cincinnati Financial Corporation (CINF)

$25.96B

19.96%

15.81%

15.93%

16.51%

W. R. Berkley Corporation (WRB)vs ›

$25.97B

18.89%

19.63%

19.57%

17.01%

Circle Internet Group (CRCL)vs ›

$25.71B

12.86%

12.60%

4.14%

13.56%

Regions Financial Corporation (RF)vs ›

$25.66B

11.85%

10.96%

11.97%

11.28%

Synchrony Financial (SYF)vs ›

$25.58B

20.82%

21.15%

20.46%

20.61%

Principal Financial Group, Inc. (PFG)vs ›

$24.63B

12.74%

12.07%

19.35%

15.94%

KeyCorp (KEY)vs ›

$23.52B

10.25%

4.04%

7.23%

8.58%

T. Rowe Price Group, Inc. (TROW)vs ›

$23.45B

20.19%

19.76%

18.99%

23.49%

SoFi Technologies, Inc. (SOFI)vs ›

$23.10B

5.74%

6.12%

0.25%

-2.77%

Brown & Brown, Inc. (BRO)vs ›

$22.81B

9.58%

11.91%

13.50%

13.47%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for Cincinnati Financial Corporation (CINF)?

The return on equity (ROE) for CINF stock is 19.96%.

Is Cincinnati Financial Corporation's return on equity (ROE) high or low?

The return on equity (ROE) of 19.96% is 21% above its 5-year average of 16.51%, near the high end of its 5-year range (-4.61%–24.09%).

What is the TTM average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?

The TTM average return on equity (ROE) for CINF stock is 15.81%.

What is the 3Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?

The 3Y average return on equity (ROE) for CINF stock is 15.93%.

What is the 5Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?

The 5Y average return on equity (ROE) for CINF stock is 16.51%.

What is the 10Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?

The 10Y average return on equity (ROE) for CINF stock is 12.76%.

What is the 15Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?

The 15Y average return on equity (ROE) for CINF stock is 10.75%.

What is the 20Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?

The 20Y average return on equity (ROE) for CINF stock is 10.58%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	19.96%
2026-03-31	17.54%
2025-12-31	15.04%
2025-09-30	13.77%
2025-06-30	12.73%
2025-03-31	10.55%
2024-12-31	16.45%
2024-09-30	22.24%
2024-06-30	16.83%
2024-03-31	18.75%
2023-12-31	15.23%
2023-09-30	15.75%
2023-06-30	12.29%
2023-03-31	0.04%
2022-12-31	-4.61%
2022-09-30	-0.32%
2022-06-30	5.11%
2022-03-31	17.04%
2021-12-31	22.48%
2021-09-30	21.32%
2021-06-30	24.09%
2021-03-31	27.49%
2020-12-31	11.27%
2020-09-30	8.14%
2020-06-30	6.02%
2020-03-31	0.95%
2019-12-31	20.25%
2019-09-30	9.81%
2019-06-30	13.40%
2019-03-31	11.74%
2018-12-31	3.66%
2018-09-30	16.57%
2018-06-30	11.75%
2018-03-31	10.23%
2017-12-31	12.68%
2017-09-30	6.69%
2017-06-30	7.88%
2017-03-31	8.32%
2016-12-31	8.37%
2016-09-30	9.09%
2016-06-30	9.20%
2016-03-31	10.30%
2015-12-31	9.86%
2015-09-30	10.16%
2015-06-30	10.07%
2015-03-31	8.50%
2014-12-31	7.99%
2014-09-30	7.53%
2014-06-30	6.75%
2014-03-31	7.36%
2013-12-31	8.52%
2013-09-30	10.09%
2013-06-30	9.95%
2013-03-31	8.45%
2012-12-31	7.72%
2012-09-30	6.77%
2012-06-30	5.27%
2012-03-31	3.63%
2011-12-31	3.26%
2011-09-30	3.26%
2011-06-30	5.79%
2011-03-31	7.23%
2010-12-31	7.49%
2010-09-30	9.90%
2010-06-30	10.79%
2010-03-31	9.56%
2009-12-31	9.08%
2009-09-30	7.52%
2009-06-30	10.23%
2009-03-31	13.04%
2008-12-31	10.26%
2008-09-30	9.69%
2008-06-30	7.03%
2008-03-31	11.36%
2007-12-31	14.42%
2007-09-30	12.22%
2007-06-30	11.57%
2007-03-31	8.51%
2006-12-31	13.65%
2006-09-30	15.19%
2006-06-30	16.22%
2006-03-31	16.28%
2005-12-31	9.89%
2005-09-30	10.16%
2005-06-30	9.52%
2005-03-31	9.67%
2004-12-31	9.33%
2004-09-30	8.55%
2004-06-30	8.75%
2004-03-31	7.47%
2003-12-31	6.03%
2003-09-30	5.22%
2003-06-30	4.58%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

19.96%

2026-03-31

17.54%

2025-12-31

15.04%

2025-09-30

13.77%

2025-06-30

12.73%

2025-03-31

10.55%

2024-12-31

16.45%

2024-09-30

22.24%

2024-06-30

16.83%

2024-03-31

18.75%

2023-12-31

15.23%

2023-09-30

15.75%

2023-06-30

12.29%

2023-03-31

0.04%

2022-12-31

-4.61%

2022-09-30

-0.32%

2022-06-30

5.11%

2022-03-31

17.04%

2021-12-31

22.48%

2021-09-30

21.32%

2021-06-30

24.09%

2021-03-31

27.49%

2020-12-31

11.27%

2020-09-30

8.14%

2020-06-30

6.02%

2020-03-31

0.95%

2019-12-31

20.25%

2019-09-30

9.81%

2019-06-30

13.40%

2019-03-31

11.74%

2018-12-31

3.66%

2018-09-30

16.57%

2018-06-30

11.75%

2018-03-31

10.23%

2017-12-31

12.68%

2017-09-30

6.69%

2017-06-30

7.88%

2017-03-31

8.32%

2016-12-31

8.37%

2016-09-30

9.09%

2016-06-30

9.20%

2016-03-31

10.30%

2015-12-31

9.86%

2015-09-30

10.16%

2015-06-30

10.07%

2015-03-31

8.50%

2014-12-31

7.99%

2014-09-30

7.53%

2014-06-30

6.75%

2014-03-31

7.36%

2013-12-31

8.52%

2013-09-30

10.09%

2013-06-30

9.95%

2013-03-31

8.45%

2012-12-31

7.72%

2012-09-30

6.77%

2012-06-30

5.27%

2012-03-31

3.63%

2011-12-31

3.26%

2011-09-30

3.26%

2011-06-30

5.79%

2011-03-31

7.23%

2010-12-31

7.49%

2010-09-30

9.90%

2010-06-30

10.79%

2010-03-31

9.56%

2009-12-31

9.08%

2009-09-30

7.52%

2009-06-30

10.23%

2009-03-31

13.04%

2008-12-31

10.26%

2008-09-30

9.69%

2008-06-30

7.03%

2008-03-31

11.36%

2007-12-31

14.42%

2007-09-30

12.22%

2007-06-30

11.57%

2007-03-31

8.51%

2006-12-31

13.65%

2006-09-30

15.19%

2006-06-30

16.22%

2006-03-31

16.28%

2005-12-31

9.89%

2005-09-30

10.16%

2005-06-30

9.52%

2005-03-31

9.67%

2004-12-31

9.33%

2004-09-30

8.55%

2004-06-30

8.75%

2004-03-31

7.47%

2003-12-31

6.03%

2003-09-30

5.22%

2003-06-30

4.58%

Return on Equity (ROE): 19.96%

CINF Return on Equity (ROE)

CINF Average Return on Equity (ROE) Chart

CINF Current vs Average Return on Equity (ROE) Chart

CINF Return on Equity (ROE) Metrics

CINF Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

CINF Return on Equity (ROE) History

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