Cincinnati Financial Corporation (CINF) Return on Invested Capital (ROIC): 10.68%
Is Cincinnati Financial Corporation’s return on invested capital (ROIC) high or low?
Cincinnati Financial Corporation's return on invested capital (ROIC) of 10.68% is 97% below its 5-year average of 382.76%, near the low end of its 5-year range (-2.94%–2251.85%).
As of Thursday, June 18, 2026. 3.00% below its 12-month average of 11.01%.
CINF Return on Invested Capital (ROIC) Chart
CINF Average Return on Invested Capital (ROIC) Chart
CINF Current vs Average Return on Invested Capital (ROIC) Chart
CINF Return on Invested Capital (ROIC) Metrics
RETURN ON INVESTED CAPITAL (ROIC)
10.68%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
11.01%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
7.29%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
382.76%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
1455.42%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
919.03%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
933.98%
CURRENT VS TTM AVG
-3.00%
CURRENT VS 3Y AVG
+46.50%
CURRENT VS 5Y AVG
-97.21%
CURRENT VS 10Y AVG
-99.27%
CURRENT VS 15Y AVG
-98.84%
CURRENT VS 20Y AVG
-98.86%
CINF Competitors' Return on Invested Capital (ROIC)
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Cincinnati Financial Corporation (CINF) | $26.52B | 10.68% | 11.01% | 7.29% | 382.76% |
| W. R. Berkley Corporation (WRB)vs › | $25.35B | 10.42% | 10.63% | 10.16% | 8.02% |
| Synchrony Financial (SYF)vs › | $24.93B | 9.36% | 9.36% | 9.00% | 9.31% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $24.56B | 11.52% | 4.01% | 5.09% | 5.32% |
| KeyCorp (KEY)vs › | $24.50B | 5.83% | 2.69% | 3.04% | 4.15% |
| Regions Financial Corporation (RF)vs › | $24.45B | 13.79% | 10.08% | 9.55% | 8.86% |
| Principal Financial Group, Inc. (PFG)vs › | $23.81B | 0.37% | 0.44% | -21.92% | -14.38% |
| SoFi Technologies, Inc. (SOFI)vs › | $22.35B | 3.79% | 3.08% | 0.16% | -1.28% |
| Loews Corporation (L)vs › | $22.16B | 3.76% | 3.56% | 2.80% | -579.32% |
| Circle Internet Group (CRCL)vs › | $21.54B | -1.80% | 2.39% | 4.03% | -8.50% |
Capital Efficiency
ROIC
10.7%
ROE
17.5%
Cincinnati Financial Corporation Return on Invested Capital (ROIC) Formula & Definition
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Cincinnati Financial Corporation Return on Invested Capital (ROIC) FAQ
- What is the return on invested capital (ROIC) for Cincinnati Financial Corporation (CINF)?
- The return on invested capital (ROIC) for CINF stock is 10.68%.
- Is Cincinnati Financial Corporation's return on invested capital (ROIC) high or low?
- Cincinnati Financial Corporation's return on invested capital (ROIC) of 10.68% is 97% below its 5-year average of 382.76%, near the low end of its 5-year range (-2.94%–2251.85%).
- What is the TTM average return on invested capital (ROIC) for Cincinnati Financial Corporation (CINF)?
- The TTM average return on invested capital (ROIC) for CINF stock is 11.01%.
- What is the 3Y average return on invested capital (ROIC) for Cincinnati Financial Corporation (CINF)?
- The 3Y average return on invested capital (ROIC) for CINF stock is 7.29%.
- What is the 5Y average return on invested capital (ROIC) for Cincinnati Financial Corporation (CINF)?
- The 5Y average return on invested capital (ROIC) for CINF stock is 382.76%.
- What is the 10Y average return on invested capital (ROIC) for Cincinnati Financial Corporation (CINF)?
- The 10Y average return on invested capital (ROIC) for CINF stock is 1455.42%.
- What is the 15Y average return on invested capital (ROIC) for Cincinnati Financial Corporation (CINF)?
- The 15Y average return on invested capital (ROIC) for CINF stock is 919.03%.
- What is the 20Y average return on invested capital (ROIC) for Cincinnati Financial Corporation (CINF)?
- The 20Y average return on invested capital (ROIC) for CINF stock is 933.98%.
Cincinnati Financial Corporation Return on Invested Capital (ROIC) History
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 10.68% |
| 2024-12-31 | 11.34% |
| 2023-12-31 | 10.08% |
| 2022-12-31 | -2.94% |
| 2021-12-31 | 15.57% |
| 2020-12-31 | 2251.85% |
| 2019-12-31 | 5120.51% |
| 2018-12-31 | 784.38% |
| 2017-12-31 | 3041.67% |
| 2016-12-31 | 2955.00% |
| 2015-12-31 | 1811.43% |
| 2014-12-31 | 1071.43% |
| 2013-12-31 | 497.12% |
| 2012-12-31 | 404.81% |
| 2011-12-31 | 157.69% |
| 2010-12-31 | 765.31% |
| 2009-12-31 | 881.63% |
| 2008-12-31 | 875.51% |
| 2007-12-31 | 1239.13% |
| 2006-12-31 | 1897.96% |
| 2005-12-31 | 0.00% |
| 2004-12-31 | 0.00% |
| 2003-12-31 | 204.37% |
| 2002-12-31 | 130.05% |
| 2001-12-31 | 105.46% |
| 2000-12-31 | 64.12% |
| 1999-12-31 | 216.10% |
| 1998-12-31 | 0.00% |
| 1997-12-31 | 106.71% |
| 1996-12-31 | 85.37% |
Related Metrics
About Cincinnati Financial Corporation
Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- CEO
- Stephen Michael Spray