Which has the lower trailing P/E, CINF or SYF?

SYF has the lower trailing P/E: CINF trades at 8.61 and SYF at 7.90. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CINF or SYF?

Over the past five years, SYF grew revenue faster — CINF at a 8.12% CAGR versus SYF at 11.32%.

Does CINF or SYF pay a bigger dividend?

CINF yields 1.98% and SYF yields 1.56% based on trailing dividends and the latest price.

Is CINF or SYF more profitable?

CINF runs the higher net margin — CINF at 23.84% versus SYF at 17.68%.

How have CINF and SYF total returns compared?

Over the past 10 years, CINF delivered 12.19% and SYF delivered 13.34% annualized total return. Past performance doesn't predict future results.

Cincinnati Financial Corporation (CINF) vs Synchrony Financial (SYF)

A side-by-side comparison of Cincinnati Financial Corporation and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 29, 2026. Differences are shown without an overall score or investment verdict.

CINF

Cincinnati Financial Corporation

$27.83B

$181.33Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT

SYF

Synchrony Financial

$24.39B

$74.97Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT

Total return — CINF vs SYF

growth of $100 · dividends reinvested · last 12y

CINF +436.1%SYF +324.3%CINF compounded faster

CINF SYF

CINF vs SYF: by the numbers

•CINF is the larger company ($27.83B vs $24.39B market cap).
•SYF trades at the lower trailing earnings multiple (7.90 vs 8.61 P/E), one valuation lens rather than an overall verdict.
•CINF converts more revenue to profit (23.84% vs 17.68% net margin).
•SYF grew revenue faster over the past five years (11.32% vs 8.12% CAGR).
•CINF pays the higher dividend yield (1.98% vs 1.56%).

Metrics side by side

Valuation

Metric	CINF	SYF
P/E ratio	8.61	7.90
Forward P/E	21.09	8.23
P/S ratio	2.04	1.30
P/B ratio	1.71	1.52
PEG ratio	3.03	1.09

Profitability

Metric	CINF	SYF
Gross margin	52.29%	51.04%
Operating margin	29.83%	23.57%
Net margin	23.84%	17.68%
ROE	19.96%	20.82%
ROIC	10.68%	9.36%

Dividends

Metric	CINF	SYF
Dividend yield	1.98%	1.56%
Payout ratio	23.86%	12.83%

Growth (annualized)

Metric	CINF	SYF
Revenue CAGR (5Y)	8.12%	11.32%
EPS CAGR (5Y)	15.01%	32.61%
Total return CAGR (5Y)	12.69%	12.80%

Frequently asked

Which has the lower trailing P/E, CINF or SYF?: SYF has the lower trailing P/E: CINF trades at 8.61 and SYF at 7.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or SYF?: Over the past five years, SYF grew revenue faster — CINF at a 8.12% CAGR versus SYF at 11.32%.
Does CINF or SYF pay a bigger dividend?: CINF yields 1.98% and SYF yields 1.56% based on trailing dividends and the latest price.
Is CINF or SYF more profitable?: CINF runs the higher net margin — CINF at 23.84% versus SYF at 17.68%.
How have CINF and SYF total returns compared?: Over the past 10 years, CINF delivered 12.19% and SYF delivered 13.34% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CINF analysis Full SYF analysis Interactive comparison tool

Dig into the metrics

Cincinnati Financial P/E ratio Synchrony Financial P/E ratio Cincinnati Financial dividend yield Synchrony Financial dividend yield Cincinnati Financial ROE Synchrony Financial ROE Cincinnati Financial operating margin Synchrony Financial operating margin Cincinnati Financial revenue growth Synchrony Financial revenue growth Cincinnati Financial free cash flow Synchrony Financial free cash flow

Cincinnati Financial & Synchrony Financial appear in these rankings

25+ Year Dividend Growers Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 29, 2026.