Brown & Brown, Inc. (BRO) vs Cincinnati Financial Corporation (CINF)

A side-by-side comparison of Brown & Brown, Inc. and Cincinnati Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 24, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBRO vs CINF

growth of $100 · dividends reinvested · last 10y
BRO +330.9% (+15.7%/yr)CINF +187.3% (+11.1%/yr)BRO compounded faster over this window
200400600Start $10020182020202220242026$431$287
BRO CINF

BRO vs CINF: by the numbers

  • CINF is the larger company ($26.28B vs $24.97B market cap).
  • CINF trades at the lower trailing earnings multiple (7.93 vs 21.57 P/E), one valuation lens rather than an overall verdict.
  • CINF converts more revenue to profit (23.84% vs 17.59% net margin).
  • BRO grew revenue faster over the past five years (19.16% vs 8.12% CAGR).
  • CINF pays the higher dividend yield (2.15% vs 0.91%).

Metrics side by side

Valuation

MetricBROCINF
P/E ratio21.577.93
Forward P/E16.2420.11
P/S ratio3.611.88
P/B ratio1.961.57

Profitability

MetricBROCINF
Gross margin87.68%52.29%
Operating margin28.47%29.78%
Net margin17.59%23.84%
ROE9.58%19.96%

Dividends

MetricBROCINF
Dividend yield0.91%2.15%
Payout ratio19.41%23.86%

Growth (annualized)

MetricBROCINF
Revenue CAGR (5Y)19.16%8.12%
EPS CAGR (5Y)14.87%15.01%
Total return CAGR (5Y)5.52%9.07%

Frequently asked

Which has the lower trailing P/E, BRO or CINF?
CINF has the lower trailing P/E: BRO trades at 21.57 and CINF at 7.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BRO or CINF?
Over the past five years, BRO grew revenue faster — BRO at a 19.16% CAGR versus CINF at 8.12%.
Does BRO or CINF pay a bigger dividend?
BRO yields 0.91% and CINF yields 2.15% based on trailing dividends and the latest price.
Is BRO or CINF more profitable?
CINF runs the higher net margin — BRO at 17.59% versus CINF at 23.84%.
How have BRO and CINF total returns compared?
Over the past 10 years, BRO delivered 15.82% and CINF delivered 11.16% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 24, 2026.