Brown & Brown, Inc. (BRO) vs Cincinnati Financial Corporation (CINF)
CINF leads on 7 of 11 compared metrics.
A side-by-side comparison of Brown & Brown, Inc. and Cincinnati Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 9, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
BRO
Brown & Brown, Inc.
$67.84Financial Services
CINF
Cincinnati Financial Corporation
$175.43Financial Services
Total return — BRO vs CINF
growth of $100 · last 30yBRO +6541.7%CINF +944.7%BRO compounded faster
Log scale — wide-divergence pair
BRO CINF
BRO vs CINF: by the numbers
- •CINF is the larger company ($27.14B vs $22.99B market cap).
- •CINF trades at the lower earnings multiple (10.38 vs 20.67 P/E).
- •CINF converts more revenue to profit (21.34% vs 17.87% net margin).
- •BRO grew revenue faster over the past five years (18.73% vs 5.55% CAGR).
- •CINF pays the higher dividend yield (2.07% vs 0.96%).
Which is better, BRO or CINF?
Metric tally: BRO 4 · CINF 7It depends on what you're optimizing for:
ValueCINF(lower P/E)
GrowthBRO(faster 5Y revenue CAGR)
IncomeCINF(higher dividend yield)
QualityCINF(higher ROIC)
Metrics side by side
Valuation
| Metric | BRO | CINF |
|---|---|---|
| P/E ratio | 20.67 | 10.38● |
| Forward P/E | 15.17● | 20.90 |
| P/S ratio | 3.61 | 2.20● |
| P/B ratio | 1.84 | 1.81 |
| PEG ratio | 1.39● | 3.03 |
Profitability
| Metric | BRO | CINF |
|---|---|---|
| Gross margin | 87.68%● | 50.29% |
| Operating margin | 26.79% | 26.68% |
| Net margin | 17.87% | 21.34%● |
| ROE | 9.12% | 17.54%● |
| ROIC | 5.87% | 10.68%● |
Dividends
| Metric | BRO | CINF |
|---|---|---|
| Dividend yield | 0.96% | 2.07%● |
| Payout ratio | 19.41% | 24.79% |
Growth (annualized)
| Metric | BRO | CINF |
|---|---|---|
| Revenue CAGR (5Y) | 18.73%● | 5.55% |
| EPS CAGR (5Y) | 14.87% | 15.01% |
| Total return CAGR (5Y) | 6.25% | 12.55%● |
Frequently asked
- Which is better, BRO or CINF?
- It depends on your goal. value: CINF (lower P/E); growth: BRO (faster 5Y revenue CAGR); income: CINF (higher dividend yield); quality: CINF (higher ROIC). Across all compared metrics, CINF leads 7 to 4.
- Is BRO or CINF cheaper?
- On trailing earnings, CINF is cheaper: BRO trades at a 20.67 P/E and CINF at 10.38.
- Which has grown faster, BRO or CINF?
- Over the past five years, BRO grew revenue faster — BRO at a 18.73% CAGR versus CINF at 5.55%.
- Does BRO or CINF pay a bigger dividend?
- BRO yields 0.96% and CINF yields 2.07% based on trailing dividends and the latest price.
- Is BRO or CINF more profitable?
- CINF runs the higher net margin — BRO at 17.87% versus CINF at 21.34%.
- Which has been the better investment, BRO or CINF?
- Over the past 10-year, BRO delivered the higher annualized total return — BRO at 14.86% versus CINF at 12.06%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Brown & Brown P/E ratioCincinnati Financial P/E ratioBrown & Brown dividend yieldCincinnati Financial dividend yieldBrown & Brown ROECincinnati Financial ROEBrown & Brown operating marginCincinnati Financial operating marginBrown & Brown revenue growthCincinnati Financial revenue growthBrown & Brown free cash flowCincinnati Financial free cash flow
Brown & Brown & Cincinnati Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 9, 2026.