Cincinnati Financial Corporation (CINF) vs Regions Financial Corporation (RF)
A side-by-side comparison of Cincinnati Financial Corporation and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
CINF
Cincinnati Financial Corporation
$169.80Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
RF
Regions Financial Corporation
$30.13Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — CINF vs RF
growth of $100 · dividends reinvested · last 10yCINF +185.3% (+11.1%/yr)RF +354.4% (+16.3%/yr)RF compounded faster over this window
CINF RF
CINF vs RF: by the numbers
- •CINF is the larger company ($26.06B vs $25.71B market cap).
- •CINF trades at the lower trailing earnings multiple (8.01 vs 12.30 P/E), one valuation lens rather than an overall verdict.
- •CINF converts more revenue to profit (23.84% vs 23.33% net margin).
- •CINF grew revenue faster over the past five years (8.12% vs 7.34% CAGR).
- •RF pays the higher dividend yield (3.63% vs 2.13%).
Metrics side by side
Valuation
| Metric | CINF | RF |
|---|---|---|
| P/E ratio | 8.01 | 12.30 |
| Forward P/E | 20.29 | 11.41 |
| P/S ratio | 1.87 | 2.69 |
| P/B ratio | 1.56 | 1.36 |
Profitability
| Metric | CINF | RF |
|---|---|---|
| Gross margin | 52.29% | 76.85% |
| Operating margin | 29.78% | 29.77% |
| Net margin | 23.84% | 23.33% |
| ROE | 19.96% | 11.85% |
Dividends
| Metric | CINF | RF |
|---|---|---|
| Dividend yield | 2.13% | 3.63% |
| Payout ratio | 17.07% | 44.69% |
Growth (annualized)
| Metric | CINF | RF |
|---|---|---|
| Revenue CAGR (5Y) | 8.12% | 7.34% |
| EPS CAGR (5Y) | 15.01% | 17.53% |
| Total return CAGR (5Y) | 10.35% | 13.70% |
Frequently asked
- Which has the lower trailing P/E, CINF or RF?
- CINF has the lower trailing P/E: CINF trades at 8.01 and RF at 12.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CINF or RF?
- Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus RF at 7.34%.
- Does CINF or RF pay a bigger dividend?
- CINF yields 2.13% and RF yields 3.63% based on trailing dividends and the latest price.
- Is CINF or RF more profitable?
- CINF runs the higher net margin — CINF at 23.84% versus RF at 23.33%.
- How have CINF and RF total returns compared?
- Over the past 10 years, CINF delivered 11.33% and RF delivered 16.01% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioRegions Financial P/E ratioCincinnati Financial dividend yieldRegions Financial dividend yieldCincinnati Financial ROERegions Financial ROECincinnati Financial operating marginRegions Financial operating marginCincinnati Financial revenue growthRegions Financial revenue growth
Cincinnati Financial & Regions Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.