Cincinnati Financial Corporation (CINF) vs Regions Financial Corporation (RF)

A side-by-side comparison of Cincinnati Financial Corporation and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCINF vs RF

growth of $100 · dividends reinvested · last 10y
CINF +185.3% (+11.1%/yr)RF +354.4% (+16.3%/yr)RF compounded faster over this window
100200300400500Start $10020182020202220242026$285$454
CINF RF

CINF vs RF: by the numbers

  • CINF is the larger company ($26.06B vs $25.71B market cap).
  • CINF trades at the lower trailing earnings multiple (8.01 vs 12.30 P/E), one valuation lens rather than an overall verdict.
  • CINF converts more revenue to profit (23.84% vs 23.33% net margin).
  • CINF grew revenue faster over the past five years (8.12% vs 7.34% CAGR).
  • RF pays the higher dividend yield (3.63% vs 2.13%).

Metrics side by side

Valuation

MetricCINFRF
P/E ratio8.0112.30
Forward P/E20.2911.41
P/S ratio1.872.69
P/B ratio1.561.36

Profitability

MetricCINFRF
Gross margin52.29%76.85%
Operating margin29.78%29.77%
Net margin23.84%23.33%
ROE19.96%11.85%

Dividends

MetricCINFRF
Dividend yield2.13%3.63%
Payout ratio17.07%44.69%

Growth (annualized)

MetricCINFRF
Revenue CAGR (5Y)8.12%7.34%
EPS CAGR (5Y)15.01%17.53%
Total return CAGR (5Y)10.35%13.70%

Frequently asked

Which has the lower trailing P/E, CINF or RF?
CINF has the lower trailing P/E: CINF trades at 8.01 and RF at 12.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or RF?
Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus RF at 7.34%.
Does CINF or RF pay a bigger dividend?
CINF yields 2.13% and RF yields 3.63% based on trailing dividends and the latest price.
Is CINF or RF more profitable?
CINF runs the higher net margin — CINF at 23.84% versus RF at 23.33%.
How have CINF and RF total returns compared?
Over the past 10 years, CINF delivered 11.33% and RF delivered 16.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.