Cincinnati Financial Corporation (CINF) vs Regions Financial Corporation (RF)

A side-by-side comparison of Cincinnati Financial Corporation and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 29, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCINF vs RF

growth of $100 · dividends reinvested · last 30y
CINF +2602.7%RF +583.5%CINF compounded faster
01k2kStart $100200120062011201620212026$2,703$684
CINF RF

CINF vs RF: by the numbers

  • CINF is the larger company ($27.83B vs $26.40B market cap).
  • CINF trades at the lower trailing earnings multiple (8.61 vs 12.76 P/E), one valuation lens rather than an overall verdict.
  • CINF converts more revenue to profit (23.84% vs 23.33% net margin).
  • CINF grew revenue faster over the past five years (8.12% vs 7.34% CAGR).
  • RF pays the higher dividend yield (3.39% vs 1.98%).

Metrics side by side

Valuation

MetricCINFRF
P/E ratio8.6112.76
Forward P/E21.0911.89
P/S ratio2.042.80
P/B ratio1.711.42
PEG ratio3.030.62

Profitability

MetricCINFRF
Gross margin52.29%76.85%
Operating margin29.83%29.77%
Net margin23.84%23.33%
ROE19.96%11.85%
ROIC10.68%13.79%

Dividends

MetricCINFRF
Dividend yield1.98%3.39%
Payout ratio23.86%45.89%

Growth (annualized)

MetricCINFRF
Revenue CAGR (5Y)8.12%7.34%
EPS CAGR (5Y)15.01%17.53%
Total return CAGR (5Y)12.69%14.62%

Frequently asked

Which has the lower trailing P/E, CINF or RF?
CINF has the lower trailing P/E: CINF trades at 8.61 and RF at 12.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or RF?
Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus RF at 7.34%.
Does CINF or RF pay a bigger dividend?
CINF yields 1.98% and RF yields 3.39% based on trailing dividends and the latest price.
Is CINF or RF more profitable?
CINF runs the higher net margin — CINF at 23.84% versus RF at 23.33%.
How have CINF and RF total returns compared?
Over the past 10 years, CINF delivered 12.19% and RF delivered 17.24% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 29, 2026.