Cincinnati Financial Corporation (CINF) vs Regions Financial Corporation (RF)
A side-by-side comparison of Cincinnati Financial Corporation and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 29, 2026. Differences are shown without an overall score or investment verdict.
CINF
Cincinnati Financial Corporation
$181.33Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
RF
Regions Financial Corporation
$30.94Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
Total return — CINF vs RF
growth of $100 · dividends reinvested · last 30yCINF +2602.7%RF +583.5%CINF compounded faster
CINF RF
CINF vs RF: by the numbers
- •CINF is the larger company ($27.83B vs $26.40B market cap).
- •CINF trades at the lower trailing earnings multiple (8.61 vs 12.76 P/E), one valuation lens rather than an overall verdict.
- •CINF converts more revenue to profit (23.84% vs 23.33% net margin).
- •CINF grew revenue faster over the past five years (8.12% vs 7.34% CAGR).
- •RF pays the higher dividend yield (3.39% vs 1.98%).
Metrics side by side
Valuation
| Metric | CINF | RF |
|---|---|---|
| P/E ratio | 8.61 | 12.76 |
| Forward P/E | 21.09 | 11.89 |
| P/S ratio | 2.04 | 2.80 |
| P/B ratio | 1.71 | 1.42 |
| PEG ratio | 3.03 | 0.62 |
Profitability
| Metric | CINF | RF |
|---|---|---|
| Gross margin | 52.29% | 76.85% |
| Operating margin | 29.83% | 29.77% |
| Net margin | 23.84% | 23.33% |
| ROE | 19.96% | 11.85% |
| ROIC | 10.68% | 13.79% |
Dividends
| Metric | CINF | RF |
|---|---|---|
| Dividend yield | 1.98% | 3.39% |
| Payout ratio | 23.86% | 45.89% |
Growth (annualized)
| Metric | CINF | RF |
|---|---|---|
| Revenue CAGR (5Y) | 8.12% | 7.34% |
| EPS CAGR (5Y) | 15.01% | 17.53% |
| Total return CAGR (5Y) | 12.69% | 14.62% |
Frequently asked
- Which has the lower trailing P/E, CINF or RF?
- CINF has the lower trailing P/E: CINF trades at 8.61 and RF at 12.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CINF or RF?
- Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus RF at 7.34%.
- Does CINF or RF pay a bigger dividend?
- CINF yields 1.98% and RF yields 3.39% based on trailing dividends and the latest price.
- Is CINF or RF more profitable?
- CINF runs the higher net margin — CINF at 23.84% versus RF at 23.33%.
- How have CINF and RF total returns compared?
- Over the past 10 years, CINF delivered 12.19% and RF delivered 17.24% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioRegions Financial P/E ratioCincinnati Financial dividend yieldRegions Financial dividend yieldCincinnati Financial ROERegions Financial ROECincinnati Financial operating marginRegions Financial operating marginCincinnati Financial revenue growthRegions Financial revenue growthCincinnati Financial free cash flowRegions Financial free cash flow
Cincinnati Financial & Regions Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 29, 2026.