Cincinnati Financial Corporation (CINF) vs Regions Financial Corporation (RF)

RF leads on 11 of 14 compared metrics, though CINF is the cheaper stock.

A side-by-side comparison of Cincinnati Financial Corporation and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — CINF vs RF

growth of $100 · last 30y
CINF +837.4%RF +54.5%CINF compounded faster
Log scale — wide-divergence pair
101001kStart $100200120062011201620212026$937$155
CINF RF

CINF vs RF: by the numbers

  • CINF is the larger company ($26.14B vs $24.98B market cap).
  • CINF trades at the lower earnings multiple (9.66 vs 12.20 P/E).
  • RF converts more revenue to profit (23.13% vs 21.34% net margin).
  • RF grew revenue faster over the past five years (7.48% vs 5.55% CAGR).
  • RF pays the higher dividend yield (3.62% vs 2.10%).

Which is better, CINF or RF?

Metric tally: CINF 3 · RF 11

It depends on what you're optimizing for:

ValueCINF(lower P/E)
GrowthRF(faster 5Y revenue CAGR)
IncomeRF(higher dividend yield)
QualityRF(higher ROIC)

Metrics side by side

Valuation

MetricCINFRF
P/E ratio9.6612.20
Forward P/E19.4711.19
P/S ratio2.052.64
P/B ratio1.681.35
PEG ratio3.030.58

Profitability

MetricCINFRF
Gross margin50.29%75.81%
Operating margin26.68%29.48%
Net margin21.34%23.13%
ROE17.54%11.85%
ROIC10.68%13.79%

Dividends

MetricCINFRF
Dividend yield2.10%3.62%
Payout ratio23.40%45.89%

Growth (annualized)

MetricCINFRF
Revenue CAGR (5Y)5.55%7.48%
EPS CAGR (5Y)15.01%17.53%
Total return CAGR (5Y)9.43%10.80%

Frequently asked

Which is better, CINF or RF?
It depends on your goal. value: CINF (lower P/E); growth: RF (faster 5Y revenue CAGR); income: RF (higher dividend yield); quality: RF (higher ROIC). Across all compared metrics, RF leads 11 to 3.
Is CINF or RF cheaper?
On trailing earnings, CINF is cheaper: CINF trades at a 9.66 P/E and RF at 12.20.
Which has grown faster, CINF or RF?
Over the past five years, RF grew revenue faster — CINF at a 5.55% CAGR versus RF at 7.48%.
Does CINF or RF pay a bigger dividend?
CINF yields 2.10% and RF yields 3.62% based on trailing dividends and the latest price.
Is CINF or RF more profitable?
RF runs the higher net margin — CINF at 21.34% versus RF at 23.13%.
Which has been the better investment, CINF or RF?
Over the past 10-year, RF delivered the higher annualized total return — CINF at 12.06% versus RF at 16.01%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.