Cincinnati Financial Corporation (CINF) vs Regions Financial Corporation (RF)
RF leads on 11 of 14 compared metrics, though CINF is the cheaper stock.
A side-by-side comparison of Cincinnati Financial Corporation and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CINF
Cincinnati Financial Corporation
$169.01Financial Services
RF
Regions Financial Corporation
$29.27Financial Services
Total return — CINF vs RF
growth of $100 · last 30yCINF +837.4%RF +54.5%CINF compounded faster
Log scale — wide-divergence pair
CINF RF
CINF vs RF: by the numbers
- •CINF is the larger company ($26.14B vs $24.98B market cap).
- •CINF trades at the lower earnings multiple (9.66 vs 12.20 P/E).
- •RF converts more revenue to profit (23.13% vs 21.34% net margin).
- •RF grew revenue faster over the past five years (7.48% vs 5.55% CAGR).
- •RF pays the higher dividend yield (3.62% vs 2.10%).
Which is better, CINF or RF?
Metric tally: CINF 3 · RF 11It depends on what you're optimizing for:
ValueCINF(lower P/E)
GrowthRF(faster 5Y revenue CAGR)
IncomeRF(higher dividend yield)
QualityRF(higher ROIC)
Metrics side by side
Valuation
| Metric | CINF | RF |
|---|---|---|
| P/E ratio | 9.66● | 12.20 |
| Forward P/E | 19.47 | 11.19● |
| P/S ratio | 2.05● | 2.64 |
| P/B ratio | 1.68 | 1.35● |
| PEG ratio | 3.03 | 0.58● |
Profitability
| Metric | CINF | RF |
|---|---|---|
| Gross margin | 50.29% | 75.81%● |
| Operating margin | 26.68% | 29.48%● |
| Net margin | 21.34% | 23.13%● |
| ROE | 17.54%● | 11.85% |
| ROIC | 10.68% | 13.79%● |
Dividends
| Metric | CINF | RF |
|---|---|---|
| Dividend yield | 2.10% | 3.62%● |
| Payout ratio | 23.40% | 45.89% |
Growth (annualized)
| Metric | CINF | RF |
|---|---|---|
| Revenue CAGR (5Y) | 5.55% | 7.48%● |
| EPS CAGR (5Y) | 15.01% | 17.53%● |
| Total return CAGR (5Y) | 9.43% | 10.80%● |
Frequently asked
- Which is better, CINF or RF?
- It depends on your goal. value: CINF (lower P/E); growth: RF (faster 5Y revenue CAGR); income: RF (higher dividend yield); quality: RF (higher ROIC). Across all compared metrics, RF leads 11 to 3.
- Is CINF or RF cheaper?
- On trailing earnings, CINF is cheaper: CINF trades at a 9.66 P/E and RF at 12.20.
- Which has grown faster, CINF or RF?
- Over the past five years, RF grew revenue faster — CINF at a 5.55% CAGR versus RF at 7.48%.
- Does CINF or RF pay a bigger dividend?
- CINF yields 2.10% and RF yields 3.62% based on trailing dividends and the latest price.
- Is CINF or RF more profitable?
- RF runs the higher net margin — CINF at 21.34% versus RF at 23.13%.
- Which has been the better investment, CINF or RF?
- Over the past 10-year, RF delivered the higher annualized total return — CINF at 12.06% versus RF at 16.01%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioRegions Financial P/E ratioCincinnati Financial dividend yieldRegions Financial dividend yieldCincinnati Financial ROERegions Financial ROECincinnati Financial operating marginRegions Financial operating marginCincinnati Financial revenue growthRegions Financial revenue growthCincinnati Financial free cash flowRegions Financial free cash flow
Cincinnati Financial & Regions Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.