Cincinnati Financial Corporation (CINF) vs Principal Financial Group, Inc. (PFG)

A side-by-side comparison of Cincinnati Financial Corporation and Principal Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCINF vs PFG

growth of $100 · dividends reinvested · last 10y
CINF +184.2% (+11.0%/yr)PFG +238.5% (+13.0%/yr)PFG compounded faster over this window
100200300Start $10020182020202220242026$284$338
CINF PFG

CINF vs PFG: by the numbers

  • CINF is the larger company ($26.06B vs $24.87B market cap).
  • CINF trades at the lower trailing earnings multiple (8.01 vs 16.52 P/E), one valuation lens rather than an overall verdict.
  • CINF converts more revenue to profit (23.84% vs 9.86% net margin).
  • CINF grew revenue faster over the past five years (8.12% vs 2.57% CAGR).
  • PFG pays the higher dividend yield (2.80% vs 2.13%).

Metrics side by side

Valuation

MetricCINFPFG
P/E ratio8.0116.52
Forward P/E20.2912.08
P/S ratio1.871.58
P/B ratio1.562.05

Profitability

MetricCINFPFG
Gross margin52.29%48.54%
Operating margin29.78%12.13%
Net margin23.84%9.86%
ROE19.96%12.74%

Dividends

MetricCINFPFG
Dividend yield2.13%2.80%
Payout ratio17.07%45.38%

Growth (annualized)

MetricCINFPFG
Revenue CAGR (5Y)8.12%2.57%
EPS CAGR (5Y)15.01%0.93%
Total return CAGR (5Y)10.33%15.81%

Frequently asked

Which has the lower trailing P/E, CINF or PFG?
CINF has the lower trailing P/E: CINF trades at 8.01 and PFG at 16.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or PFG?
Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus PFG at 2.57%.
Does CINF or PFG pay a bigger dividend?
CINF yields 2.13% and PFG yields 2.80% based on trailing dividends and the latest price.
Is CINF or PFG more profitable?
CINF runs the higher net margin — CINF at 23.84% versus PFG at 9.86%.
How have CINF and PFG total returns compared?
Over the past 10 years, CINF delivered 11.32% and PFG delivered 13.07% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.