Cincinnati Financial Corporation (CINF) vs Principal Financial Group, Inc. (PFG)

A side-by-side comparison of Cincinnati Financial Corporation and Principal Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCINF vs PFG

growth of $100 · dividends reinvested · last 25y
CINF +1070.6%PFG +934.3%CINF compounded faster
05001kStart $10020062011201620212026$1,171$1,034
CINF PFG

CINF vs PFG: by the numbers

  • CINF is the larger company ($28.25B vs $24.64B market cap).
  • CINF trades at the lower trailing earnings multiple (8.69 vs 15.94 P/E), one valuation lens rather than an overall verdict.
  • CINF converts more revenue to profit (23.84% vs 10.03% net margin).
  • CINF grew revenue faster over the past five years (8.12% vs 2.90% CAGR).
  • PFG pays the higher dividend yield (2.87% vs 1.96%).

Metrics side by side

Valuation

MetricCINFPFG
P/E ratio8.6915.94
Forward P/E21.0811.74
P/S ratio2.061.59
P/B ratio1.722.08
PEG ratio3.0317.14

Profitability

MetricCINFPFG
Gross margin52.29%48.68%
Operating margin29.83%12.36%
Net margin23.84%10.03%
ROE19.96%13.12%
ROIC10.68%0.39%

Dividends

MetricCINFPFG
Dividend yield1.96%2.87%
Payout ratio23.86%59.96%

Growth (annualized)

MetricCINFPFG
Revenue CAGR (5Y)8.12%2.90%
EPS CAGR (5Y)15.01%0.93%
Total return CAGR (5Y)12.76%16.29%

Frequently asked

Which has the lower trailing P/E, CINF or PFG?
CINF has the lower trailing P/E: CINF trades at 8.69 and PFG at 15.94. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or PFG?
Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus PFG at 2.90%.
Does CINF or PFG pay a bigger dividend?
CINF yields 1.96% and PFG yields 2.87% based on trailing dividends and the latest price.
Is CINF or PFG more profitable?
CINF runs the higher net margin — CINF at 23.84% versus PFG at 10.03%.
How have CINF and PFG total returns compared?
Over the past 10 years, CINF delivered 12.22% and PFG delivered 13.72% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.