Cincinnati Financial Corporation (CINF) vs Principal Financial Group, Inc. (PFG)
CINF leads on 12 of 17 compared metrics.
A side-by-side comparison of Cincinnati Financial Corporation and Principal Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CINF
Cincinnati Financial Corporation
$169.01Financial Services
PFG
Principal Financial Group, Inc.
$111.12Financial Services
Not enough overlapping price history to compare CINF and PFG.
CINF vs PFG: by the numbers
- •CINF is the larger company ($26.14B vs $24.00B market cap).
- •CINF trades at the lower earnings multiple (9.66 vs 15.92 P/E).
- •CINF converts more revenue to profit (21.34% vs 10.03% net margin).
- •CINF grew revenue faster over the past five years (5.55% vs 2.90% CAGR).
- •PFG pays the higher dividend yield (2.87% vs 2.10%).
Which is better, CINF or PFG?
Metric tally: CINF 12 · PFG 5It depends on what you're optimizing for:
ValueCINF(lower P/E)
GrowthCINF(faster 5Y revenue CAGR)
IncomePFG(higher dividend yield)
QualityCINF(higher ROIC)
Valuation
| Metric | CINF | PFG |
|---|---|---|
| P/E ratio | 9.66● | 15.92 |
| Forward P/E | 19.47 | 11.91● |
| P/S ratio | 2.05 | 1.58● |
| P/B ratio | 1.68● | 2.07 |
| PEG ratio | 3.03● | 17.12 |
| EV / EBITDA | 7.16● | 12.76 |
| FCF yield | 13.04% | 14.84%● |
Profitability
| Metric | CINF | PFG |
|---|---|---|
| Gross margin | 50.29%● | 48.68% |
| Operating margin | 26.68%● | 12.36% |
| Net margin | 21.34%● | 10.03% |
| ROE | 17.54%● | 13.12% |
| ROIC | 10.68%● | 0.37% |
Dividends
| Metric | CINF | PFG |
|---|---|---|
| Dividend yield | 2.10% | 2.87%● |
| Payout ratio | 23.40% | 59.96% |
Growth (annualized)
| Metric | CINF | PFG |
|---|---|---|
| Revenue CAGR (5Y) | 5.55%● | 2.90% |
| EPS CAGR (5Y) | 15.01%● | 0.93% |
| FCF CAGR (5Y) | 15.79%● | 10.78% |
| Total return CAGR (5Y) | 9.43% | 15.40%● |
Frequently asked
- Which is better, CINF or PFG?
- It depends on your goal. value: CINF (lower P/E); growth: CINF (faster 5Y revenue CAGR); income: PFG (higher dividend yield); quality: CINF (higher ROIC). Across all compared metrics, CINF leads 12 to 5.
- Is CINF or PFG cheaper?
- On trailing earnings, CINF is cheaper: CINF trades at a 9.66 P/E and PFG at 15.92.
- Which has grown faster, CINF or PFG?
- Over the past five years, CINF grew revenue faster — CINF at a 5.55% CAGR versus PFG at 2.90%.
- Does CINF or PFG pay a bigger dividend?
- CINF yields 2.10% and PFG yields 2.87% based on trailing dividends and the latest price.
- Is CINF or PFG more profitable?
- CINF runs the higher net margin — CINF at 21.34% versus PFG at 10.03%.
- Which has been the better investment, CINF or PFG?
- Over the past 10-year, PFG delivered the higher annualized total return — CINF at 12.06% versus PFG at 14.26%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioPrincipal Financial P/E ratioCincinnati Financial dividend yieldPrincipal Financial dividend yieldCincinnati Financial ROEPrincipal Financial ROECincinnati Financial operating marginPrincipal Financial operating marginCincinnati Financial revenue growthPrincipal Financial revenue growthCincinnati Financial free cash flowPrincipal Financial free cash flow
Cincinnati Financial & Principal Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.