Cincinnati Financial Corporation (CINF) vs Principal Financial Group, Inc. (PFG)
A side-by-side comparison of Cincinnati Financial Corporation and Principal Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
CINF
Cincinnati Financial Corporation
$182.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
PFG
Principal Financial Group, Inc.
$114.09Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — CINF vs PFG
growth of $100 · dividends reinvested · last 25yCINF +1070.6%PFG +934.3%CINF compounded faster
CINF PFG
CINF vs PFG: by the numbers
- •CINF is the larger company ($28.25B vs $24.64B market cap).
- •CINF trades at the lower trailing earnings multiple (8.69 vs 15.94 P/E), one valuation lens rather than an overall verdict.
- •CINF converts more revenue to profit (23.84% vs 10.03% net margin).
- •CINF grew revenue faster over the past five years (8.12% vs 2.90% CAGR).
- •PFG pays the higher dividend yield (2.87% vs 1.96%).
Metrics side by side
Valuation
| Metric | CINF | PFG |
|---|---|---|
| P/E ratio | 8.69 | 15.94 |
| Forward P/E | 21.08 | 11.74 |
| P/S ratio | 2.06 | 1.59 |
| P/B ratio | 1.72 | 2.08 |
| PEG ratio | 3.03 | 17.14 |
Profitability
| Metric | CINF | PFG |
|---|---|---|
| Gross margin | 52.29% | 48.68% |
| Operating margin | 29.83% | 12.36% |
| Net margin | 23.84% | 10.03% |
| ROE | 19.96% | 13.12% |
| ROIC | 10.68% | 0.39% |
Dividends
| Metric | CINF | PFG |
|---|---|---|
| Dividend yield | 1.96% | 2.87% |
| Payout ratio | 23.86% | 59.96% |
Growth (annualized)
| Metric | CINF | PFG |
|---|---|---|
| Revenue CAGR (5Y) | 8.12% | 2.90% |
| EPS CAGR (5Y) | 15.01% | 0.93% |
| Total return CAGR (5Y) | 12.76% | 16.29% |
Frequently asked
- Which has the lower trailing P/E, CINF or PFG?
- CINF has the lower trailing P/E: CINF trades at 8.69 and PFG at 15.94. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CINF or PFG?
- Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus PFG at 2.90%.
- Does CINF or PFG pay a bigger dividend?
- CINF yields 1.96% and PFG yields 2.87% based on trailing dividends and the latest price.
- Is CINF or PFG more profitable?
- CINF runs the higher net margin — CINF at 23.84% versus PFG at 10.03%.
- How have CINF and PFG total returns compared?
- Over the past 10 years, CINF delivered 12.22% and PFG delivered 13.72% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioPrincipal Financial P/E ratioCincinnati Financial dividend yieldPrincipal Financial dividend yieldCincinnati Financial ROEPrincipal Financial ROECincinnati Financial operating marginPrincipal Financial operating marginCincinnati Financial revenue growthPrincipal Financial revenue growthCincinnati Financial free cash flowPrincipal Financial free cash flow
Cincinnati Financial & Principal Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.