Cincinnati Financial Corporation (CINF) vs Principal Financial Group, Inc. (PFG)
A side-by-side comparison of Cincinnati Financial Corporation and Principal Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
CINF
Cincinnati Financial Corporation
$169.80Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
PFG
Principal Financial Group, Inc.
$116.17Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — CINF vs PFG
growth of $100 · dividends reinvested · last 10yCINF +184.2% (+11.0%/yr)PFG +238.5% (+13.0%/yr)PFG compounded faster over this window
CINF PFG
CINF vs PFG: by the numbers
- •CINF is the larger company ($26.06B vs $24.87B market cap).
- •CINF trades at the lower trailing earnings multiple (8.01 vs 16.52 P/E), one valuation lens rather than an overall verdict.
- •CINF converts more revenue to profit (23.84% vs 9.86% net margin).
- •CINF grew revenue faster over the past five years (8.12% vs 2.57% CAGR).
- •PFG pays the higher dividend yield (2.80% vs 2.13%).
Metrics side by side
Valuation
| Metric | CINF | PFG |
|---|---|---|
| P/E ratio | 8.01 | 16.52 |
| Forward P/E | 20.29 | 12.08 |
| P/S ratio | 1.87 | 1.58 |
| P/B ratio | 1.56 | 2.05 |
Profitability
| Metric | CINF | PFG |
|---|---|---|
| Gross margin | 52.29% | 48.54% |
| Operating margin | 29.78% | 12.13% |
| Net margin | 23.84% | 9.86% |
| ROE | 19.96% | 12.74% |
Dividends
| Metric | CINF | PFG |
|---|---|---|
| Dividend yield | 2.13% | 2.80% |
| Payout ratio | 17.07% | 45.38% |
Growth (annualized)
| Metric | CINF | PFG |
|---|---|---|
| Revenue CAGR (5Y) | 8.12% | 2.57% |
| EPS CAGR (5Y) | 15.01% | 0.93% |
| Total return CAGR (5Y) | 10.33% | 15.81% |
Frequently asked
- Which has the lower trailing P/E, CINF or PFG?
- CINF has the lower trailing P/E: CINF trades at 8.01 and PFG at 16.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CINF or PFG?
- Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus PFG at 2.57%.
- Does CINF or PFG pay a bigger dividend?
- CINF yields 2.13% and PFG yields 2.80% based on trailing dividends and the latest price.
- Is CINF or PFG more profitable?
- CINF runs the higher net margin — CINF at 23.84% versus PFG at 9.86%.
- How have CINF and PFG total returns compared?
- Over the past 10 years, CINF delivered 11.32% and PFG delivered 13.07% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioPrincipal Financial P/E ratioCincinnati Financial dividend yieldPrincipal Financial dividend yieldCincinnati Financial ROEPrincipal Financial ROECincinnati Financial operating marginPrincipal Financial operating marginCincinnati Financial revenue growthPrincipal Financial revenue growth
Cincinnati Financial & Principal Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.