Which has the lower trailing P/E, CINF or SOFI?

CINF has the lower trailing P/E: CINF trades at 7.93 and SOFI at 39.40. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CINF or SOFI?

Over the past five years, SOFI grew revenue faster — CINF at a 8.12% CAGR versus SOFI at 42.36%.

Does CINF or SOFI pay a bigger dividend?

CINF pays a dividend (2.15% yield), while SOFI has no payments in the available dividend history.

Is CINF or SOFI more profitable?

CINF runs the higher net margin — CINF at 23.84% versus SOFI at 11.40%.

How have CINF and SOFI total returns compared?

Over the past 5 years, CINF delivered 11.16% and SOFI delivered 6.13% annualized total return. Past performance doesn't predict future results.

Cincinnati Financial Corporation (CINF) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of Cincinnati Financial Corporation and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

CINF

Cincinnati Financial Corporation

$25.83B

$168.29Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET

SOFI

SoFi Technologies, Inc.

$24.26B

$18.91Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET

Total return — CINF vs SOFI

growth of $100 · dividends reinvested · last 6y

CINF +154.1% (+16.8%/yr)SOFI +80.4% (+10.3%/yr)CINF compounded faster over this window

CINF SOFI

CINF vs SOFI: by the numbers

•CINF is the larger company ($25.83B vs $24.26B market cap).
•CINF trades at the lower trailing earnings multiple (7.93 vs 39.40 P/E), one valuation lens rather than an overall verdict.
•CINF converts more revenue to profit (23.84% vs 11.40% net margin).
•SOFI grew revenue faster over the past five years (42.36% vs 8.12% CAGR).
•CINF pays a dividend (2.15% yield), while SOFI has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CINF	SOFI
P/E ratio	7.93	39.40
Forward P/E	20.11	31.71
P/S ratio	1.88	4.58
P/B ratio	1.57	2.31

Profitability

Metric	CINF	SOFI
Gross margin	52.29%	76.46%
Operating margin	29.78%	13.22%
Net margin	23.84%	11.40%
ROE	19.96%	5.74%

Dividends

Metric	CINF	SOFI
Dividend yield	2.15%	N/A
Payout ratio	23.86%	N/A

Growth (annualized)

Metric	CINF	SOFI
Revenue CAGR (5Y)	8.12%	42.36%
EPS CAGR (5Y)	15.01%	N/A
Total return CAGR (5Y)	9.07%	6.13%

Frequently asked

Which has the lower trailing P/E, CINF or SOFI?: CINF has the lower trailing P/E: CINF trades at 7.93 and SOFI at 39.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or SOFI?: Over the past five years, SOFI grew revenue faster — CINF at a 8.12% CAGR versus SOFI at 42.36%.
Does CINF or SOFI pay a bigger dividend?: CINF pays a dividend (2.15% yield), while SOFI has no payments in the available dividend history.
Is CINF or SOFI more profitable?: CINF runs the higher net margin — CINF at 23.84% versus SOFI at 11.40%.
How have CINF and SOFI total returns compared?: Over the past 5 years, CINF delivered 11.16% and SOFI delivered 6.13% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CINF analysis Full SOFI analysis Interactive comparison tool

Dig into the metrics

Cincinnati Financial P/E ratio SoFi Technologies P/E ratio Cincinnati Financial dividend yield Cincinnati Financial ROE SoFi Technologies ROE Cincinnati Financial operating margin SoFi Technologies operating margin Cincinnati Financial revenue growth SoFi Technologies revenue growth

Cincinnati Financial & SoFi Technologies appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Fastest Revenue Growth Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.