Circle Internet Group (CRCL) vs Principal Financial Group, Inc. (PFG)

A side-by-side comparison of Circle Internet Group and Principal Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 21, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCRCL vs PFG

growth of $100 · dividends reinvested · last 1y
CRCL +169.9% (+169.9%/yr)PFG +50.4% (+50.4%/yr)CRCL compounded faster over this window
200400600800Start $1002026$270$150
CRCL PFG

CRCL vs PFG: by the numbers

  • PFG is the larger company ($23.71B vs $23.52B market cap).
  • PFG trades at the lower trailing earnings multiple (15.75 vs 44.50 P/E), one valuation lens rather than an overall verdict.
  • CRCL converts more revenue to profit (15.53% vs 9.86% net margin).
  • CRCL grew revenue faster over the past five years (181.89% vs 2.57% CAGR).
  • PFG pays a dividend (2.88% yield), while CRCL has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCRCLPFG
P/E ratio44.5015.75
Forward P/E80.4411.55
P/S ratio7.741.54
P/B ratio6.411.99

Profitability

MetricCRCLPFG
Gross margin8.67%48.54%
Operating margin-3.32%12.13%
Net margin15.53%9.86%
ROE12.86%12.74%

Dividends

MetricCRCLPFG
Dividend yieldN/A2.88%
Payout ratioN/A59.96%

Growth (annualized)

MetricCRCLPFG
Revenue CAGR (5Y)181.89%2.57%
EPS CAGR (5Y)N/A0.93%
Total return CAGR (5Y)N/A15.26%

Frequently asked

Which has the lower trailing P/E, CRCL or PFG?
PFG has the lower trailing P/E: CRCL trades at 44.50 and PFG at 15.75. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CRCL or PFG?
Over the past five years, CRCL grew revenue faster — CRCL at a 181.89% CAGR versus PFG at 2.57%.
Does CRCL or PFG pay a bigger dividend?
PFG pays a dividend (2.88% yield), while CRCL has no payments in the available dividend history.
Is CRCL or PFG more profitable?
CRCL runs the higher net margin — CRCL at 15.53% versus PFG at 9.86%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 21, 2026.