Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.89% is in line with its 5-year average of 2.76%, around the middle of its 5-year range (1.44%–4.41%).
2.20% below its 12-month average of 2.96%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
2.89%
RETURN ON ASSETS (ROA) AVG TTM
2.96%
RETURN ON ASSETS (ROA) AVG 3Y
2.68%
RETURN ON ASSETS (ROA) AVG 5Y
2.76%
RETURN ON ASSETS (ROA) AVG 10Y
2.72%
RETURN ON ASSETS (ROA) AVG 15Y
2.86%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-2.20%
CURRENT VS 3Y AVG
+8.04%
CURRENT VS 5Y AVG
+4.77%
CURRENT VS 10Y AVG
+6.36%
CURRENT VS 15Y AVG
+1.18%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+17.72%
vs the sector median at left
Synchrony Financial
Market Cap
$25.36B
Return on Assets (ROA)
2.89%
TTM Avg
2.96%
3Y Avg
2.68%
5Y Avg
2.76%
Market Cap
$25.38B
Return on Assets (ROA)
0.58%
TTM Avg
0.13%
3Y Avg
-0.09%
5Y Avg
-0.24%
Market Cap
$25.57B
Return on Assets (ROA)
1.38%
TTM Avg
1.27%
3Y Avg
1.34%
5Y Avg
1.28%
Market Cap
$25.86B
Return on Assets (ROA)
4.22%
TTM Avg
4.19%
3Y Avg
4.04%
5Y Avg
3.54%
Market Cap
$25.97B
Return on Assets (ROA)
7.72%
TTM Avg
6.06%
3Y Avg
4.03%
5Y Avg
5.00%
Market Cap
$24.35B
Return on Assets (ROA)
0.44%
TTM Avg
0.42%
3Y Avg
0.66%
5Y Avg
0.60%
Market Cap
$23.22B
Return on Assets (ROA)
14.47%
TTM Avg
14.94%
3Y Avg
14.46%
5Y Avg
17.46%
Market Cap
$22.51B
Return on Assets (ROA)
4.03%
TTM Avg
4.57%
3Y Avg
4.95%
5Y Avg
5.19%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Synchrony Financial (SYF) | $25.36B | 2.89% | 2.96% | 2.68% | 2.76% |
| Circle Internet Group (CRCL)vs › | $25.38B | 0.58% | 0.13% | -0.09% | -0.24% |
| Regions Financial Corporation (RF)vs › | $25.57B | 1.38% | 1.27% | 1.34% | 1.28% |
| W. R. Berkley Corporation (WRB)vs › | $25.86B | 4.22% | 4.19% | 4.04% | 3.54% |
| Cincinnati Financial Corporation (CINF)vs › | $25.97B | 7.72% | 6.06% | 4.03% | 5.00% |
| Principal Financial Group, Inc. (PFG)vs › | $24.35B | 0.44% | 0.42% | 0.66% | 0.60% |
| KeyCorp (KEY)vs › | $23.48B | 1.06% | 0.45% | 0.60% | 0.77% |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.22B | 14.47% | 14.94% | 14.46% | 17.46% |
| Brown & Brown, Inc. (BRO)vs › | $22.51B | 4.03% | 4.57% | 4.95% | 5.19% |
| SoFi Technologies, Inc. (SOFI)vs › | $22.39B | 1.04% | 1.17% | -0.09% | -1.38% |
ROA
2.9%
ROE
20.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 2.98% |
| 2024-12-31 | 2.93% |
| 2023-12-31 | 1.91% |
| 2022-12-31 | 2.88% |
| 2021-12-31 | 4.41% |
| 2020-12-31 | 1.44% |
| 2019-12-31 | 3.57% |
| 2018-12-31 | 2.61% |
| 2017-12-31 | 2.02% |
| 2016-12-31 | 2.50% |
| 2015-12-31 | 2.64% |
| 2014-12-31 | 2.79% |
| 2013-12-31 | 3.35% |
| 2012-12-31 | 3.96% |
| 2011-12-31 | 0.00% |
