Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.96% is in line with its 5-year average of 2.76%, around the middle of its 5-year range (1.44%–4.41%).
As of the fiscal period ended Wednesday, December 31, 2025. 0.17% above its 12-month average of 2.96%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
2.96%
RETURN ON ASSETS (ROA) AVG TTM
2.96%
RETURN ON ASSETS (ROA) AVG 3Y
2.68%
RETURN ON ASSETS (ROA) AVG 5Y
2.76%
RETURN ON ASSETS (ROA) AVG 10Y
2.72%
RETURN ON ASSETS (ROA) AVG 15Y
2.86%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+0.17%
CURRENT VS 3Y AVG
+10.65%
CURRENT VS 5Y AVG
+7.31%
CURRENT VS 10Y AVG
+8.93%
CURRENT VS 15Y AVG
+3.63%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
2.80%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+5.71%
vs the sector median at left
Synchrony Financial
Market Cap
$23.71B
Return on Assets (ROA)
2.96%
TTM Avg
2.96%
3Y Avg
2.68%
5Y Avg
2.76%
Market Cap
$23.63B
Return on Assets (ROA)
0.47%
TTM Avg
0.42%
3Y Avg
0.66%
5Y Avg
0.60%
Market Cap
$24.26B
Return on Assets (ROA)
2.18%
TTM Avg
1.83%
3Y Avg
1.64%
5Y Avg
1.22%
Market Cap
$22.93B
Return on Assets (ROA)
3.87%
TTM Avg
4.57%
3Y Avg
4.95%
5Y Avg
5.19%
Market Cap
$24.96B
Return on Assets (ROA)
14.55%
TTM Avg
14.94%
3Y Avg
14.46%
5Y Avg
17.46%
Market Cap
$21.11B
Return on Assets (ROA)
1.07%
TTM Avg
1.17%
3Y Avg
-0.09%
5Y Avg
-1.38%
Market Cap
$26.34B
Return on Assets (ROA)
1.38%
TTM Avg
1.27%
3Y Avg
1.34%
5Y Avg
1.28%
Market Cap
$20.09B
Return on Assets (ROA)
-1.10%
TTM Avg
2.99%
3Y Avg
2.04%
5Y Avg
1.94%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Synchrony Financial (SYF) | $23.71B | 2.96% | 2.96% | 2.68% | 2.76% |
| Principal Financial Group, Inc. (PFG)vs › | $23.63B | 0.47% | 0.42% | 0.66% | 0.60% |
| Loews Corporation (L)vs › | $24.26B | 2.18% | 1.83% | 1.64% | 1.22% |
| KeyCorp (KEY)vs › | $24.45B | 1.06% | 0.45% | 0.60% | 0.77% |
| Brown & Brown, Inc. (BRO)vs › | $22.93B | 3.87% | 4.57% | 4.95% | 5.19% |
| T. Rowe Price Group, Inc. (TROW)vs › | $24.96B | 14.55% | 14.94% | 14.46% | 17.46% |
| SoFi Technologies, Inc. (SOFI)vs › | $21.11B | 1.07% | 1.17% | -0.09% | -1.38% |
| Regions Financial Corporation (RF)vs › | $26.34B | 1.38% | 1.27% | 1.34% | 1.28% |
| Global Payments Inc. (GPN)vs › | $20.09B | -1.10% | 2.99% | 2.04% | 1.94% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $27.87B | 5.62% | 2.55% | 2.98% | 4.42% |
ROA
3.0%
ROE
21.9%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 2.98% |
| 2024-12-31 | 2.93% |
| 2023-12-31 | 1.91% |
| 2022-12-31 | 2.88% |
| 2021-12-31 | 4.41% |
| 2020-12-31 | 1.44% |
| 2019-12-31 | 3.57% |
| 2018-12-31 | 2.61% |
| 2017-12-31 | 2.02% |
| 2016-12-31 | 2.50% |
| 2015-12-31 | 2.64% |
| 2014-12-31 | 2.79% |
| 2013-12-31 | 3.35% |
| 2012-12-31 | 3.96% |
| 2011-12-31 | 0.00% |
