Global Payments Inc. (GPN) vs Synchrony Financial (SYF)

SYF leads on 9 of 12 compared metrics.

A side-by-side comparison of Global Payments Inc. and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — GPN vs SYF

growth of $100 · last 12y
GPN +91.7%SYF +219.0%SYF compounded faster
200400600Start $100201620182020202220242026$192$319
GPN SYF

GPN vs SYF: by the numbers

  • SYF is the larger company ($24.68B vs $16.03B market cap).
  • SYF is profitable (18.08% net margin) while GPN runs a net loss (-7.99%).
  • SYF grew revenue faster over the past five years (10.42% vs 3.29% CAGR).
  • SYF pays the higher dividend yield (1.64% vs 1.48%).

Which is better, GPN or SYF?

Metric tally: GPN 3 · SYF 9

It depends on what you're optimizing for:

GrowthSYF(faster 5Y revenue CAGR)
IncomeSYF(higher dividend yield)
QualitySYF(higher ROIC)

Valuation

MetricGPNSYF
P/E ratio7.59
Forward P/E4.227.90
P/S ratio1.841.27
P/B ratio0.681.54
PEG ratio1.02

Profitability

MetricGPNSYF
Gross margin67.31%61.08%
Operating margin16.21%22.85%
Net margin-7.99%18.08%
ROE-2.97%21.85%
ROIC2.50%9.36%

Dividends

MetricGPNSYF
Dividend yield1.48%1.64%
Payout ratio17.12%12.83%

Growth (annualized)

MetricGPNSYF
Revenue CAGR (5Y)3.29%10.42%
EPS CAGR (5Y)24.53%32.61%
Total return CAGR (5Y)-18.14%10.68%

Frequently asked

Which is better, GPN or SYF?
It depends on your goal. growth: SYF (faster 5Y revenue CAGR); income: SYF (higher dividend yield); quality: SYF (higher ROIC). Across all compared metrics, SYF leads 9 to 3.
Which has grown faster, GPN or SYF?
Over the past five years, SYF grew revenue faster — GPN at a 3.29% CAGR versus SYF at 10.42%.
Does GPN or SYF pay a bigger dividend?
GPN yields 1.48% and SYF yields 1.64% based on trailing dividends and the latest price.
Is GPN or SYF more profitable?
SYF runs the higher net margin — GPN at -7.99% versus SYF at 18.08%.
Which has been the better investment, GPN or SYF?
Over the past 10-year, SYF delivered the higher annualized total return — GPN at -0.41% versus SYF at 11.66%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.