KeyCorp (KEY) vs Synchrony Financial (SYF)

A side-by-side comparison of KeyCorp and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnKEY vs SYF

growth of $100 · dividends reinvested · last 10y
KEY +172.2% (+10.5%/yr)SYF +263.3% (+13.8%/yr)SYF compounded faster over this window
100200300400Start $10020182020202220242026$272$363
KEY SYF

KEY vs SYF: by the numbers

  • SYF is the larger company ($24.72B vs $23.57B market cap).
  • SYF trades at the lower trailing earnings multiple (7.79 vs 12.70 P/E), one valuation lens rather than an overall verdict.
  • KEY converts more revenue to profit (19.37% vs 18.56% net margin).
  • SYF grew revenue faster over the past five years (10.25% vs 7.83% CAGR).
  • KEY pays the higher dividend yield (3.77% vs 1.60%).

Metrics side by side

Valuation

MetricKEYSYF
P/E ratio12.707.79
Forward P/E11.958.13
P/S ratio2.251.30
P/B ratio1.191.46

Profitability

MetricKEYSYF
Gross margin64.48%52.26%
Operating margin18.05%24.34%
Net margin19.37%18.56%
ROE10.25%20.82%

Dividends

MetricKEYSYF
Dividend yield3.77%1.60%
Payout ratio47.67%12.70%

Growth (annualized)

MetricKEYSYF
Revenue CAGR (5Y)7.83%10.25%
EPS CAGR (5Y)3.63%32.61%
Total return CAGR (5Y)6.90%13.16%

Frequently asked

Which has the lower trailing P/E, KEY or SYF?
SYF has the lower trailing P/E: KEY trades at 12.70 and SYF at 7.79. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, KEY or SYF?
Over the past five years, SYF grew revenue faster — KEY at a 7.83% CAGR versus SYF at 10.25%.
Does KEY or SYF pay a bigger dividend?
KEY yields 3.77% and SYF yields 1.60% based on trailing dividends and the latest price.
Is KEY or SYF more profitable?
KEY runs the higher net margin — KEY at 19.37% versus SYF at 18.56%.
How have KEY and SYF total returns compared?
Over the past 10 years, KEY delivered 10.41% and SYF delivered 13.77% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.