Is KEY or SYF cheaper?

On trailing earnings, SYF is cheaper: KEY trades at a 13.93 P/E and SYF at 7.59.

Which has grown faster, KEY or SYF?

Over the past five years, SYF grew revenue faster — KEY at a 9.18% CAGR versus SYF at 10.42%.

Does KEY or SYF pay a bigger dividend?

KEY yields 3.61% and SYF yields 1.64% based on trailing dividends and the latest price.

Is KEY or SYF more profitable?

SYF runs the higher net margin — KEY at 17.35% versus SYF at 18.08%.

Which has been the better investment, KEY or SYF?

Over the past 10-year, SYF delivered the higher annualized total return — KEY at 10.88% versus SYF at 11.66%. Past performance doesn't predict future results.

KeyCorp (KEY) vs Synchrony Financial (SYF)

SYF leads on 13 of 17 compared metrics.

A side-by-side comparison of KeyCorp and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

KEY

KeyCorp

$24.61B

$22.70Financial Services

SYF

Synchrony Financial

$24.68B

$73.36Financial Services

Total return — KEY vs SYF

growth of $100 · last 12y

KEY +70.0%SYF +219.0%SYF compounded faster

KEY SYF

KEY vs SYF: by the numbers

•SYF is the larger company ($24.68B vs $24.61B market cap).
•SYF trades at the lower earnings multiple (7.59 vs 13.93 P/E).
•SYF converts more revenue to profit (18.08% vs 17.35% net margin).
•SYF grew revenue faster over the past five years (10.42% vs 9.18% CAGR).
•KEY pays the higher dividend yield (3.61% vs 1.64%).

Which is better, KEY or SYF?

Metric tally: KEY 4 · SYF 13

It depends on what you're optimizing for:

ValueSYF(lower P/E)

GrowthSYF(faster 5Y revenue CAGR)

IncomeKEY(higher dividend yield)

QualitySYF(higher ROIC)

Valuation

Metric	KEY	SYF
P/E ratio	13.93	7.59●
Forward P/E	12.45	7.90●
P/S ratio	2.19	1.27●
P/B ratio	1.23●	1.54
PEG ratio	3.84	1.02●
EV / EBITDA	16.18	4.30●
FCF yield	8.84%	38.76%●

Profitability

Metric	KEY	SYF
Gross margin	64.18%●	61.08%
Operating margin	22.20%	22.85%●
Net margin	17.35%	18.08%●
ROE	9.74%	21.85%●
ROIC	5.83%	9.36%●

Dividends

Metric	KEY	SYF
Dividend yield	3.61%●	1.64%
Payout ratio	53.59%	12.83%

Growth (annualized)

Metric	KEY	SYF
Revenue CAGR (5Y)	9.18%	10.42%●
EPS CAGR (5Y)	3.63%	32.61%●
FCF CAGR (5Y)	6.65%●	4.77%
Total return CAGR (5Y)	5.71%	10.68%●

Frequently asked

Which is better, KEY or SYF?: It depends on your goal. value: SYF (lower P/E); growth: SYF (faster 5Y revenue CAGR); income: KEY (higher dividend yield); quality: SYF (higher ROIC). Across all compared metrics, SYF leads 13 to 4.
Is KEY or SYF cheaper?: On trailing earnings, SYF is cheaper: KEY trades at a 13.93 P/E and SYF at 7.59.
Which has grown faster, KEY or SYF?: Over the past five years, SYF grew revenue faster — KEY at a 9.18% CAGR versus SYF at 10.42%.
Does KEY or SYF pay a bigger dividend?: KEY yields 3.61% and SYF yields 1.64% based on trailing dividends and the latest price.
Is KEY or SYF more profitable?: SYF runs the higher net margin — KEY at 17.35% versus SYF at 18.08%.
Which has been the better investment, KEY or SYF?: Over the past 10-year, SYF delivered the higher annualized total return — KEY at 10.88% versus SYF at 11.66%. Past performance doesn't predict future results.

Go deeper

Full KEY analysis Full SYF analysis Interactive comparison tool

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.