KeyCorp (KEY) vs Synchrony Financial (SYF)
A side-by-side comparison of KeyCorp and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
KEY
KeyCorp
$21.84Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
SYF
Synchrony Financial
$75.99Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — KEY vs SYF
growth of $100 · dividends reinvested · last 10yKEY +172.2% (+10.5%/yr)SYF +263.3% (+13.8%/yr)SYF compounded faster over this window
KEY SYF
KEY vs SYF: by the numbers
- •SYF is the larger company ($24.72B vs $23.57B market cap).
- •SYF trades at the lower trailing earnings multiple (7.79 vs 12.70 P/E), one valuation lens rather than an overall verdict.
- •KEY converts more revenue to profit (19.37% vs 18.56% net margin).
- •SYF grew revenue faster over the past five years (10.25% vs 7.83% CAGR).
- •KEY pays the higher dividend yield (3.77% vs 1.60%).
Metrics side by side
Valuation
| Metric | KEY | SYF |
|---|---|---|
| P/E ratio | 12.70 | 7.79 |
| Forward P/E | 11.95 | 8.13 |
| P/S ratio | 2.25 | 1.30 |
| P/B ratio | 1.19 | 1.46 |
Profitability
| Metric | KEY | SYF |
|---|---|---|
| Gross margin | 64.48% | 52.26% |
| Operating margin | 18.05% | 24.34% |
| Net margin | 19.37% | 18.56% |
| ROE | 10.25% | 20.82% |
Dividends
| Metric | KEY | SYF |
|---|---|---|
| Dividend yield | 3.77% | 1.60% |
| Payout ratio | 47.67% | 12.70% |
Growth (annualized)
| Metric | KEY | SYF |
|---|---|---|
| Revenue CAGR (5Y) | 7.83% | 10.25% |
| EPS CAGR (5Y) | 3.63% | 32.61% |
| Total return CAGR (5Y) | 6.90% | 13.16% |
Frequently asked
- Which has the lower trailing P/E, KEY or SYF?
- SYF has the lower trailing P/E: KEY trades at 12.70 and SYF at 7.79. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, KEY or SYF?
- Over the past five years, SYF grew revenue faster — KEY at a 7.83% CAGR versus SYF at 10.25%.
- Does KEY or SYF pay a bigger dividend?
- KEY yields 3.77% and SYF yields 1.60% based on trailing dividends and the latest price.
- Is KEY or SYF more profitable?
- KEY runs the higher net margin — KEY at 19.37% versus SYF at 18.56%.
- How have KEY and SYF total returns compared?
- Over the past 10 years, KEY delivered 10.41% and SYF delivered 13.77% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
KeyCorp P/E ratioSynchrony Financial P/E ratioKeyCorp dividend yieldSynchrony Financial dividend yieldKeyCorp ROESynchrony Financial ROEKeyCorp operating marginSynchrony Financial operating marginKeyCorp revenue growthSynchrony Financial revenue growth
KeyCorp & Synchrony Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.