KeyCorp (KEY) vs Synchrony Financial (SYF)

A side-by-side comparison of KeyCorp and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnKEY vs SYF

growth of $100 · dividends reinvested · last 12y
KEY +157.3%SYF +301.1%SYF compounded faster
100200300400500Start $100201620182020202220242026$257$401
KEY SYF

KEY vs SYF: by the numbers

  • SYF is the larger company ($25.09B vs $24.43B market cap).
  • SYF trades at the lower trailing earnings multiple (7.79 vs 17.58 P/E), one valuation lens rather than an overall verdict.
  • KEY converts more revenue to profit (19.37% vs 18.08% net margin).
  • SYF grew revenue faster over the past five years (10.42% vs 7.83% CAGR).
  • KEY pays the higher dividend yield (3.64% vs 1.59%).

Metrics side by side

Valuation

MetricKEYSYF
P/E ratio17.587.79
Forward P/E12.328.05
P/S ratio2.301.31
P/B ratio1.221.58
PEG ratio4.841.09

Profitability

MetricKEYSYF
Gross margin64.48%51.04%
Operating margin18.05%22.85%
Net margin19.37%18.08%
ROE10.25%21.85%
ROIC5.83%9.36%

Dividends

MetricKEYSYF
Dividend yield3.64%1.59%
Payout ratio53.59%12.83%

Growth (annualized)

MetricKEYSYF
Revenue CAGR (5Y)7.83%10.42%
EPS CAGR (5Y)3.63%32.61%
Total return CAGR (5Y)8.21%12.65%

Frequently asked

Which has the lower trailing P/E, KEY or SYF?
SYF has the lower trailing P/E: KEY trades at 17.58 and SYF at 7.79. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, KEY or SYF?
Over the past five years, SYF grew revenue faster — KEY at a 7.83% CAGR versus SYF at 10.42%.
Does KEY or SYF pay a bigger dividend?
KEY yields 3.64% and SYF yields 1.59% based on trailing dividends and the latest price.
Is KEY or SYF more profitable?
KEY runs the higher net margin — KEY at 19.37% versus SYF at 18.08%.
How have KEY and SYF total returns compared?
Over the past 10 years, KEY delivered 11.34% and SYF delivered 13.26% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.