KeyCorp (KEY) vs Synchrony Financial (SYF)
A side-by-side comparison of KeyCorp and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
KEY
KeyCorp
$22.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
SYF
Synchrony Financial
$77.12Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — KEY vs SYF
growth of $100 · dividends reinvested · last 12yKEY +157.3%SYF +301.1%SYF compounded faster
KEY SYF
KEY vs SYF: by the numbers
- •SYF is the larger company ($25.09B vs $24.43B market cap).
- •SYF trades at the lower trailing earnings multiple (7.79 vs 17.58 P/E), one valuation lens rather than an overall verdict.
- •KEY converts more revenue to profit (19.37% vs 18.08% net margin).
- •SYF grew revenue faster over the past five years (10.42% vs 7.83% CAGR).
- •KEY pays the higher dividend yield (3.64% vs 1.59%).
Metrics side by side
Valuation
| Metric | KEY | SYF |
|---|---|---|
| P/E ratio | 17.58 | 7.79 |
| Forward P/E | 12.32 | 8.05 |
| P/S ratio | 2.30 | 1.31 |
| P/B ratio | 1.22 | 1.58 |
| PEG ratio | 4.84 | 1.09 |
Profitability
| Metric | KEY | SYF |
|---|---|---|
| Gross margin | 64.48% | 51.04% |
| Operating margin | 18.05% | 22.85% |
| Net margin | 19.37% | 18.08% |
| ROE | 10.25% | 21.85% |
| ROIC | 5.83% | 9.36% |
Dividends
| Metric | KEY | SYF |
|---|---|---|
| Dividend yield | 3.64% | 1.59% |
| Payout ratio | 53.59% | 12.83% |
Growth (annualized)
| Metric | KEY | SYF |
|---|---|---|
| Revenue CAGR (5Y) | 7.83% | 10.42% |
| EPS CAGR (5Y) | 3.63% | 32.61% |
| Total return CAGR (5Y) | 8.21% | 12.65% |
Frequently asked
- Which has the lower trailing P/E, KEY or SYF?
- SYF has the lower trailing P/E: KEY trades at 17.58 and SYF at 7.79. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, KEY or SYF?
- Over the past five years, SYF grew revenue faster — KEY at a 7.83% CAGR versus SYF at 10.42%.
- Does KEY or SYF pay a bigger dividend?
- KEY yields 3.64% and SYF yields 1.59% based on trailing dividends and the latest price.
- Is KEY or SYF more profitable?
- KEY runs the higher net margin — KEY at 19.37% versus SYF at 18.08%.
- How have KEY and SYF total returns compared?
- Over the past 10 years, KEY delivered 11.34% and SYF delivered 13.26% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
KeyCorp P/E ratioSynchrony Financial P/E ratioKeyCorp dividend yieldSynchrony Financial dividend yieldKeyCorp ROESynchrony Financial ROEKeyCorp operating marginSynchrony Financial operating marginKeyCorp revenue growthSynchrony Financial revenue growthKeyCorp free cash flowSynchrony Financial free cash flow
KeyCorp & Synchrony Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.