Regions Financial Corporation (RF) vs Synchrony Financial (SYF)
RF leads on 7 of 13 compared metrics, though SYF is the cheaper stock.
A side-by-side comparison of Regions Financial Corporation and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
RF
Regions Financial Corporation
$29.27Financial Services
SYF
Synchrony Financial
$73.36Financial Services
Total return — RF vs SYF
growth of $100 · last 12yRF +184.2%SYF +219.0%SYF compounded faster
RF SYF
RF vs SYF: by the numbers
- •RF is the larger company ($24.98B vs $24.68B market cap).
- •SYF trades at the lower earnings multiple (7.59 vs 12.20 P/E).
- •RF converts more revenue to profit (23.13% vs 18.08% net margin).
- •SYF grew revenue faster over the past five years (10.42% vs 7.48% CAGR).
- •RF pays the higher dividend yield (3.62% vs 1.64%).
Which is better, RF or SYF?
Metric tally: RF 7 · SYF 6It depends on what you're optimizing for:
ValueSYF(lower P/E)
GrowthSYF(faster 5Y revenue CAGR)
IncomeRF(higher dividend yield)
QualityRF(higher ROIC)
Metrics side by side
Valuation
| Metric | RF | SYF |
|---|---|---|
| P/E ratio | 12.20 | 7.59● |
| Forward P/E | 11.19 | 7.90● |
| P/S ratio | 2.64 | 1.27● |
| P/B ratio | 1.35● | 1.54 |
| PEG ratio | 0.58● | 1.02 |
Profitability
| Metric | RF | SYF |
|---|---|---|
| Gross margin | 75.81%● | 61.08% |
| Operating margin | 29.48%● | 22.85% |
| Net margin | 23.13%● | 18.08% |
| ROE | 11.85% | 21.85%● |
| ROIC | 13.79%● | 9.36% |
Dividends
| Metric | RF | SYF |
|---|---|---|
| Dividend yield | 3.62%● | 1.64% |
| Payout ratio | 45.89% | 12.83% |
Growth (annualized)
| Metric | RF | SYF |
|---|---|---|
| Revenue CAGR (5Y) | 7.48% | 10.42%● |
| EPS CAGR (5Y) | 17.53% | 32.61%● |
| Total return CAGR (5Y) | 10.80% | 10.68% |
Frequently asked
- Which is better, RF or SYF?
- It depends on your goal. value: SYF (lower P/E); growth: SYF (faster 5Y revenue CAGR); income: RF (higher dividend yield); quality: RF (higher ROIC). Across all compared metrics, RF leads 7 to 6.
- Is RF or SYF cheaper?
- On trailing earnings, SYF is cheaper: RF trades at a 12.20 P/E and SYF at 7.59.
- Which has grown faster, RF or SYF?
- Over the past five years, SYF grew revenue faster — RF at a 7.48% CAGR versus SYF at 10.42%.
- Does RF or SYF pay a bigger dividend?
- RF yields 3.62% and SYF yields 1.64% based on trailing dividends and the latest price.
- Is RF or SYF more profitable?
- RF runs the higher net margin — RF at 23.13% versus SYF at 18.08%.
- Which has been the better investment, RF or SYF?
- Over the past 10-year, RF delivered the higher annualized total return — RF at 16.01% versus SYF at 11.66%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Regions Financial P/E ratioSynchrony Financial P/E ratioRegions Financial dividend yieldSynchrony Financial dividend yieldRegions Financial ROESynchrony Financial ROERegions Financial operating marginSynchrony Financial operating marginRegions Financial revenue growthSynchrony Financial revenue growthRegions Financial free cash flowSynchrony Financial free cash flow
Regions Financial & Synchrony Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.