Which has the lower trailing P/E, RF or SYF?

SYF has the lower trailing P/E: RF trades at 12.76 and SYF at 7.68. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, RF or SYF?

Over the past five years, SYF grew revenue faster — RF at a 7.34% CAGR versus SYF at 11.32%.

Does RF or SYF pay a bigger dividend?

RF yields 3.39% and SYF yields 1.60% based on trailing dividends and the latest price.

Is RF or SYF more profitable?

RF runs the higher net margin — RF at 23.33% versus SYF at 17.68%.

How have RF and SYF total returns compared?

Over the past 10 years, RF delivered 17.24% and SYF delivered 13.03% annualized total return. Past performance doesn't predict future results.

Regions Financial Corporation (RF) vs Synchrony Financial (SYF)

A side-by-side comparison of Regions Financial Corporation and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 29, 2026. Differences are shown without an overall score or investment verdict.

Regions Financial Corporation

$26.40B

$30.94Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT

SYF

Synchrony Financial

$24.39B

$74.97Financial ServicesAt close: Jul 29, 2026, 4:00 PM ET

Total return — RF vs SYF

growth of $100 · dividends reinvested · last 12y

RF +354.7%SYF +301.1%RF compounded faster

RF SYF

RF vs SYF: by the numbers

•RF is the larger company ($26.40B vs $24.39B market cap).
•SYF trades at the lower trailing earnings multiple (7.68 vs 12.76 P/E), one valuation lens rather than an overall verdict.
•RF converts more revenue to profit (23.33% vs 17.68% net margin).
•SYF grew revenue faster over the past five years (11.32% vs 7.34% CAGR).
•RF pays the higher dividend yield (3.39% vs 1.60%).

Metrics side by side

Valuation

Metric	RF	SYF
P/E ratio	12.76	7.68
Forward P/E	11.89	8.01
P/S ratio	2.80	1.26
P/B ratio	1.42	1.48
PEG ratio	0.62	1.09

Profitability

Metric	RF	SYF
Gross margin	76.85%	51.04%
Operating margin	29.77%	23.57%
Net margin	23.33%	17.68%
ROE	11.85%	20.82%
ROIC	13.79%	9.36%

Dividends

Metric	RF	SYF
Dividend yield	3.39%	1.60%
Payout ratio	45.89%	12.83%

Growth (annualized)

Metric	RF	SYF
Revenue CAGR (5Y)	7.34%	11.32%
EPS CAGR (5Y)	17.53%	32.61%
Total return CAGR (5Y)	14.62%	11.64%

Frequently asked

Which has the lower trailing P/E, RF or SYF?: SYF has the lower trailing P/E: RF trades at 12.76 and SYF at 7.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, RF or SYF?: Over the past five years, SYF grew revenue faster — RF at a 7.34% CAGR versus SYF at 11.32%.
Does RF or SYF pay a bigger dividend?: RF yields 3.39% and SYF yields 1.60% based on trailing dividends and the latest price.
Is RF or SYF more profitable?: RF runs the higher net margin — RF at 23.33% versus SYF at 17.68%.
How have RF and SYF total returns compared?: Over the past 10 years, RF delivered 17.24% and SYF delivered 13.03% annualized total return. Past performance doesn't predict future results.

Go deeper

Full RF analysis Full SYF analysis Interactive comparison tool

Dig into the metrics

Regions Financial P/E ratio Synchrony Financial P/E ratio Regions Financial dividend yield Synchrony Financial dividend yield Regions Financial ROE Synchrony Financial ROE Regions Financial operating margin Synchrony Financial operating margin Regions Financial revenue growth Synchrony Financial revenue growth Regions Financial free cash flow Synchrony Financial free cash flow

Regions Financial & Synchrony Financial appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 29, 2026.