Synchrony Financial (SYF) vs W. R. Berkley Corporation (WRB)

A side-by-side comparison of Synchrony Financial and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 31, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnSYF vs WRB

growth of $100 · dividends reinvested · last 12y
SYF +324.5%WRB +580.9%WRB compounded faster
200400600Start $100201620182020202220242026$425$681
SYF WRB

SYF vs WRB: by the numbers

  • WRB is the larger company ($27.32B vs $25.11B market cap).
  • SYF trades at the lower trailing earnings multiple (7.91 vs 15.07 P/E), one valuation lens rather than an overall verdict.
  • SYF converts more revenue to profit (17.68% vs 10.71% net margin).
  • WRB grew revenue faster over the past five years (15.38% vs 11.32% CAGR).
  • WRB pays the higher dividend yield (2.55% vs 1.56%).

Metrics side by side

Valuation

MetricSYFWRB
P/E ratio7.9115.07
Forward P/E8.2415.19
P/S ratio1.301.60
P/B ratio1.532.82
PEG ratio1.097.63

Profitability

MetricSYFWRB
Gross margin51.04%19.81%
Operating margin23.57%13.69%
Net margin17.68%10.71%
ROE20.82%18.89%
ROIC9.36%10.42%

Dividends

MetricSYFWRB
Dividend yield1.56%2.55%
Payout ratio12.83%41.74%

Growth (annualized)

MetricSYFWRB
Revenue CAGR (5Y)11.32%15.38%
EPS CAGR (5Y)32.61%28.88%
Total return CAGR (5Y)12.80%20.08%

Frequently asked

Which has the lower trailing P/E, SYF or WRB?
SYF has the lower trailing P/E: SYF trades at 7.91 and WRB at 15.07. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, SYF or WRB?
Over the past five years, WRB grew revenue faster — SYF at a 11.32% CAGR versus WRB at 15.38%.
Does SYF or WRB pay a bigger dividend?
SYF yields 1.56% and WRB yields 2.55% based on trailing dividends and the latest price.
Is SYF or WRB more profitable?
SYF runs the higher net margin — SYF at 17.68% versus WRB at 10.71%.
How have SYF and WRB total returns compared?
Over the past 10 years, SYF delivered 13.35% and WRB delivered 17.82% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 31, 2026.