Synchrony Financial (SYF) vs W. R. Berkley Corporation (WRB)
A side-by-side comparison of Synchrony Financial and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 31, 2026. Differences are shown without an overall score or investment verdict.
SYF
Synchrony Financial
$77.17Financial ServicesDelayed quote: Jul 30, 2026, 4:00 PM EDT
WRB
W. R. Berkley Corporation
$73.38Financial ServicesDelayed quote: Jul 30, 2026, 4:00 PM EDT
Total return — SYF vs WRB
growth of $100 · dividends reinvested · last 12ySYF +324.5%WRB +580.9%WRB compounded faster
SYF WRB
SYF vs WRB: by the numbers
- •WRB is the larger company ($27.32B vs $25.11B market cap).
- •SYF trades at the lower trailing earnings multiple (7.91 vs 15.07 P/E), one valuation lens rather than an overall verdict.
- •SYF converts more revenue to profit (17.68% vs 10.71% net margin).
- •WRB grew revenue faster over the past five years (15.38% vs 11.32% CAGR).
- •WRB pays the higher dividend yield (2.55% vs 1.56%).
Metrics side by side
Valuation
| Metric | SYF | WRB |
|---|---|---|
| P/E ratio | 7.91 | 15.07 |
| Forward P/E | 8.24 | 15.19 |
| P/S ratio | 1.30 | 1.60 |
| P/B ratio | 1.53 | 2.82 |
| PEG ratio | 1.09 | 7.63 |
Profitability
| Metric | SYF | WRB |
|---|---|---|
| Gross margin | 51.04% | 19.81% |
| Operating margin | 23.57% | 13.69% |
| Net margin | 17.68% | 10.71% |
| ROE | 20.82% | 18.89% |
| ROIC | 9.36% | 10.42% |
Dividends
| Metric | SYF | WRB |
|---|---|---|
| Dividend yield | 1.56% | 2.55% |
| Payout ratio | 12.83% | 41.74% |
Growth (annualized)
| Metric | SYF | WRB |
|---|---|---|
| Revenue CAGR (5Y) | 11.32% | 15.38% |
| EPS CAGR (5Y) | 32.61% | 28.88% |
| Total return CAGR (5Y) | 12.80% | 20.08% |
Frequently asked
- Which has the lower trailing P/E, SYF or WRB?
- SYF has the lower trailing P/E: SYF trades at 7.91 and WRB at 15.07. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, SYF or WRB?
- Over the past five years, WRB grew revenue faster — SYF at a 11.32% CAGR versus WRB at 15.38%.
- Does SYF or WRB pay a bigger dividend?
- SYF yields 1.56% and WRB yields 2.55% based on trailing dividends and the latest price.
- Is SYF or WRB more profitable?
- SYF runs the higher net margin — SYF at 17.68% versus WRB at 10.71%.
- How have SYF and WRB total returns compared?
- Over the past 10 years, SYF delivered 13.35% and WRB delivered 17.82% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Synchrony Financial P/E ratioW. R. Berkley P/E ratioSynchrony Financial dividend yieldW. R. Berkley dividend yieldSynchrony Financial ROEW. R. Berkley ROESynchrony Financial operating marginW. R. Berkley operating marginSynchrony Financial revenue growthW. R. Berkley revenue growthSynchrony Financial free cash flowW. R. Berkley free cash flow
Synchrony Financial & W. R. Berkley appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 31, 2026.