Synchrony Financial (SYF) vs W. R. Berkley Corporation (WRB)

A side-by-side comparison of Synchrony Financial and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnSYF vs WRB

growth of $100 · dividends reinvested · last 10y
SYF +263.3% (+13.8%/yr)WRB +398.1% (+17.4%/yr)WRB compounded faster over this window
100200300400500Start $10020182020202220242026$363$498
SYF WRB

SYF vs WRB: by the numbers

  • WRB is the larger company ($26.38B vs $24.69B market cap).
  • SYF trades at the lower trailing earnings multiple (7.77 vs 14.55 P/E), one valuation lens rather than an overall verdict.
  • SYF converts more revenue to profit (18.56% vs 10.71% net margin).
  • WRB grew revenue faster over the past five years (15.38% vs 10.25% CAGR).
  • WRB pays the higher dividend yield (2.67% vs 1.63%).

Metrics side by side

Valuation

MetricSYFWRB
P/E ratio7.7714.55
Forward P/E8.1214.54
P/S ratio1.301.47
P/B ratio1.462.59

Profitability

MetricSYFWRB
Gross margin52.26%19.81%
Operating margin24.34%13.69%
Net margin18.56%10.71%
ROE20.82%18.89%

Dividends

MetricSYFWRB
Dividend yield1.63%2.67%
Payout ratio12.70%38.40%

Growth (annualized)

MetricSYFWRB
Revenue CAGR (5Y)10.25%15.38%
EPS CAGR (5Y)32.61%28.88%
Total return CAGR (5Y)12.40%19.50%

Frequently asked

Which has the lower trailing P/E, SYF or WRB?
SYF has the lower trailing P/E: SYF trades at 7.77 and WRB at 14.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, SYF or WRB?
Over the past five years, WRB grew revenue faster — SYF at a 10.25% CAGR versus WRB at 15.38%.
Does SYF or WRB pay a bigger dividend?
SYF yields 1.63% and WRB yields 2.67% based on trailing dividends and the latest price.
Is SYF or WRB more profitable?
SYF runs the higher net margin — SYF at 18.56% versus WRB at 10.71%.
How have SYF and WRB total returns compared?
Over the past 10 years, SYF delivered 13.56% and WRB delivered 17.76% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.