SoFi Technologies, Inc. (SOFI) Net Profit Margin: 11.22%
Is SoFi Technologies, Inc.’s net profit margin high or low?
SoFi Technologies, Inc.'s net profit margin of 11.22% is 185% above its 5-year average of -13.22%, near the high end of its 5-year range (-44.49%–13.46%).
As of Wednesday, June 17, 2026. 4.71% below its 12-month average of 11.78%.
SOFI Net Profit Margin Chart
SOFI Average Net Profit Margin Chart
SOFI Current vs Average Net Profit Margin Chart
SOFI Net Profit Margin Metrics
NET PROFIT MARGIN
11.22%
NET PROFIT MARGIN AVG TTM
11.78%
NET PROFIT MARGIN AVG 3Y
-1.25%
NET PROFIT MARGIN AVG 5Y
-13.22%
NET PROFIT MARGIN AVG 10Y
N/A
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-4.71%
CURRENT VS 3Y AVG
+995.81%
CURRENT VS 5Y AVG
+184.86%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SOFI Competitors' Net Profit Margin
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $23.52B | 11.22% | 11.78% | -1.25% | -13.22% |
| Principal Financial Group, Inc. (PFG)vs › | $23.81B | 10.03% | 8.66% | 12.25% | 11.57% |
| KeyCorp (KEY)vs › | $24.50B | 17.35% | 7.29% | 12.06% | 17.14% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $24.52B | 16.84% | 7.77% | 9.51% | 16.09% |
| Loews Corporation (L)vs › | $22.36B | 10.22% | 8.68% | 8.09% | 6.16% |
| Regions Financial Corporation (RF)vs › | $24.78B | 23.13% | 21.32% | 23.83% | 24.99% |
| Synchrony Financial (SYF)vs › | $25.33B | 18.08% | 17.72% | 17.80% | 19.94% |
| W. R. Berkley Corporation (WRB)vs › | $25.50B | 12.64% | 12.49% | 12.18% | 11.02% |
| Circle Internet Group (CRCL)vs › | $21.48B | -2.76% | 3.38% | -18.59% | -108.10% |
| Cincinnati Financial Corporation (CINF)vs › | $26.57B | 21.34% | 19.59% | 12.54% | 16.19% |
Margin Comparison
Operating Margin
12.6%
Net Profit Margin
11.2%
SoFi Technologies, Inc. Net Profit Margin Formula & Definition
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
SoFi Technologies, Inc. Net Profit Margin FAQ
- What is the net profit margin for SoFi Technologies, Inc. (SOFI)?
- The net profit margin for SOFI stock is 11.22%.
- Is SoFi Technologies, Inc.'s net profit margin high or low?
- SoFi Technologies, Inc.'s net profit margin of 11.22% is 185% above its 5-year average of -13.22%, near the high end of its 5-year range (-44.49%–13.46%).
- What is the TTM average net profit margin for SoFi Technologies, Inc. (SOFI)?
- The TTM average net profit margin for SOFI stock is 11.78%.
- What is the 3Y average net profit margin for SoFi Technologies, Inc. (SOFI)?
- The 3Y average net profit margin for SOFI stock is -1.25%.
- What is the 5Y average net profit margin for SoFi Technologies, Inc. (SOFI)?
- The 5Y average net profit margin for SOFI stock is -13.22%.
SoFi Technologies, Inc. Net Profit Margin History
| DATE | NET PROFIT MARGIN |
|---|---|
| 2025-12-31 | 10.09% |
| 2024-12-31 | 13.46% |
| 2023-12-31 | -10.38% |
| 2022-12-31 | -18.18% |
| 2021-12-31 | -44.49% |
| 2020-12-31 | -29.83% |
| 2019-12-31 | -33.24% |
| 2018-12-31 | -42.07% |
| 2017-12-31 | 6.04% |
Related Metrics
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto