Which has the lower trailing P/E, RF or SOFI?

RF has the lower trailing P/E: RF trades at 12.41 and SOFI at 39.40. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, RF or SOFI?

Over the past five years, SOFI grew revenue faster — RF at a 7.34% CAGR versus SOFI at 42.36%.

Does RF or SOFI pay a bigger dividend?

RF pays a dividend (3.49% yield), while SOFI has no payments in the available dividend history.

Is RF or SOFI more profitable?

RF runs the higher net margin — RF at 23.33% versus SOFI at 11.40%.

How have RF and SOFI total returns compared?

Over the past 5 years, RF delivered 16.24% and SOFI delivered 6.13% annualized total return. Past performance doesn't predict future results.

Regions Financial Corporation (RF) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of Regions Financial Corporation and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Regions Financial Corporation

$25.95B

$30.41Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET

SOFI

SoFi Technologies, Inc.

$24.26B

$18.91Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET

Total return — RF vs SOFI

growth of $100 · dividends reinvested · last 6y

RF +150.4% (+16.5%/yr)SOFI +80.4% (+10.3%/yr)RF compounded faster over this window

RF SOFI

RF vs SOFI: by the numbers

•RF is the larger company ($25.95B vs $24.26B market cap).
•RF trades at the lower trailing earnings multiple (12.41 vs 39.40 P/E), one valuation lens rather than an overall verdict.
•RF converts more revenue to profit (23.33% vs 11.40% net margin).
•SOFI grew revenue faster over the past five years (42.36% vs 7.34% CAGR).
•RF pays a dividend (3.49% yield), while SOFI has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	RF	SOFI
P/E ratio	12.41	39.40
Forward P/E	11.53	31.71
P/S ratio	2.72	4.58
P/B ratio	1.38	2.31

Profitability

Metric	RF	SOFI
Gross margin	76.85%	76.46%
Operating margin	29.77%	13.22%
Net margin	23.33%	11.40%
ROE	11.85%	5.74%

Dividends

Metric	RF	SOFI
Dividend yield	3.49%	N/A
Payout ratio	45.89%	N/A

Growth (annualized)

Metric	RF	SOFI
Revenue CAGR (5Y)	7.34%	42.36%
EPS CAGR (5Y)	17.53%	N/A
Total return CAGR (5Y)	13.26%	6.13%

Frequently asked

Which has the lower trailing P/E, RF or SOFI?: RF has the lower trailing P/E: RF trades at 12.41 and SOFI at 39.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, RF or SOFI?: Over the past five years, SOFI grew revenue faster — RF at a 7.34% CAGR versus SOFI at 42.36%.
Does RF or SOFI pay a bigger dividend?: RF pays a dividend (3.49% yield), while SOFI has no payments in the available dividend history.
Is RF or SOFI more profitable?: RF runs the higher net margin — RF at 23.33% versus SOFI at 11.40%.
How have RF and SOFI total returns compared?: Over the past 5 years, RF delivered 16.24% and SOFI delivered 6.13% annualized total return. Past performance doesn't predict future results.

Go deeper

Full RF analysis Full SOFI analysis Interactive comparison tool

Dig into the metrics

Regions Financial P/E ratio SoFi Technologies P/E ratio Regions Financial dividend yield Regions Financial ROE SoFi Technologies ROE Regions Financial operating margin SoFi Technologies operating margin Regions Financial revenue growth SoFi Technologies revenue growth

Regions Financial & SoFi Technologies appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.