Is RF or SOFI cheaper?

On trailing earnings, RF is cheaper: RF trades at a 12.20 P/E and SOFI at 37.47.

Which has grown faster, RF or SOFI?

Over the past five years, SOFI grew revenue faster — RF at a 7.48% CAGR versus SOFI at 43.20%.

Does RF or SOFI pay a bigger dividend?

RF pays a dividend (3.62% yield) while SOFI does not currently pay one.

Is RF or SOFI more profitable?

RF runs the higher net margin — RF at 23.13% versus SOFI at 11.22%.

Which has been the better investment, RF or SOFI?

Over the past 5-year, RF delivered the higher annualized total return — RF at 16.01% versus SOFI at -5.84%. Past performance doesn't predict future results.

Regions Financial Corporation (RF) vs SoFi Technologies, Inc. (SOFI)

RF leads on 10 of 11 compared metrics.

A side-by-side comparison of Regions Financial Corporation and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Regions Financial Corporation

$24.98B

$29.27Financial Services

SOFI

SoFi Technologies, Inc.

$21.27B

$16.58Financial Services

Total return — RF vs SOFI

growth of $100 · last 6y

RF +91.7%SOFI +58.2%RF compounded faster

RF SOFI

RF vs SOFI: by the numbers

•RF is the larger company ($24.98B vs $21.27B market cap).
•RF trades at the lower earnings multiple (12.20 vs 37.47 P/E).
•RF converts more revenue to profit (23.13% vs 11.22% net margin).
•SOFI grew revenue faster over the past five years (43.20% vs 7.48% CAGR).
•RF pays a dividend (3.62% yield) while SOFI does not currently pay one.

Which is better, RF or SOFI?

Metric tally: RF 10 · SOFI 1

It depends on what you're optimizing for:

ValueRF(lower P/E)

GrowthSOFI(faster 5Y revenue CAGR)

QualityRF(higher ROIC)

Metrics side by side

Valuation

Metric	RF	SOFI
P/E ratio	12.20●	37.47
Forward P/E	11.19●	27.78
P/S ratio	2.64●	4.44
P/B ratio	1.35●	2.11
PEG ratio	0.58	—

Profitability

Metric	RF	SOFI
Gross margin	75.81%	76.02%
Operating margin	29.48%●	12.56%
Net margin	23.13%●	11.22%
ROE	11.85%●	5.34%
ROIC	13.79%●	0.95%

Dividends

Metric	RF	SOFI
Dividend yield	3.62%	—
Payout ratio	45.89%	—

Growth (annualized)

Metric	RF	SOFI
Revenue CAGR (5Y)	7.48%	43.20%●
EPS CAGR (5Y)	17.53%●	-15.53%
Total return CAGR (5Y)	10.80%●	-5.84%

Frequently asked

Which is better, RF or SOFI?: It depends on your goal. value: RF (lower P/E); growth: SOFI (faster 5Y revenue CAGR); quality: RF (higher ROIC). Across all compared metrics, RF leads 10 to 1.
Is RF or SOFI cheaper?: On trailing earnings, RF is cheaper: RF trades at a 12.20 P/E and SOFI at 37.47.
Which has grown faster, RF or SOFI?: Over the past five years, SOFI grew revenue faster — RF at a 7.48% CAGR versus SOFI at 43.20%.
Does RF or SOFI pay a bigger dividend?: RF pays a dividend (3.62% yield) while SOFI does not currently pay one.
Is RF or SOFI more profitable?: RF runs the higher net margin — RF at 23.13% versus SOFI at 11.22%.
Which has been the better investment, RF or SOFI?: Over the past 5-year, RF delivered the higher annualized total return — RF at 16.01% versus SOFI at -5.84%. Past performance doesn't predict future results.

Go deeper

Full RF analysis Full SOFI analysis Interactive comparison tool

Dig into the metrics

Regions Financial P/E ratio SoFi Technologies P/E ratio Regions Financial dividend yield SoFi Technologies dividend yield Regions Financial ROE SoFi Technologies ROE Regions Financial operating margin SoFi Technologies operating margin Regions Financial revenue growth SoFi Technologies revenue growth Regions Financial free cash flow SoFi Technologies free cash flow

Regions Financial & SoFi Technologies appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.