SoFi Technologies, Inc. (SOFI) vs T. Rowe Price Group, Inc. (TROW)

A side-by-side comparison of SoFi Technologies, Inc. and T. Rowe Price Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnSOFI vs TROW

growth of $100 · dividends reinvested · last 6y
SOFI +75.4% (+9.8%/yr)TROW +1.1% (+0.2%/yr)SOFI compounded faster over this window
100200300Start $100202120222023202420252026$175$101
SOFI TROW

SOFI vs TROW: by the numbers

  • TROW is the larger company ($24.49B vs $23.37B market cap).
  • TROW trades at the lower trailing earnings multiple (11.44 vs 38.29 P/E), one valuation lens rather than an overall verdict.
  • TROW converts more revenue to profit (29.26% vs 11.40% net margin).
  • SOFI grew revenue faster over the past five years (42.36% vs 1.39% CAGR).
  • TROW pays a dividend (4.51% yield), while SOFI has no payments in the available dividend history.

Metrics side by side

Valuation

MetricSOFITROW
P/E ratio38.2911.44
Forward P/E30.8211.17
P/S ratio4.453.22
P/B ratio2.242.22

Profitability

MetricSOFITROW
Gross margin76.46%62.67%
Operating margin13.22%30.27%
Net margin11.40%29.26%
ROE5.74%20.19%
ROIC3.79%11.51%

Dividends

MetricSOFITROW
Dividend yieldN/A4.51%
Payout ratioN/A55.51%

Growth (annualized)

MetricSOFITROW
Revenue CAGR (5Y)42.36%1.39%
EPS CAGR (5Y)N/A-1.68%
Total return CAGR (5Y)1.92%-7.90%

Frequently asked

Which has the lower trailing P/E, SOFI or TROW?
TROW has the lower trailing P/E: SOFI trades at 38.29 and TROW at 11.44. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, SOFI or TROW?
Over the past five years, SOFI grew revenue faster — SOFI at a 42.36% CAGR versus TROW at 1.39%.
Does SOFI or TROW pay a bigger dividend?
TROW pays a dividend (4.51% yield), while SOFI has no payments in the available dividend history.
Is SOFI or TROW more profitable?
TROW runs the higher net margin — SOFI at 11.40% versus TROW at 29.26%.
How have SOFI and TROW total returns compared?
Over the past 5 years, SOFI delivered 1.92% and TROW delivered 8.98% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 10, 2026.