SoFi Technologies, Inc. (SOFI) vs T. Rowe Price Group, Inc. (TROW)
A side-by-side comparison of SoFi Technologies, Inc. and T. Rowe Price Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
SOFI
SoFi Technologies, Inc.
$16.80Financial ServicesDelayed quote: Sep 24, 2026, 4:00 PM EDT
TROW
T. Rowe Price Group, Inc.
$104.27Financial ServicesDelayed quote: Sep 24, 2026, 4:00 PM EDT
Total return — SOFI vs TROW
growth of $100 · dividends reinvested · last 6ySOFI +71.9% (+9.4%/yr)TROW -4.5% (-0.8%/yr)SOFI compounded faster over this window
SOFI TROW
SOFI vs TROW: by the numbers
- •TROW is the larger company ($22.34B vs $21.55B market cap).
- •TROW trades at the lower trailing earnings multiple (10.46 vs 35.00 P/E), one valuation lens rather than an overall verdict.
- •TROW converts more revenue to profit (29.26% vs 11.40% net margin).
- •SOFI grew revenue faster over the past five years (42.36% vs 1.39% CAGR).
- •TROW pays a dividend (4.77% yield), while SOFI has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | SOFI | TROW |
|---|---|---|
| P/E ratio | 35.00 | 10.46 |
| Forward P/E | 28.46 | 10.22 |
| P/S ratio | 3.86 | 2.94 |
| P/B ratio | 1.95 | 2.03 |
Profitability
| Metric | SOFI | TROW |
|---|---|---|
| Gross margin | 76.46% | 62.67% |
| Operating margin | 13.22% | 30.27% |
| Net margin | 11.40% | 29.26% |
| ROE | 5.74% | 20.19% |
Dividends
| Metric | SOFI | TROW |
|---|---|---|
| Dividend yield | N/A | 4.77% |
| Payout ratio | N/A | 51.55% |
Growth (annualized)
| Metric | SOFI | TROW |
|---|---|---|
| Revenue CAGR (5Y) | 42.36% | 1.39% |
| EPS CAGR (5Y) | N/A | -1.68% |
| Total return CAGR (5Y) | 2.52% | -9.21% |
Frequently asked
- Which has the lower trailing P/E, SOFI or TROW?
- TROW has the lower trailing P/E: SOFI trades at 35.00 and TROW at 10.46. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, SOFI or TROW?
- Over the past five years, SOFI grew revenue faster — SOFI at a 42.36% CAGR versus TROW at 1.39%.
- Does SOFI or TROW pay a bigger dividend?
- TROW pays a dividend (4.77% yield), while SOFI has no payments in the available dividend history.
- Is SOFI or TROW more profitable?
- TROW runs the higher net margin — SOFI at 11.40% versus TROW at 29.26%.
- How have SOFI and TROW total returns compared?
- Over the past 5 years, SOFI delivered 2.52% and TROW delivered -9.21% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
SoFi Technologies P/E ratioT. Rowe Price P/E ratioT. Rowe Price dividend yieldSoFi Technologies ROET. Rowe Price ROESoFi Technologies operating marginT. Rowe Price operating marginSoFi Technologies revenue growthT. Rowe Price revenue growth
SoFi Technologies & T. Rowe Price appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.