Is SOFI or TROW cheaper?

On trailing earnings, TROW is cheaper: SOFI trades at a 39.12 P/E and TROW at 11.28.

Which has grown faster, SOFI or TROW?

Over the past five years, SOFI grew revenue faster — SOFI at a 43.20% CAGR versus TROW at 2.43%.

Does SOFI or TROW pay a bigger dividend?

TROW pays a dividend (4.89% yield) while SOFI does not currently pay one.

Is SOFI or TROW more profitable?

TROW runs the higher net margin — SOFI at 11.22% versus TROW at 28.28%.

Which has been the better investment, SOFI or TROW?

Over the past 5-year, TROW delivered the higher annualized total return — SOFI at -3.67% versus TROW at 8.14%. Past performance doesn't predict future results.

SoFi Technologies, Inc. (SOFI) vs T. Rowe Price Group, Inc. (TROW)

TROW leads on 8 of 11 compared metrics.

A side-by-side comparison of SoFi Technologies, Inc. and T. Rowe Price Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

SOFI

SoFi Technologies, Inc.

$22.20B

$17.31Financial Services

TROW

T. Rowe Price Group, Inc.

$22.54B

$105.20Financial Services

Total return — SOFI vs TROW

growth of $100 · last 6y

SOFI +65.2%TROW -27.8%SOFI compounded faster

SOFI TROW

SOFI vs TROW: by the numbers

•TROW is the larger company ($22.54B vs $22.20B market cap).
•TROW trades at the lower earnings multiple (11.28 vs 39.12 P/E).
•TROW converts more revenue to profit (28.28% vs 11.22% net margin).
•SOFI grew revenue faster over the past five years (43.20% vs 2.43% CAGR).
•TROW pays a dividend (4.89% yield) while SOFI does not currently pay one.

Which is better, SOFI or TROW?

Metric tally: SOFI 3 · TROW 8

It depends on what you're optimizing for:

ValueTROW(lower P/E)

GrowthSOFI(faster 5Y revenue CAGR)

QualityTROW(higher ROIC)

Metrics side by side

Valuation

Metric	SOFI	TROW
P/E ratio	39.12	11.28●
Forward P/E	29.04	11.09●
P/S ratio	4.64	3.17●
P/B ratio	2.21	2.18
PEG ratio	—	12.69

Profitability

Metric	SOFI	TROW
Gross margin	76.02%●	69.05%
Operating margin	12.56%	30.18%●
Net margin	11.22%	28.28%●
ROE	5.34%	19.44%●
ROIC	3.79%	11.51%●

Dividends

Metric	SOFI	TROW
Dividend yield	—	4.89%
Payout ratio	—	55.51%

Growth (annualized)

Metric	SOFI	TROW
Revenue CAGR (5Y)	43.20%●	2.43%
EPS CAGR (5Y)	-15.53%	-1.68%●
Total return CAGR (5Y)	-3.67%●	-7.69%

Frequently asked

Which is better, SOFI or TROW?: It depends on your goal. value: TROW (lower P/E); growth: SOFI (faster 5Y revenue CAGR); quality: TROW (higher ROIC). Across all compared metrics, TROW leads 8 to 3.
Is SOFI or TROW cheaper?: On trailing earnings, TROW is cheaper: SOFI trades at a 39.12 P/E and TROW at 11.28.
Which has grown faster, SOFI or TROW?: Over the past five years, SOFI grew revenue faster — SOFI at a 43.20% CAGR versus TROW at 2.43%.
Does SOFI or TROW pay a bigger dividend?: TROW pays a dividend (4.89% yield) while SOFI does not currently pay one.
Is SOFI or TROW more profitable?: TROW runs the higher net margin — SOFI at 11.22% versus TROW at 28.28%.
Which has been the better investment, SOFI or TROW?: Over the past 5-year, TROW delivered the higher annualized total return — SOFI at -3.67% versus TROW at 8.14%. Past performance doesn't predict future results.

Go deeper

Full SOFI analysis Full TROW analysis Interactive comparison tool

Dig into the metrics

SoFi Technologies P/E ratio T. Rowe Price P/E ratio SoFi Technologies dividend yield T. Rowe Price dividend yield SoFi Technologies ROE T. Rowe Price ROE SoFi Technologies operating margin T. Rowe Price operating margin SoFi Technologies revenue growth T. Rowe Price revenue growth SoFi Technologies free cash flow T. Rowe Price free cash flow

SoFi Technologies & T. Rowe Price appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.