SoFi Technologies, Inc. (SOFI) vs T. Rowe Price Group, Inc. (TROW)
A side-by-side comparison of SoFi Technologies, Inc. and T. Rowe Price Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 10, 2026. Differences are shown without an overall score or investment verdict.
SOFI
SoFi Technologies, Inc.
$18.22Financial ServicesDelayed quote: Aug 10, 2026, 12:30 PM EDT
TROW
T. Rowe Price Group, Inc.
$114.30Financial ServicesDelayed quote: Aug 10, 2026, 12:30 PM EDT
Total return — SOFI vs TROW
growth of $100 · dividends reinvested · last 6ySOFI +75.4% (+9.8%/yr)TROW +1.1% (+0.2%/yr)SOFI compounded faster over this window
SOFI TROW
SOFI vs TROW: by the numbers
- •TROW is the larger company ($24.49B vs $23.37B market cap).
- •TROW trades at the lower trailing earnings multiple (11.44 vs 38.29 P/E), one valuation lens rather than an overall verdict.
- •TROW converts more revenue to profit (29.26% vs 11.40% net margin).
- •SOFI grew revenue faster over the past five years (42.36% vs 1.39% CAGR).
- •TROW pays a dividend (4.51% yield), while SOFI has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | SOFI | TROW |
|---|---|---|
| P/E ratio | 38.29 | 11.44 |
| Forward P/E | 30.82 | 11.17 |
| P/S ratio | 4.45 | 3.22 |
| P/B ratio | 2.24 | 2.22 |
Profitability
| Metric | SOFI | TROW |
|---|---|---|
| Gross margin | 76.46% | 62.67% |
| Operating margin | 13.22% | 30.27% |
| Net margin | 11.40% | 29.26% |
| ROE | 5.74% | 20.19% |
| ROIC | 3.79% | 11.51% |
Dividends
| Metric | SOFI | TROW |
|---|---|---|
| Dividend yield | N/A | 4.51% |
| Payout ratio | N/A | 55.51% |
Growth (annualized)
| Metric | SOFI | TROW |
|---|---|---|
| Revenue CAGR (5Y) | 42.36% | 1.39% |
| EPS CAGR (5Y) | N/A | -1.68% |
| Total return CAGR (5Y) | 1.92% | -7.90% |
Frequently asked
- Which has the lower trailing P/E, SOFI or TROW?
- TROW has the lower trailing P/E: SOFI trades at 38.29 and TROW at 11.44. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, SOFI or TROW?
- Over the past five years, SOFI grew revenue faster — SOFI at a 42.36% CAGR versus TROW at 1.39%.
- Does SOFI or TROW pay a bigger dividend?
- TROW pays a dividend (4.51% yield), while SOFI has no payments in the available dividend history.
- Is SOFI or TROW more profitable?
- TROW runs the higher net margin — SOFI at 11.40% versus TROW at 29.26%.
- How have SOFI and TROW total returns compared?
- Over the past 5 years, SOFI delivered 1.92% and TROW delivered 8.98% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
SoFi Technologies P/E ratioT. Rowe Price P/E ratioT. Rowe Price dividend yieldSoFi Technologies ROET. Rowe Price ROESoFi Technologies operating marginT. Rowe Price operating marginSoFi Technologies revenue growthT. Rowe Price revenue growth
SoFi Technologies & T. Rowe Price appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 10, 2026.