Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Never paid. No positive dividend payment is present in the available history.
Last Updated: Sunday, July 26, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 37.20 |
| PE Ratio Avg TTM | 47.02 |
| PE Ratio Avg 3Y | 43.57 |
| Current VS TTM Avg | -20.89% |
| Current VS 3Y Avg | -14.63% |
| Current VS 5Y Avg | -14.63% |
| PS Ratio | 4.41 |
| PS Ratio Avg TTM | 6.33 |
| PS Ratio Avg 3Y | 4.37 |
| Current VS TTM Avg | -30.32% |
| Current VS 3Y Avg | +0.96% |
| Current VS 5Y Avg | -0.59% |
| PB Ratio | 2.10 |
| PB Ratio Avg TTM | 3.33 |
| PB Ratio Avg 3Y | 2.29 |
| Current VS TTM Avg | -36.94% |
| Current VS 3Y Avg | -8.30% |
| Current VS 5Y Avg | +15.30% |
| Debt/Equity Ratio | 0.18 |
| Debt/Equity Ratio Avg TTM | 0.35 |
| Debt/Equity Ratio Avg 3Y | 0.64 |
| Current VS TTM Avg | -49.10% |
| Current VS 3Y Avg | -72.13% |
| Current VS 5Y Avg | -73.24% |
| PEG Ratio | N/A |
| PEG Ratio Avg TTM | 1.47 |
| PEG Ratio Avg 3Y | 1.07 |
| Current VS TTM Avg | N/A |
| Current VS 3Y Avg | N/A |
| Current VS 5Y Avg | N/A |
| Earnings Yield | 2.69% |
| Earnings Yield Avg TTM | 2.17% |
| Earnings Yield Avg 3Y | 2.12% |
| Current VS TTM Avg | +23.86% |
| Current VS 3Y Avg | +26.90% |
| Current VS 5Y Avg | +26.90% |
| Current Ratio | 0.17 |
| Current Ratio Avg TTM | 0.17 |
| Current Ratio Avg 3Y | 0.19 |
| Current VS TTM Avg | -4.25% |
| Current VS 3Y Avg | -10.18% |
| Current VS 5Y Avg | -8.31% |
| Quick Ratio | 0.17 |
| Quick Ratio Avg TTM | 0.17 |
| Quick Ratio Avg 3Y | 0.19 |
| Current VS TTM Avg | -4.25% |
| Current VS 3Y Avg | -10.18% |
| Current VS 5Y Avg | -8.31% |
| ROIC | 3.79% |
| ROIC Avg 3Y | 0.16% |
| ROIC Avg 5Y | (1.28%) |
| Current VS 3Y Avg | +2268.75% |
| Current VS 5Y Avg | -396.09% |
| Current VS 10Y Avg | -343.64% |
| ROA | 0.95% |
| ROA Avg TTM | 1.17% |
| ROA Avg 3Y | (0.09%) |
| Current VS TTM Avg | -18.45% |
| Current VS 3Y Avg | -1155.56% |
| Current VS 5Y Avg | -169.09% |
| ROE | 4.59% |
| ROE Avg TTM | 6.12% |
| ROE Avg 3Y | 0.25% |
| Current VS TTM Avg | -24.94% |
| Current VS 3Y Avg | +1700.00% |
| Current VS 5Y Avg | -265.70% |
| Net Profit Margin | 11.84% |
| Net Profit Margin Avg TTM | 10.26% |
| Net Profit Margin Avg 3Y | 5.71% |
| Current VS TTM Avg | +15.39% |
| Current VS 3Y Avg | +107.50% |
| Current VS 5Y Avg | -283.51% |
| N/A |
| 2019 | N/A |
| 2018 | N/A |
| 2017 | N/A |
