SoFi Technologies, Inc. (SOFI) PE Ratio: 35.86
Is SoFi Technologies, Inc.’s P/E ratio high or low?
SoFi Technologies, Inc.'s P/E ratio of 35.86 is 40% below its 5-year average of 59.40, near the low end of its 5-year range (24.89–152.41).
The P/E ratio for SoFi Technologies, Inc. (SOFI) is 35.86 as of Wednesday, June 10, 2026. It is below its 12-month average by 24.39% (47.43).
PE Ratio (35.86) = Close Price ($15.87) / Diluted TTM EPS ($0.44)
SOFI PE Ratio Chart
SOFI Average PE Ratio Chart
SOFI Current vs Average PE Ratio Chart
SOFI PE Ratio Metrics
PE RATIO
35.86
PE RATIO AVG TTM
47.43
PE RATIO AVG 3Y
59.40
PE RATIO AVG 5Y
59.40
PE RATIO AVG 10Y
59.40
PE RATIO AVG 15Y
59.40
PE RATIO AVG 20Y
59.40
CURRENT VS TTM AVG
-24.39%
CURRENT VS 3Y AVG
-39.63%
CURRENT VS 5Y AVG
-39.63%
CURRENT VS 10Y AVG
-39.63%
CURRENT VS 15Y AVG
-39.63%
CURRENT VS 20Y AVG
-39.63%
SOFI Competitors' PE Ratio
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $20.36B | 35.86 | 47.43 | 59.40 | 59.40 |
| Brown & Brown, Inc. (BRO) | $20.70B | 18.45 | 23.96 | 27.30 | 27.85 |
| Loews Corporation (L) | $22.30B | 13.81 | 14.78 | 14.55 | 13.48 |
| Synchrony Financial (SYF) | $23.58B | 7.24 | 8.34 | 7.41 | 6.94 |
| Willis Towers Watson Public Limited Company (WTW) | $25.17B | 15.55 | 78.86 | 45.65 | 30.52 |
| Cincinnati Financial Corporation (CINF) | $25.81B | 9.54 | 12.36 | 78.52 | 102.58 |
| Global Payments Inc. (GPN) | $14.79B | N/A | 12.63 | 21.64 | 102.86 |
| Kinsale Capital Group, Inc. (KNSL) | $7.23B | 13.80 | 20.05 | 27.68 | 31.91 |
| The Hartford Financial Services Group, Inc. (HIG) | $35.74B | 9.17 | 11.02 | 11.47 | 11.54 |
| Main Street Capital Corporation (MAIN) | $4.82B | 10.90 | 10.23 | 9.78 | 9.95 |
P/E vs. its own history
At 35.9, P/E is cheaper than usual — richer than 22% of its 2-year range.
2-year low
24.9
median
48.5
2-year high
152.4
P/E Comparison
Trailing P/E
35.9
Forward P/E
26.5
Forward P/E Calculation
View All Analyst EstimatesForward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$15.87
Forward EPS (Est.)
$0.60
Forward P/E
26.52
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
SoFi Technologies, Inc. PE Ratio Formula & Definition
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
SoFi Technologies, Inc. PE Ratio FAQ
- What is the P/E ratio for SoFi Technologies, Inc. (SOFI)?
- The P/E ratio for SOFI stock is 35.86.
- Is SoFi Technologies, Inc.'s P/E ratio high or low?
- SoFi Technologies, Inc.'s P/E ratio of 35.86 is 40% below its 5-year average of 59.40, near the low end of its 5-year range (24.89–152.41).
- What is the TTM average P/E ratio for SoFi Technologies, Inc. (SOFI)?
- The TTM average P/E ratio for SOFI stock is 47.43.
- What is the 3Y average P/E ratio for SoFi Technologies, Inc. (SOFI)?
- The 3Y average P/E ratio for SOFI stock is 59.40.
- What is the 5Y average P/E ratio for SoFi Technologies, Inc. (SOFI)?
- The 5Y average P/E ratio for SOFI stock is 59.40.
- What is the 10Y average P/E ratio for SoFi Technologies, Inc. (SOFI)?
- The 10Y average P/E ratio for SOFI stock is 59.40.
- What is the 15Y average P/E ratio for SoFi Technologies, Inc. (SOFI)?
- The 15Y average P/E ratio for SOFI stock is 59.40.
- What is the 20Y average P/E ratio for SoFi Technologies, Inc. (SOFI)?
- The 20Y average P/E ratio for SOFI stock is 59.40.
SoFi Technologies, Inc. PE Ratio History
| DATE | PE RATIO |
|---|---|
| 2026-06-10 | 35.86 |
| 2026-06-09 | 37.22 |
| 2026-06-08 | 37.29 |
| 2026-06-05 | 36.23 |
| 2026-06-04 | 38.76 |
| 2026-06-03 | 37.69 |
| 2026-06-02 | 40.09 |
| 2026-06-01 | 41.99 |
| 2026-05-29 | 41.18 |
| 2026-05-28 | 38.35 |
| 2026-05-27 | 36.54 |
| 2026-05-26 | 36.11 |
| 2026-05-22 | 35.30 |
| 2026-05-21 | 35.37 |
| 2026-05-20 | 35.46 |
| 2026-05-19 | 34.42 |
| 2026-05-18 | 35.50 |
| 2026-05-15 | 35.28 |
| 2026-05-14 | 36.20 |
| 2026-05-13 | 34.60 |
| 2026-05-12 | 35.93 |
| 2026-05-11 | 36.75 |
| 2026-05-08 | 35.59 |
| 2026-05-07 | 36.16 |
| 2026-05-06 | 42.61 |
| 2026-05-05 | 41.88 |
| 2026-05-04 | 42.35 |
| 2026-05-01 | 42.95 |
| 2026-04-30 | 42.09 |
| 2026-04-29 | 40.60 |
| 2026-04-28 | 48.00 |
| 2026-04-27 | 49.05 |
| 2026-04-24 | 48.21 |
| 2026-04-23 | 47.90 |
| 2026-04-22 | 49.83 |
| 2026-04-21 | 49.23 |
| 2026-04-20 | 50.98 |
| 2026-04-17 | 50.80 |
| 2026-04-16 | 49.75 |
| 2026-04-15 | 49.12 |
| 2026-04-14 | 46.82 |
| 2026-04-13 | 44.58 |
| 2026-04-10 | 42.41 |
| 2026-04-09 | 42.54 |
| 2026-04-08 | 43.11 |
| 2026-04-07 | 42.12 |
| 2026-04-06 | 42.54 |
| 2026-04-02 | 41.44 |
| 2026-04-01 | 40.86 |
| 2026-03-31 | 41.52 |
| 2026-03-30 | 39.61 |
| 2026-03-27 | 39.82 |
| 2026-03-26 | 41.49 |
| 2026-03-25 | 43.29 |
| 2026-03-24 | 43.66 |
| 2026-03-23 | 44.84 |
| 2026-03-20 | 44.18 |
| 2026-03-19 | 44.65 |
| 2026-03-18 | 44.92 |
| 2026-03-17 | 45.41 |
| 2026-03-16 | 46.09 |
| 2026-03-13 | 46.43 |
| 2026-03-12 | 46.27 |
| 2026-03-11 | 48.44 |
| 2026-03-10 | 47.82 |
| 2026-03-09 | 49.12 |
| 2026-03-06 | 49.41 |
| 2026-03-05 | 50.33 |
| 2026-03-04 | 48.89 |
| 2026-03-03 | 48.65 |
| 2026-03-02 | 48.08 |
| 2026-02-27 | 46.43 |
| 2026-02-26 | 49.93 |
| 2026-02-25 | 50.43 |
| 2026-02-24 | 48.78 |
| 2026-02-23 | 47.63 |
| 2026-02-20 | 49.73 |
| 2026-02-19 | 50.46 |
| 2026-02-18 | 51.08 |
| 2026-02-17 | 51.01 |
| 2026-02-13 | 35.49 |
| 2026-02-12 | 34.93 |
| 2026-02-11 | 37.19 |
| 2026-02-10 | 38.33 |
| 2026-02-09 | 38.64 |
| 2026-02-06 | 37.76 |
| 2026-02-05 | 35.22 |
| 2026-02-04 | 37.56 |
| 2026-02-03 | 39.38 |
| 2026-02-02 | 39.96 |
| 2026-01-30 | 41.29 |
| 2026-01-29 | 44.09 |
| 2026-01-28 | 44.52 |
| 2026-01-27 | 46.08 |
| 2026-01-26 | 46.70 |
| 2026-01-23 | 46.79 |
| 2026-01-22 | 47.22 |
| 2026-01-21 | 46.41 |
| 2026-01-20 | 46.14 |
| 2026-01-16 | 47.29 |
| 2026-01-15 | 47.86 |
| 2026-01-14 | 48.27 |
| 2026-01-13 | 49.12 |
| 2026-01-12 | 48.14 |
| 2026-01-09 | 49.59 |
| 2026-01-08 | 50.17 |
| 2026-01-07 | 48.87 |
| 2026-01-06 | 48.83 |
| 2026-01-05 | 53.00 |
| 2026-01-02 | 49.70 |
| 2025-12-31 | 47.38 |
| 2025-12-30 | 48.07 |
| 2025-12-29 | 48.54 |
| 2025-12-26 | 49.00 |
| 2025-12-24 | 49.74 |
| 2025-12-23 | 49.21 |
| 2025-12-22 | 49.50 |
| 2025-12-19 | 49.30 |
| 2025-12-18 | 47.58 |
| 2025-12-17 | 45.74 |
| 2025-12-16 | 48.11 |
| 2025-12-15 | 46.73 |
| 2025-12-12 | 49.38 |
| 2025-12-11 | 49.00 |
| 2025-12-10 | 49.03 |
| 2025-12-09 | 48.56 |
| 2025-12-08 | 49.97 |
| 2025-12-05 | 50.28 |
| 2025-12-04 | 53.57 |
| 2025-12-03 | 52.62 |
| 2025-12-02 | 53.41 |
| 2025-12-01 | 52.54 |
| 2025-11-28 | 53.79 |
| 2025-11-26 | 51.57 |
| 2025-11-25 | 51.28 |
| 2025-11-24 | 49.59 |
| 2025-11-21 | 45.59 |
| 2025-11-20 | 45.09 |
| 2025-11-19 | 48.36 |
| 2025-11-18 | 47.49 |
| 2025-11-17 | 48.94 |
| 2025-11-14 | 50.35 |
| 2025-11-13 | 51.38 |
| 2025-11-12 | 58.30 |
| 2025-11-11 | 56.02 |
| 2025-11-10 | 55.28 |
| 2025-11-07 | 51.06 |
| 2025-11-06 | 49.16 |
| 2025-11-05 | 60.74 |
| 2025-11-04 | 59.32 |
| 2025-11-03 | 61.87 |
| 2025-10-31 | 59.95 |
| 2025-10-30 | 58.63 |
| 2025-10-29 | 62.41 |
| 2025-10-28 | 63.95 |
| 2025-10-27 | 60.59 |
| 2025-10-24 | 58.59 |
| 2025-10-23 | 56.72 |
| 2025-10-22 | 54.92 |
| 2025-10-21 | 58.07 |
| 2025-10-20 | 57.93 |
| 2025-10-17 | 53.61 |
| 2025-10-16 | 53.73 |
| 2025-10-15 | 56.61 |
| 2025-10-14 | 56.29 |
| 2025-10-13 | 54.82 |
| 2025-10-10 | 52.90 |
| 2025-10-09 | 57.46 |
| 2025-10-08 | 56.59 |
| 2025-10-07 | 56.84 |
| 2025-10-06 | 53.24 |
| 2025-10-03 | 50.98 |
| 2025-10-02 | 52.45 |
| 2025-10-01 | 52.03 |
| 2025-09-30 | 53.36 |
| 2025-09-29 | 55.65 |
| 2025-09-26 | 56.51 |
| 2025-09-25 | 56.80 |
| 2025-09-24 | 57.44 |
| 2025-09-23 | 58.76 |
| 2025-09-22 | 60.21 |
| 2025-09-19 | 59.60 |
| 2025-09-18 | 56.78 |
| 2025-09-17 | 54.82 |
| 2025-09-16 | 55.38 |
| 2025-09-15 | 55.89 |
| 2025-09-12 | 53.63 |
| 2025-09-11 | 52.43 |
| 2025-09-10 | 51.55 |
| 2025-09-09 | 52.45 |
| 2025-09-08 | 52.43 |
| 2025-09-05 | 51.71 |
| 2025-09-04 | 51.26 |
| 2025-09-03 | 49.46 |
| 2025-09-02 | 50.31 |
| 2025-08-29 | 51.59 |
| 2025-08-28 | 52.60 |
| 2025-08-27 | 50.41 |
| 2025-08-26 | 51.75 |
| 2025-08-25 | 52.82 |
| 2025-08-22 | 50.54 |
| 2025-08-21 | 47.12 |
| 2025-08-20 | 45.49 |
| 2025-08-19 | 45.95 |
| 2025-08-18 | 48.94 |
| 2025-08-15 | 48.01 |
| 2025-08-14 | 47.04 |
| 2025-08-13 | 48.09 |
| 2025-08-12 | 47.77 |
| 2025-08-11 | 45.28 |
| 2025-08-08 | 44.64 |
| 2025-08-07 | 44.60 |
| 2025-08-06 | 51.08 |
| 2025-08-05 | 51.27 |
| 2025-08-04 | 51.92 |
| 2025-08-01 | 50.54 |
| 2025-07-31 | 53.75 |
| 2025-07-30 | 52.06 |
| 2025-07-29 | 53.32 |
| 2025-07-28 | 50.04 |
| 2025-07-25 | 50.46 |
| 2025-07-24 | 51.20 |
| 2025-07-23 | 51.32 |
| 2025-07-22 | 49.94 |
| 2025-07-21 | 50.37 |
| 2025-07-18 | 51.92 |
| 2025-07-17 | 52.58 |
| 2025-07-16 | 50.92 |
| 2025-07-15 | 49.89 |
| 2025-07-14 | 50.77 |
| 2025-07-11 | 50.46 |
| 2025-07-10 | 49.92 |
| 2025-07-09 | 48.13 |
| 2025-07-08 | 47.49 |
| 2025-07-07 | 45.80 |
| 2025-07-03 | 44.20 |
| 2025-07-02 | 43.13 |
| 2025-07-01 | 41.99 |
| 2025-06-30 | 43.35 |
| 2025-06-27 | 40.90 |
| 2025-06-26 | 39.92 |
| 2025-06-25 | 38.28 |
| 2025-06-24 | 37.73 |
| 2025-06-23 | 36.56 |
| 2025-06-20 | 36.18 |
| 2025-06-18 | 36.56 |
| 2025-06-17 | 34.35 |
| 2025-06-16 | 35.47 |
| 2025-06-13 | 33.54 |
| 2025-06-12 | 35.47 |
| 2025-06-11 | 35.85 |
| 2025-06-10 | 34.25 |
| 2025-06-09 | 33.56 |
| 2025-06-06 | 33.90 |
| 2025-06-05 | 32.54 |
| 2025-06-04 | 32.04 |
| 2025-06-03 | 32.52 |
| 2025-06-02 | 32.54 |
| 2025-05-30 | 31.66 |
| 2025-05-29 | 31.35 |
Showing the most recent 260 of 397 data points. The chart above shows the full history.
Related Metrics
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto