Principal Financial Group, Inc. (PFG) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of Principal Financial Group, Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnPFG vs SOFI

growth of $100 · dividends reinvested · last 6y
PFG +184.1% (+19.0%/yr)SOFI +65.4% (+8.7%/yr)PFG compounded faster over this window
100200300Start $100202120222023202420252026$284$165
PFG SOFI

PFG vs SOFI: by the numbers

  • PFG is the larger company ($24.87B vs $22.22B market cap).
  • PFG trades at the lower trailing earnings multiple (16.52 vs 36.08 P/E), one valuation lens rather than an overall verdict.
  • SOFI converts more revenue to profit (11.40% vs 9.86% net margin).
  • SOFI grew revenue faster over the past five years (42.36% vs 2.57% CAGR).
  • PFG pays a dividend (2.80% yield), while SOFI has no payments in the available dividend history.

Metrics side by side

Valuation

MetricPFGSOFI
P/E ratio16.5236.08
Forward P/E12.0829.34
P/S ratio1.583.98
P/B ratio2.052.01

Profitability

MetricPFGSOFI
Gross margin48.54%76.46%
Operating margin12.13%13.22%
Net margin9.86%11.40%
ROE12.74%5.74%

Dividends

MetricPFGSOFI
Dividend yield2.80%N/A
Payout ratio45.38%N/A

Growth (annualized)

MetricPFGSOFI
Revenue CAGR (5Y)2.57%42.36%
EPS CAGR (5Y)0.93%N/A
Total return CAGR (5Y)15.81%2.01%

Frequently asked

Which has the lower trailing P/E, PFG or SOFI?
PFG has the lower trailing P/E: PFG trades at 16.52 and SOFI at 36.08. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PFG or SOFI?
Over the past five years, SOFI grew revenue faster — PFG at a 2.57% CAGR versus SOFI at 42.36%.
Does PFG or SOFI pay a bigger dividend?
PFG pays a dividend (2.80% yield), while SOFI has no payments in the available dividend history.
Is PFG or SOFI more profitable?
SOFI runs the higher net margin — PFG at 9.86% versus SOFI at 11.40%.
How have PFG and SOFI total returns compared?
Over the past 5 years, PFG delivered 15.81% and SOFI delivered 2.01% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.