Which has the lower trailing P/E, PFG or SOFI?

PFG has the lower trailing P/E: PFG trades at 15.94 and SOFI at 38.15. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, PFG or SOFI?

Over the past five years, SOFI grew revenue faster — PFG at a 2.90% CAGR versus SOFI at 43.20%.

Does PFG or SOFI pay a bigger dividend?

PFG pays a dividend (2.87% yield), while SOFI has no payments in the available dividend history.

Is PFG or SOFI more profitable?

SOFI runs the higher net margin — PFG at 10.03% versus SOFI at 11.22%.

How have PFG and SOFI total returns compared?

Over the past 5 years, PFG delivered 13.72% and SOFI delivered 1.73% annualized total return. Past performance doesn't predict future results.

Principal Financial Group, Inc. (PFG) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of Principal Financial Group, Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

PFG

Principal Financial Group, Inc.

$24.64B

$114.09Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

SOFI

SoFi Technologies, Inc.

$21.47B

$16.74Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

Total return — PFG vs SOFI

growth of $100 · dividends reinvested · last 6y

PFG +175.3%SOFI +61.1%PFG compounded faster

PFG SOFI

PFG vs SOFI: by the numbers

•PFG is the larger company ($24.64B vs $21.47B market cap).
•PFG trades at the lower trailing earnings multiple (15.94 vs 38.15 P/E), one valuation lens rather than an overall verdict.
•SOFI converts more revenue to profit (11.22% vs 10.03% net margin).
•SOFI grew revenue faster over the past five years (43.20% vs 2.90% CAGR).
•PFG pays a dividend (2.87% yield), while SOFI has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	PFG	SOFI
P/E ratio	15.94	38.15
Forward P/E	11.74	28.28
P/S ratio	1.59	4.52
P/B ratio	2.08	2.15
PEG ratio	17.14	N/A

Profitability

Metric	PFG	SOFI
Gross margin	48.68%	76.02%
Operating margin	12.36%	12.56%
Net margin	10.03%	11.22%
ROE	13.12%	5.34%
ROIC	0.39%	3.79%

Dividends

Metric	PFG	SOFI
Dividend yield	2.87%	N/A
Payout ratio	59.96%	N/A

Growth (annualized)

Metric	PFG	SOFI
Revenue CAGR (5Y)	2.90%	43.20%
EPS CAGR (5Y)	0.93%	N/A
Total return CAGR (5Y)	16.29%	1.73%

Frequently asked

Which has the lower trailing P/E, PFG or SOFI?: PFG has the lower trailing P/E: PFG trades at 15.94 and SOFI at 38.15. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PFG or SOFI?: Over the past five years, SOFI grew revenue faster — PFG at a 2.90% CAGR versus SOFI at 43.20%.
Does PFG or SOFI pay a bigger dividend?: PFG pays a dividend (2.87% yield), while SOFI has no payments in the available dividend history.
Is PFG or SOFI more profitable?: SOFI runs the higher net margin — PFG at 10.03% versus SOFI at 11.22%.
How have PFG and SOFI total returns compared?: Over the past 5 years, PFG delivered 13.72% and SOFI delivered 1.73% annualized total return. Past performance doesn't predict future results.

Go deeper

Full PFG analysis Full SOFI analysis Interactive comparison tool

Dig into the metrics

Principal Financial P/E ratio SoFi Technologies P/E ratio Principal Financial dividend yield SoFi Technologies dividend yield Principal Financial ROE SoFi Technologies ROE Principal Financial operating margin SoFi Technologies operating margin Principal Financial revenue growth SoFi Technologies revenue growth Principal Financial free cash flow SoFi Technologies free cash flow

Principal Financial & SoFi Technologies appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.