Principal Financial Group, Inc. (PFG) vs SoFi Technologies, Inc. (SOFI)
A side-by-side comparison of Principal Financial Group, Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
PFG
Principal Financial Group, Inc.
$116.17Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
SOFI
SoFi Technologies, Inc.
$17.32Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — PFG vs SOFI
growth of $100 · dividends reinvested · last 6yPFG +184.1% (+19.0%/yr)SOFI +65.4% (+8.7%/yr)PFG compounded faster over this window
PFG SOFI
PFG vs SOFI: by the numbers
- •PFG is the larger company ($24.87B vs $22.22B market cap).
- •PFG trades at the lower trailing earnings multiple (16.52 vs 36.08 P/E), one valuation lens rather than an overall verdict.
- •SOFI converts more revenue to profit (11.40% vs 9.86% net margin).
- •SOFI grew revenue faster over the past five years (42.36% vs 2.57% CAGR).
- •PFG pays a dividend (2.80% yield), while SOFI has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | PFG | SOFI |
|---|---|---|
| P/E ratio | 16.52 | 36.08 |
| Forward P/E | 12.08 | 29.34 |
| P/S ratio | 1.58 | 3.98 |
| P/B ratio | 2.05 | 2.01 |
Profitability
| Metric | PFG | SOFI |
|---|---|---|
| Gross margin | 48.54% | 76.46% |
| Operating margin | 12.13% | 13.22% |
| Net margin | 9.86% | 11.40% |
| ROE | 12.74% | 5.74% |
Dividends
| Metric | PFG | SOFI |
|---|---|---|
| Dividend yield | 2.80% | N/A |
| Payout ratio | 45.38% | N/A |
Growth (annualized)
| Metric | PFG | SOFI |
|---|---|---|
| Revenue CAGR (5Y) | 2.57% | 42.36% |
| EPS CAGR (5Y) | 0.93% | N/A |
| Total return CAGR (5Y) | 15.81% | 2.01% |
Frequently asked
- Which has the lower trailing P/E, PFG or SOFI?
- PFG has the lower trailing P/E: PFG trades at 16.52 and SOFI at 36.08. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PFG or SOFI?
- Over the past five years, SOFI grew revenue faster — PFG at a 2.57% CAGR versus SOFI at 42.36%.
- Does PFG or SOFI pay a bigger dividend?
- PFG pays a dividend (2.80% yield), while SOFI has no payments in the available dividend history.
- Is PFG or SOFI more profitable?
- SOFI runs the higher net margin — PFG at 9.86% versus SOFI at 11.40%.
- How have PFG and SOFI total returns compared?
- Over the past 5 years, PFG delivered 15.81% and SOFI delivered 2.01% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Principal Financial P/E ratioSoFi Technologies P/E ratioPrincipal Financial dividend yieldPrincipal Financial ROESoFi Technologies ROEPrincipal Financial operating marginSoFi Technologies operating marginPrincipal Financial revenue growthSoFi Technologies revenue growth
Principal Financial & SoFi Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.